Justin Ozdany Newman is a financial advisor at Mass Mutual Investors Services with the Series 66 designation. He began his financial services career in 2023 and has held positions at firms including Raymond James Financial and Equitable Advisors prior to joining Mass Mutual Investors Services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning supported by firm-approved software tools and offers specialized services such as divorce planning and estate-settlement programs.

Christopher Dubie is a financial advisor with Morgan Stanley in Bluffton, SC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney and Citigroup Global Markets since the late 1990s. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Terri Shiver is a financial advisor at Charles Schwab with 39 years of industry experience. She has been with Charles Schwab since 1994 and has worked at Charles Schwab Bank since 2005. Outside of her advisory role, she owns a real estate property in Savannah, Georgia. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory models and discretionary separately managed accounts, supported by multi-asset portfolios and research from the Schwab Center for Financial Research.

Archie Odom Jr. is a financial advisor at Cetera with 28 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. Prior to joining Cetera in 2025, he was affiliated with Avantax Advisory Services and Avantax Investment Services for over 27 years, and operated A Creig Odom, CPA, PA for 14 years. He also conducts financial planning and investment services under the name A. Creig Odom. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform that combines proprietary model portfolios, third-party managers, and customizable strategies.

James Doubleday III is a financial advisor at Thrivent Investment Management with 13 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. Outside of advising, he is involved in coordinating event rentals for a historic event space in Savannah, GA. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations across various financial planning areas without implementing the advice. The firm combines holistic, goal-based planning with managed-account options through a consolidated billing structure, relying on financial advisors to deliver and update client plans.

Matthew Amman is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he joined in 2011 after spending 15 years providing professional services to high-net-worth clients in the construction industry's land development sector. He holds the Certified Private Wealth Advisor® designation and is a Senior Vice President, Wealth Management Advisor, overseeing individual client services as well as coordinating financial advisor training for the Southeast Coastal Market. His approach includes building personalized financial strategies and managing custom investment portfolios to assist clients in pursuing their long-term financial goals. Matthew earned a B.S. in Civil Engineering from the University of Central Florida and an M.B.A. in Finance with the Beta Gamma Sigma designation from Florida State University. He is also certified as a Certified Exit Planning Advisor, Certified Plan Fiduciary Advisor, Personal Investment Advisor, and Retirement Accredited Financial Advisor. In addition to traditional advisory services, he is qualified to manage investment strategies on a discretionary basis through Merrill's Investment Advisory Program. Outside of his professional work, Matthew has been active in community service, serving on the Board of Directors for the Coastal Conservation Association and the YMCA of Coastal Georgia. He has volunteered with organizations such as Junior Achievement, South University, and The One Hundred Children's Foundation. Matthew resides in Savannah, Georgia, with his wife and three daughters and enjoys outdoor activities including baseball, boating, fishing, football, golfing, running, skiing, surfing, and traveling.

Sean Lavelle is a financial advisor with LPL Financial and holds a Series 66 designation. He has 10 years of industry experience, previously working at Edward Jones before joining LPL Financial and NewEdge Advisors, LLC. He also provides investment advisory services through NewEdge Advisors, an independent investment advisor firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Bruce Becker is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Becker also serves as an executor for estates and is a partner in a real estate business. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct and corporate financial planning agreements.

Donna Minor is a financial advisor with Merrill in Savannah, GA, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. She has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Maria Bailey is a financial advisor at Morgan Stanley in Savannah, GA, with 28 years of industry experience. She has held her current role since 2012. Maria holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Dora Mae Clark is a Series 66 credentialed financial advisor with Cambridge Investment Research Advisors, where she has worked since 2016. She has 10 years of industry experience and is based in Savannah, GA. Outside of her advisory role, she is a board member and event manager for SMACKO Inc. and holds various ownership and board positions in family-owned and non-public entities. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, trusts, and other retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a nationwide network of independent financial professionals using a range of portfolio management approaches and platform arrangements.

Martin Welch is a financial advisor at Thrivent Investment Management in Savannah, GA, with four years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Thrivent, Welch worked at Wells Fargo Clearing Services and had roles at the Small Business Administration and Small Business Assistance Corporation. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics. The firm emphasizes goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Jodi Mccloskey is a financial advisor with LPL Financial in Conshohocken, PA, holding a Series 63 designation and 26 years of industry experience. She has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and advanced technologies.

Jeffrey Ritch Sr. is a financial advisor with UBS Financial Services in Richmond Hill, GA, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, he serves as a basketball referee for a recreational youth basketball league. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Garet Haynes is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo in 2025, he worked at Thrivent Financial and Thrivent Investment Management Inc. from 2021 to 2025. He also served on the Chatham County Board of Commissioners from 2014 to 2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Patrick House is a financial advisor with Morgan Stanley in Savannah, GA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America N.A., Merrill, and Fidelity Brokerage Services LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

John Bankhead is a financial advisor with Morgan Stanley in Bluffton, SC, holding Series 63 and Series 65 registrations and bringing 35 years of industry experience. His career includes roles at UBS Financial Services Inc. and Morgan Stanley Private Bank, N.A. He has been with Morgan Stanley since 2020. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through employer-sponsored agreements.

Charlton Riegner is a financial advisor at Thrivent Investment Management in Savannah, GA, with two years of industry experience. He holds the Series 66 designation and has previously worked at Thrivent Financial and Calvary Day School. Outside of advising, he coordinates events for Gingerbread Gatherings LLC, which rents out a courtyard space for receptions and gatherings. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers these services as either one-time or ongoing engagements, covering a broad range of financial topics.

Nicholas Ives is a financial advisor at Ameriprise with 12 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for eight years. In addition to his advisory role, he serves as a Command Sergeant Major in the Georgia Army National Guard and is a board member of the Oglethorpe Chapter of AEA, Inc. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. As a large institutional firm, Ameriprise also provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Ron Josey is a financial advisor with Stifel in Savannah, GA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Stifel since 2015. Outside of his advisory role, he serves on the finance committee of Southside Baptist Church. Stifel serves a broad range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.