Ashok Tapadia is a financial advisor with Guardian Life in Raleigh, NC, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He has been with Guardian Life since 1999 and is also affiliated with CP Advisory Services, Inc. Tapadia has involvement in insurance services beyond Guardian and participates in real estate activities through Fathom Realty. Guardian Life’s subsidiary, Park Avenue Wealth Management, serves individuals, including high-net-worth clients, as well as corporate and retirement plan sponsors. The firm offers a combination of advisor-led discretionary management and model-based strategies, alongside a range of financial planning and consulting services.

William Martin is a financial advisor at Commonwealth Financial Network with 10 years of industry experience. He holds the Series 66 designation and previously worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Martin is also affiliated with LifeTime Asset Management LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports advisors with operations, technology, compliance, and investment management resources.

Kerolous Botros is a financial advisor with Principal Financial Services in Raleigh, NC, holding Series 63 and Series 65 licenses and having 16 years of industry experience. His work history includes roles at NCDI Doctors and Principal Life Insurance Company, where he remains active. Outside of his advisory duties, he owns Botro Enterprise, LLC, a business established to track income and expenses. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Erick Cova is a financial advisor at PNC Wealth Management with six years of industry experience. He holds a Series 66 designation and has worked at several firms including Valic Financial Advisors and Mutual of Omaha Insurance Company. Outside of financial services, he has worked as a delivery driver for DoorDash. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that utilizes algorithmic risk assessment and invests in mutual funds and ETFs with annual rebalancing.

Jon Jester is a CFP® and Series 66 credentialed financial advisor with 25 years of industry experience. He has been with Brown Advisory since 2016, based in Chapel Hill, NC. Brown Advisory manages approximately $124.3 billion for a diverse client base, including institutions, high-net-worth individuals, and pooled investment vehicles. The firm employs a bottom-up, fundamental research process across equity and fixed-income strategies and integrates active and passive approaches alongside sustainable investing and alternative asset exposure.

Shira Katsir is a CFP® professional with nine years of industry experience, currently serving as an advisor at Hightower Advisors since 2020. Her prior roles include positions at CAPTrust and Stearns Financial Group. She is based in Chapel Hill, NC. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment strategies.

Destiney Deschaines is a financial advisor at Guardian Life with a Series 66 designation and one year of industry experience. Prior to joining Guardian Life, she worked at Equitable Advisors and held various roles including at 41 North Coffee Company and the University of Connecticut. She co-owns J&D Cutter Row, LLC, a real estate business established with her father. Guardian Life operates through Park Avenue® Wealth Management, providing brokerage and advisory services to individuals, corporations, retirement plans, and nonprofits. The firm combines advisor-led discretionary management with model-based strategies and offers access to insurance products, alternative investments, and integrated lending options.

Lauren Harper is a CFP® professional with 12 years of experience, currently advising clients at Janney Montgomery Scott in Raleigh, NC. She has been with Janney since 2014. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, and institutional clients, offering a range of brokerage, financial planning, and advisory services.

Stephanie Bruneau is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and possessing six years of industry experience. She has worked at Ameritas since 2020 in various affiliated entities and is currently associated with Generations Wealth Management. In addition to her advisory role, she serves as a Senior Account Executive at Boston 128 Insurancy Agency Inc., focusing on fixed insurance products. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a range of investment products and program platforms to build customized portfolios and incorporates affiliated entities in its mutual holding company structure.

Jane Yarborough is a CFP® with 32 years of industry experience, currently serving at Truist Advisory Services in Chapel Hill, NC. She has been affiliated with SunTrust Advisory Services and related SunTrust entities since 2006. Yarborough serves on the Board of Directors for Duke Memorial United Methodist Church’s Memorial Church Fund, a non-profit foundation account overseeing investment decisions for the church. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled research tools to support its investment strategies.

Molly Mccormack is a financial advisor at TIAA-CREF with 26 years of industry experience. She has held her current role since 2005 and previously worked at Charles Schwab from 2003 to 2005. She holds Series 63 and Series 66 credentials. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division serves individual clients, trusts, estates, and small retirement plans, offering financial planning and discretionary managed account programs. The firm operates a vertically integrated advisory model with both point-in-time planning and ongoing portfolio management, including customized portfolios managed under client-approved investment policies.

William Dotterer is a financial advisor at TIAA-CREF with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Charles Schwab and First Citizens Investor Services, Inc. before joining TIAA-CREF in 2011. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with prior relationships through TIAA-administered employer retirement plans. The firm separates planning services from ongoing management and acts as adviser to a donor-advised fund while operating within a vertically integrated structure utilizing affiliated funds.

James Kraft is a financial advisor with Janney Montgomery Scott in Raleigh, NC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at BB&T Securities, Truist Investment Services, and Truist Advisory Services. He is a member of the Knights of Columbus in Morehead City, NC. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in assets. The firm serves a diverse client base through a combination of in-house portfolio management and third-party managers across multiple advisory programs and offers brokerage, financial planning, and consulting services.

Craig Miller is a Certified Financial Planner (CFP®) with 19 years of experience in the financial services industry. He has worked at Principal Financial Services since 2018, following four years at Jeffrey B. McClaugherty. Miller holds Series 63 and Series 65 licenses. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active‑duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third‑party money manager asset allocation and separately managed accounts.

Jay Barish is a CFP® professional with 24 years of industry experience. He is currently affiliated with Commonwealth Financial Network and has held roles at Crossbridge Financial Group, Murphy Matza Wealth Management, and Ameriprise. His background includes a longstanding tenure at Commonwealth since 2011. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a comprehensive support platform featuring managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody services.

Ryan Mathis is a financial advisor with TIAA-CREF in Durham, NC, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. He has been with TIAA-CREF since 2005. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm offers a fiduciary standard across its advisory services and acts as adviser to a donor-advised fund while operating within a vertically integrated structure that utilizes affiliated funds.

Matthew Glova is a financial advisor with Commonwealth Financial Network in Johns Creek, GA, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has been with Commonwealth since 2011 and is co-owner of LifeTime Asset Management and LifeTime Tax Management, entities involved in advisory, insurance, and tax-related services. Commonwealth Financial Network serves a national network of nearly 3,000 advisors and their clients, offering a range of advisory programs and back-office support including operations, trading, technology, investment management, compliance, and practice management. The firm provides advisors discretion in portfolio construction and manages discretionary model portfolios through its Investment Management and Research team.

Kevin Mc Kinney is a financial advisor with Commonwealth Financial Network in Raleigh, NC. He holds a Series 66 designation and has experience working at LifeTime Asset and Tax Management, Virginia Polytechnic Institute and State University, Atlantic Union Bank, and several other organizations. Commonwealth Financial Network supports a national network of advisors by providing advisory programs, technology, compliance, and practice-management services. The firm offers a range of investment solutions, including discretionary model portfolios and customized programs, serving both retail and institutional clients.

Jeremy De Falco is a CFP® with 25 years of industry experience and has been with Janney Montgomery Scott since 2009. He holds a Series 66 license and is based in Raleigh, NC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage, financial planning, consulting, and advisory services through a combination of in-house and third-party portfolio management.

Myles Oliver is a financial advisor at Janney Montgomery Scott with six years of industry experience. He holds a Series 66 designation and has worked at several firms, including Fidelity Investments, Ameriprise, Davenport, and PNC. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, and advisory programs through both in-house and third-party portfolio management.