Salvatore Costagliola is a financial advisor with Merrill in Columbia, South Carolina, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Bank of America and the University of South Carolina. He serves as an executor in a fiduciary capacity outside of his advisory work. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Case is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Next Financial Group and Colonial Marketing Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven approaches.

William Benjamin Herritage is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 26 years of industry experience. His career includes roles at LPL Financial and Crown Capital Securities, among others. He is also involved in fixed insurance sales and co-owns an insurance agency. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, and institutional accounts, offering a multi-manager platform that allows advisors to implement various portfolio management strategies through discretionary and non-discretionary programs.

Treze Beasley Jr. is a CFP® with 17 years of industry experience, currently advising through LPL Financial in Columbia, SC. He has worked at South Carolina Bank and Trust and LPL since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and various asset management strategies.

Tanshe Caldwell is a financial advisor with Wells Fargo Clearing in Columbia, SC, holding Series 63 and Series 66 credentials and 27 years of industry experience. She has worked with Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where she has been since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Christopher Burnette is a financial advisor with LPL Enterprise and holds the Series 66, Series 65, and Series 63 licenses. He has 18 years of industry experience and has previously worked at firms including Cetera and Prudential Insurance Company of America. Burnette is also an instructor at the University of South Carolina and serves on the board of the Indian Waters Council, Boy Scouts of America. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio management, third-party asset management arrangements, and a broad range of brokerage and insurance products via an integrated platform.

Courtland Dreher is a financial advisor with Wells Fargo Clearing in Columbia, SC, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Mondelez Global, Ally Invest Securities LLC, Wells Fargo Bank N.A., Drivetime, and T-Mobile. Outside of advisory work, he has engaged in delivery driving for Uber Eats and Instacart. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Julia Huff is a financial advisor at Morgan Stanley in Columbia, SC, with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2021, following prior roles at Truist Advisory Services and Bb&T affiliated firms. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers planning supported by its Financial Advisors and Estate Planning Strategies Group.

Wesley Britt is a CFP®-certified financial advisor with five years of industry experience. He is currently with Ameriprise Financial Services LLC and has previously worked at Capital City Financial Partners, Integrated Advisors Network, and E*Trade Securities. Outside of advisory services, he has an ownership interest in Teal Investment Properties, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides ongoing, tax-aware retirement income planning and written recommendation reports.

Gabriel Penfield is a financial advisor with LPL Financial in Irmo, South Carolina, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior roles include positions at Waddell & Reed and Relational Wealth Management. Outside of his advisory work, he co-founded Parking Lot Medic LLC and serves on the Irmo Town Council. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and technology-driven portfolio management options.

Raymond Hrin is a financial advisor at LPL Financial with 22 years of industry experience. He holds the Series 63 and Series 66 designations and has been with LPL Financial since 2014. In addition to his advisory role, he serves as Chief Compliance Officer for South State Bank and South State Advisory, Inc. LPL Financial serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and multiple investment strategies.

James Best is a financial advisor with Wells Fargo Clearing in Columbia, SC, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked with Wells Fargo entities since 2009. Outside of his advisory role, he serves as an investment committee member for the Girl Scouts of South Carolina. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related products and bank deposit sweep options, and it acts as an ERISA fiduciary when providing investment advice.

Jason Kyzer is a financial advisor at Edward Jones in Lexington, SC, holding the ChFC® designation and Series 66 license with six years of industry experience. Before joining Edward Jones in 2019, he worked for 15 years at KYZER MASONRY INC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment options through a nationwide network of advisors.

Jamie Junis is a Series 66-licensed financial advisor with Edward Jones, bringing a total of 11 years of industry experience. Jamie previously worked at Bonefish Grill before joining Edward Jones in 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Lorena Edwards is a financial advisor with Cetera, holding a Series 66 designation and 25 years of industry experience. She has worked at Cetera and its affiliated entities since 2021 and previously at VOYA Financial Advisors from 2014 to 2021. Edwards also teaches classes at Midlands Technical College and serves on the finance committee of Gateway Baptist Church. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers diverse portfolio management and consulting services, utilizing a multi-manager platform with options ranging from automated allocations to bespoke investment strategies.

Richard Williams Jr. is a financial advisor with LPL Financial in Columbia, SC, holding a Series 66 designation and 10 years of industry experience. He previously worked at Edward Jones for 11 years before joining LPL Financial in 2026. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research to provide both discretionary and non-discretionary management.

Angela Collins is a financial advisor at Raymond James & Associates with 30 years of industry experience. She holds Series 66 and Series 63 credentials. Her prior experience includes roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank, N.A. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and governmental entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

April Clark is a CFP® professional with 16 years of industry experience, currently affiliated with Wells Fargo Clearing. She has worked at Wells Fargo Advisors and Wachovia Bank, N.A., among other related entities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Marius De Villiers is a financial advisor at Edward Jones with four years of industry experience and holds the Series 66 designation. Prior to joining Edward Jones, he worked at Country Financial and Higher Capital LLC, and he has over two decades of experience at DeCaan Administrators Pty Ltd. He is an adjunct professor teaching International Business courses online and mentors doctoral students at Columbia International University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, tax-efficient services, and affiliated investment products through a nationwide network of over 23,700 financial advisors.

Joseph Folline Sr. is a Senior Financial Advisor at Merrill Lynch Wealth Management and a senior partner of the Folline King Group. He has been with Merrill Lynch since 2002, following a decade of experience in corporate banking. Joseph focuses on providing investment planning and advice to individuals and families who have experienced liquidity events such as business sales or stock transactions. He also assists corporate executives with guidance on equity award plans and concentrated stock positions, employing portfolio strategies that prioritize risk management. Joseph holds a Bachelor's degree in Economics and History from Washington & Lee University and has earned several professional credentials, including the Chartered Retirement Planning Counselor™ (CRPC™) designation, Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is registered with FINRA under Series 7, 31, and 66 licenses. Outside his professional work, Joseph has served on the Board of Trustees at Hammond School, including a role as Chair, on the Board of Visitors at the University of South Carolina, and the Vestry of Trinity Cathedral. He and his wife Lura have three adult children.