Jeffrey Jones is a financial advisor with Mass Mutual Investors Services in Jacksonville, FL, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. He is also the owner of multiple CPA practices, including Jones & Company, LLC and Gray, Callison & Jones, LLC. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, employing a structured, collaborative planning process that utilizes firm-approved analytical tools.

Zachary Burnett is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Bank of America, N.A. and Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Chris Hoomany is a Benefits & Planning Consultant in the Executive Services division at Fidelity Investments. In this role, he partners with executives to help them maximize their employer-sponsored benefits and navigate complex financial decisions. He focuses on designing personalized financial plans that provide clients with confidence and a clear path toward achieving long-term goals. Chris has been with Fidelity Investments since 2020, progressing through several roles including Customer Relationship Advocate, High Net Worth Service Associate, and multiple levels of Investment Solutions Representative before assuming his current position in 2025. His experience spans client service and investment solutions within the company. He holds an Arkansas Insurance License.

Teresa Haley is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. She has worked at Wells Fargo Clearing since 2019 and previously spent three years with LPL Financial. Outside of her advisory role, she serves as a Sunday school teacher at Port Orange Presbyterian Church and is a commissioned notary public. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Humberto Cruz Ortiz is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 designations and having 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and also has a background with Wells Fargo Bank dating back to 2013. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, combining research from Wells Fargo Investment Institute and third-party sources to support diversified investment strategies.

Bridget Monahan is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. She has been with Merrill and Bank of America since 2026. Outside of her advisory role, she has been involved with several yacht clubs, including the Florida Yacht Club and the Carolina Yacht Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations.

Dino Ragazzo is a financial advisor with UBS Financial Services in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with UBS Financial Services since 1989. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Tonja Holmes is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. She has been with Wells Fargo Clearing Services since 2017 and has worked at Wells Fargo Bank NA since 2012. Outside of her advisory role, she owns and manages an auto sales business in Jacksonville and serves as a notary public. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Tanner Murphy is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has previously worked at GM Hill, Lululemon Athletica, and the New York Mets. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Barbara Jaffe is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 registrations and has 47 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she serves as a director for the Sidney & Lois Gefen Family Foundation and participates on the advisory board of the Eric Friedheim Family Foundation, both nonprofit organizations focused on charitable activities. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by proprietary tools and offers diverse investment products and services across retail and institutional markets.

Angelina Pratt is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. She has worked at Fidelity Investments since 2021 and previously held positions at Fred Meyer Jewelers and West Texas A&M University. Outside of her advisory role, she is a partner at Macoan LLC, where she writes articles and develops a website. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Patrick Bouthiller is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 designations and 25 years of industry experience. He has been with Wells Fargo Advisors LLC since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Christopher Ferrara is a financial advisor with LPL Enterprise LLC, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. He was previously with T. Rowe Price Investment Services, Inc. for ten years. Outside of his advisory work, Ferrara owns a sports cards business based in Raleigh, NC. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, model portfolio programs, third-party asset management arrangements, and brokerage and insurance products through an integrated platform that combines advisory services with active financial product sales.

Benjamin Davis is a financial advisor at Fidelity with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Fidelity entities since 2000. Outside of his advisory role, he serves as an officer for Mandarin Toastmasters, a self-help organization based in Jacksonville, Florida. Fidelity, through Strategic Advisers LLC, provides investment management and advisory services to both retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver diversified model portfolios.

Joshua Rogers is a CFP® with 25 years of industry experience, currently serving at Raymond James & Associates since 2023. He previously worked at Bank of America and Merrill, with a combined 23 years at Merrill and 13 years at Bank of America. Rogers also serves as the treasurer for Christ Church Presbyterian in Jacksonville, FL, a nonprofit role involving budget oversight and reporting to the church elders. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Rhina Pecunia Romero is a financial advisor at Merrill with eight years of industry experience, including two years as a designated Series 66 professional. Her work history includes positions at Merrill since 2018, as well as prior roles at Platzer Swergold, Levine, Sojourn, and One Ten Thai. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Jennifer Maas is a financial advisor at Morgan Stanley with 30 years of industry experience. She holds Series 63, 65, and 66 licenses and previously worked at UBS Financial Services for eight years. Outside of her advisory role, Maas serves as an Executive Cabinet Member for the American Heart Association's Go Red for Women campaign in Jacksonville, focusing on fundraising for women's health. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutions, providing tailored financial planning and managing approximately $2.74 trillion in client assets.

Ethan Williamson is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. Before joining Merrill in 2025, he held positions at The State Board Administration, South State Bank, Miller Electric Company, and worked in educational roles at Florida State University, Montverde High School, and Apopka High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Kristin Vonnes is a CFP® professional with 24 years of industry experience. She is currently with Edward Jones and previously held roles at Raymond James & Associates and Morgan Stanley. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, as well as pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory solutions including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Arthur Shad Jr. is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 credentials with 31 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2009. Outside of his advisory role, he serves as a board member of the Garden Club of Jacksonville. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering financial planning that utilizes firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate agreements.