Paul Rosen is a financial advisor with ValMark Advisers, Inc. in Fort Lauderdale, FL, holding a Series 66 designation and possessing 16 years of industry experience. He has been with Valmark Securities, Inc. since 2014 and has operated Rosen Corporation, a general business consulting service, since 1994. Rosen serves on the board of the Florida Association of Government Guaranteed Lenders, Inc., a nonprofit trade organization. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm employs diversified, goal-based model portfolios primarily using mutual funds, ETFs, and third-party managers, and offers a range of proprietary and third-party investment platforms and advisory services.

James Fountain IV is a financial advisor at Kovack Advisors, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Kovack Advisors and Kovack Securities since 2016. In addition to his advisory roles, Fountain is president and owner of Fountain Financial Services, Inc., and he volunteers as a class leader for Dave Ramsey's Financial Peace University. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, retirement plans, charitable organizations, banks, and government clients, offering portfolio management, financial planning, and sub-advisory services using a combination of proprietary models and third-party managers.

Prakash Ramlakhan is a CFA® charterholder with three years of industry experience, currently serving as a financial advisor at Kovack Advisors, Inc. He has been affiliated with the University of the West Indies since 2005. In addition to his advisory role, he works as a financial consultant assisting the Trinidad and Tobago Electricity Commission Pension Plan with fund manager selection, performance analysis, and reporting. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, employing a combination of internally created models and third-party managers to manage portfolios across multiple custodians.

Patrick Farrell is a financial advisor at Sound Income Strategies, LLC with 40 years of industry experience. He holds the PFS™ designation and Series 66 license. His prior experience includes two decades at Investacorp Advisory Services, Inc. and various roles within the Sound Income affiliated entities. Outside of advising, Farrell reviews client tax returns for planning opportunities as a CPA. Sound Income Strategies is a fee-based investment adviser serving individuals, corporate and pension clients, other registered advisors, and retirement plans. The firm focuses on fixed-income and income-oriented strategies, actively managing portfolios through fundamental and technical analysis while also providing insurance planning and educational workshops via affiliated entities.

Christopher Salerno is a financial advisor at Thurston Springer Advisors with 10 years of industry experience. He holds the Series 66 designation and previously worked for Wells Fargo Advisors for seven years before joining Thurston Springer Financial. Thurston Springer Advisors serves individual and high-net-worth clients, as well as corporations, foundations, estates, and employer-sponsored retirement plans, offering financial planning, portfolio management, and fiduciary services. The firm uses a combination of analytical methods and supports both buy-and-hold and active investment strategies.

Rafael Gutierrez is a financial advisor with Kovack Advisors, Inc., holding a Series 66 designation and 22 years of industry experience. He has worked at Kovack Advisors since 2014 and previously held roles at Fortitude Advisory Group, Merrill, and LPL Financial. Outside of his advisory work, Gutierrez is involved in several non-investment-related business ventures, including partnerships in currency exchange, insurance, logistics, and transportation, as well as serving on the board of a country club. Kovack Advisors, Inc. is a multi-team registered investment adviser with around 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, as well as institutional clients such as pension plans, charitable organizations, and government entities. Kovack employs a risk-tolerance-based investment approach using both internally created models and third-party managers, monitoring and adjusting portfolios as needed across multiple custodians and execution venues.

Enrique Vazquez Bou is a financial advisor at Kovack Advisors, Inc. with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Kovack Advisors and Kovack Securities since 2015. Outside of his advisory role, he is an authorized representative for a fixed insurance agency. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, as well as pension plans, charitable organizations, banks, and government entities, utilizing a range of advisory services supported by Envestnet technology and both internal and third-party investment models.

Adriana Perez is a financial advisor with Bolton Securities Corporation, holding a Series 66 designation and 15 years of industry experience. She has worked at Bolton Global Asset Management since 2022 and Bolton Global Capital since 2021, with prior roles at Wells Fargo Clearing and Merrill. Bolton Global Asset Management provides discretionary and non-discretionary asset management and financial planning services to a diverse client base, including individuals, high-net-worth investors, charitable organizations, corporations, retirement plans, and banks. The firm’s advisor-driven approach customizes portfolios using a range of investment vehicles, with a focus on long-term orientation and tactical flexibility.

Rosemary Guerrero is a financial advisor at Sound Income Strategies, LLC with one year of industry experience. She holds a Series 65 designation and previously worked at 626 Holdings and DPI of North Broward. Outside of advisory work, Rosemary serves as Director of Operations at Sound Income Strategies. Sound Income Strategies is an enterprise investment adviser managing approximately $4.0 billion in client assets. The firm serves a diverse client base including individuals, pension plans, trusts, and corporations, offering customized portfolio management with an emphasis on fixed-income analysis and equity review.

Jose Fidalgo Cordova is a Series 66-licensed advisor at Kovack Advisors, Inc. with 14 years of industry experience. He has been with Kovack Securities, Inc. since 2013. Outside of his advisory role, he serves as treasurer for the Phi Sigma Alpha fraternity chapter Alfa Borinquen and is a board member of the Fundación Sigma de la Fraternidad Fi Sigma Alfa, a nonprofit charitable organization. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, offering portfolio management, financial planning, and advisor program access through a structured, Envestnet-supported investment process.

Christopher Yarosh is a financial advisor with Kovack Advisors, Inc. based in Ft. Lauderdale, FL, holding a Series 66 designation and 16 years of industry experience. His prior work includes positions at Securities America Advisors and Beacon Investment Solutions. He also spends a small portion of his time as an agent for fixed life insurance policy sales. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and government clients, providing portfolio management, financial planning, and access to sub-advisory programs through a risk-focused, model-driven investment process.

Rodrigo Posse is a financial advisor with First Advisors National, LLC and holds a Series 65 designation. He has two years of industry experience and previously worked at Asset Allocation Strategies, LLC. Outside of his advisory role, he has been involved in life and annuity insurance sales through his own business, ValuTeachers, since 2014. First Advisors National provides investment management, asset allocation advice, and retirement plan consulting primarily to individual clients, employing third-party money managers and combining fundamental analysis with tactical and strategic asset allocation.

Michael Kirshon is a financial advisor with ValMark Advisers, Inc. in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and possessing 24 years of industry experience. He has been with ValMark Advisers and Valmark Securities since 2002 and has been operating his own advisory practice since 2000. Outside of advising, Kirshon maintains a law practice focused on trusts, estate planning, and probate, and he is co-managing member of Safety Shutdown, LLC, a company holding an intellectual property patent. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services through a network of approximately 280 representatives. The firm emphasizes diversified, goal-based portfolios primarily using mutual funds, ETFs, and third-party managers, and offers a range of proprietary and third-party investment programs including the ACCESS wrap platform and Charles Schwab managed accounts.

Brian Cann is a CFA® charterholder with four years of industry experience. He is currently with Waverly Advisors, LLC and previously worked at Heartwood Wealth Advisors and Wells Fargo Bank. Outside of his advisory role, he participates as a Nabor Helper with NaborForce. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm offers a range of investment management and financial planning services, integrating traditional and alternative strategies while utilizing institutional custodians and advanced client portals.

David Scranton is a CFP® and ChFC® with 37 years of experience in the financial industry. He is the CEO and majority owner of Sound Income Strategies, LLC, and has held leadership roles in multiple affiliated entities including Sound Income Academy, Scranton Financial Group, and Advisors' Academy. He is also involved in nonprofit financial education through the Scranton Academy for Financial Education and has interests in yachting services through several managing member roles. Sound Income Strategies, LLC is an enterprise investment adviser managing approximately $4.0 billion in assets, serving a diverse client base including individuals, pension plans, trusts, and corporations. The firm emphasizes customized portfolio construction with a focus on fixed-income analysis and equity review, offering a scalable advisor network model supported by affiliated business lines and specialized services such as sub-advisory ETF management.

Milton Ceotto is a CFA® charterholder with seven years of industry experience, currently affiliated with Bolton Securities Corporation in Weston, FL. He has worked at Bolton Global Capital and Bolton Global Asset Management since 2021 and has prior experience with Wells Fargo Clearing and Ameriprise Financial Services. Milton is also a co-owner of family-related real estate holding companies in Florida. Bolton Global Asset Management provides discretionary and non-discretionary asset management and financial planning services to a diverse client base, including individuals, high-net-worth investors, charitable organizations, corporations, retirement plans, and banks or trusts. The firm’s approach is driven by independent investment adviser representatives who tailor portfolios to client goals using a range of securities and investment vehicles.

William Mckenna is a financial advisor at Provenance Wealth Advisors with 44 years of industry experience. He holds the ChFC® and Series 63 credentials. His career includes roles at Raymond James Financial Services Advisors and as an agent selling fixed insurance, long-term care, fixed annuities, and disability insurance through various agencies. Additionally, he provides coaching, consulting, and public speaking within the financial services industry. Provenance Wealth Advisors serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, managing approximately $3.63 billion in assets across nearly 2,864 client relationships. The firm offers discretionary and non-discretionary portfolio management and financial planning services utilizing a multi-custodial platform and a variety of investment strategies.

Kyle Kelly is a financial advisor at Impact Partnership Wealth, LLC with six years of industry experience. He holds a Series 65 designation and has worked at several firms, including Madison Avenue Securities, LLC, Global Wealth Management Investment Advisory, Inc., and TradeStation Securities, Inc. Impact Partnership Wealth, LLC provides investment advisory services to individuals, corporations, trusts, and retirement plans, managing approximately $2.96 billion. The firm utilizes a range of investment strategies through firm-managed, third-party, and advisor-managed models, supported by an affiliated network of broker-dealers, insurance marketing organizations, and other related entities.

Kevin Kelly is a financial advisor with Advisors Capital Management, LLC in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing seven years of industry experience. He previously worked at Verition Fund Management for three years before joining Advisors Capital Management in 2018. Advisors Capital Management, LLC provides discretionary portfolio management and proprietary model strategies to both individual and institutional clients. The firm serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, corporations, insurance companies, and government entities, utilizing a combination of top-down macro and bottom-up fundamental, quantitative, and qualitative analysis.

Karolyn Mc Donald is a financial advisor at Sound Income Strategies, LLC with three years of industry experience. She holds a Series 65 designation and has previously worked at Arbor Financial Services and Atlantic Music Center. Sound Income Strategies, LLC manages approximately $4.0 billion in client assets and serves a diverse range of clients, including individuals, pension plans, trusts, corporations, and other registered investment advisers. The firm offers customized portfolio management with an emphasis on fixed-income analysis and equity review, and provides a scalable advisor network alongside specialized family-office style services.