Prakash Ramlakhan is a CFA® charterholder with two years of industry experience, currently serving as a financial advisor at Kovack Advisors, Inc. He has been affiliated with the University of the West Indies since 2005. Outside of his advisory role, he works as a financial consultant assisting the Trinidad and Tobago Electricity Commission Pension Plan with fund manager selection, performance analysis, and reporting. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving individuals, corporations, pension plans, and banking institutions nationwide. The firm offers diversified asset management primarily through mutual funds and ETFs, along with third-party manager recommendations and financial planning services.

Debra Schachter is a financial advisor with Mutual of Omaha Investor Services, Inc., holding Series 63 and Series 65 licenses and 43 years of industry experience. She has been with Mutual of Omaha since 1981 and is also an insurance agent specializing in life, health, disability, long-term care, Medicare supplements, and annuities. Mutual of Omaha Investor Services provides advisory services to individuals, corporations, and qualified retirement plans through managed account programs, third-party money manager relationships, and retirement plan consulting. The firm operates within the broader Mutual of Omaha group and offers clients various discretionary and non-discretionary managed solutions.

Ivan Gutierrez Jr. is an investment adviser representative at Principal Advised Services with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles with Principal entities since 2024, including Principal Bank, Principal Life Insurance Company, and Principal Securities, Inc. Prior to that, he was self-employed and held positions at TradeStation Securities, Primerica Advisors, and other firms. Principal Advised Services provides investment advice and related services primarily to retirement plan participants and retail IRA clients. The firm combines third-party methodologies with proprietary models and offers both non-discretionary recommendations and a discretionary wrap-fee investment management program called SimpleInvest. Its membership in the Principal Financial Group family enables access to proprietary mutual funds, bank products, and affiliated trading services.

Patrick Farrell is a financial advisor at Sound Income Strategies, LLC with 40 years of industry experience. He holds the PFS™ designation and Series 66 license. His prior experience includes two decades at Investacorp Advisory Services, Inc. and various roles within the Sound Income affiliated entities. Outside of advising, Farrell reviews client tax returns for planning opportunities as a CPA. Sound Income Strategies is a fee-based investment adviser serving individuals, corporate and pension clients, other registered advisors, and retirement plans. The firm focuses on fixed-income and income-oriented strategies, actively managing portfolios through fundamental and technical analysis while also providing insurance planning and educational workshops via affiliated entities.

Christopher Salerno is a financial advisor at Thurston Springer Advisors in Fort Lauderdale, FL, with 10 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Advisors for seven years before joining Thurston Springer Financial in 2023. Thurston Springer Advisors serves a range of clients including individuals, corporations, retirement plans, and nonprofits. The firm offers financial planning, portfolio management, fiduciary services, and employs a variety of investment strategies including discretionary programs and active tactics based on technical and fundamental analysis.

Rafael Gutierrez is a financial advisor with Kovack Advisors, Inc. in San Antonio, TX, holding a Series 66 designation and 21 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2014. Outside of his advisory role, Gutierrez is a partner in FARO FX, LLC, which engages in corporate and high net worth currency exchange, and serves as a board member of the Laredo Country Club. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension and profit-sharing plans, and banking institutions nationwide. The firm offers discretionary and non-discretionary asset management, financial planning, and third-party manager recommendations, utilizing a diversified investment approach primarily through mutual funds and ETFs.

Maxwell Levy is a financial advisor at Thurston Springer Advisors with a Series 66 designation. He has approximately one year of industry experience, having previously been a full-time student for thirteen years. Thurston Springer Advisors serves a diverse client base, including individuals, corporations, retirement plans, and trusts, offering financial planning, portfolio management, and fiduciary services. The firm employs various investment strategies, ranging from buy-and-hold to active momentum approaches, and operates with a multi-affiliated structure that includes broker-dealer and insurance services.

Enrique Vazquez Bou is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2015. Outside of his advisory role, he is an authorized representative of a fixed insurance agency. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions nationwide. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, and offers services such as discretionary asset management, third-party manager recommendations, financial planning, and retirement account aggregation.

Adriana Perez is a financial advisor with Bolton Securities Corporation, holding a Series 66 designation and 15 years of industry experience. She has worked at Bolton Global Asset Management since 2022 and Bolton Global Capital since 2021, with prior roles at Wells Fargo Clearing and Merrill. Bolton Global Asset Management provides discretionary and non-discretionary asset management and financial planning services to a diverse client base, including individuals, high-net-worth investors, charitable organizations, corporations, retirement plans, and banks. The firm’s advisor-driven approach customizes portfolios using a range of investment vehicles, with a focus on long-term orientation and tactical flexibility.

Rosemary Guerrero is a financial advisor at Sound Income Strategies, LLC with one year of industry experience. She holds a Series 65 designation and previously worked at 626 Holdings and DPI of North Broward. Outside of advisory work, Rosemary serves as Director of Operations at Sound Income Strategies. Sound Income Strategies is an enterprise investment adviser managing approximately $4.0 billion in client assets. The firm serves a diverse client base including individuals, pension plans, trusts, and corporations, offering customized portfolio management with an emphasis on fixed-income analysis and equity review.

Jose Fidalgo Cordova is a financial advisor with Kovack Advisors, Inc. based in Ft. Lauderdale, FL, holding a Series 66 credential and 14 years of industry experience. He has been with Kovack Securities, Inc. since 2013. Outside of his advisory role, he serves as treasurer of the Phi Sigma Alpha fraternity’s Alfa Borinquen chapter and is a board member of the Fundación Sigma de la Fraternidad Fi Sigma Alfa, a nonprofit charitable organization. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, offering portfolio management, financial planning, and access to sub-advisory programs through a risk-based, model-driven investment process.

Daniel Friedman is a financial advisor at Mission Wealth Management, LP, holding a Series 65 credential and has two years of industry experience. His prior roles include positions at Singer Wealth and ToYourDoorMedical, as well as work during college at Indiana University. Mission Wealth Management is an SEC-registered, multi-team advisory firm serving affluent and high-net-worth individuals, families, and institutional clients. The firm offers tiered wealth management and financial planning services, employing customized, long-term investment strategies that utilize a diverse range of assets and third-party sub-advisors.

Dov Lasry is a CFP® with 11 years of industry experience, currently serving as an advisor at J. Safra Asset Management Corporation since 2017. He previously worked at Hapoalim Securities USA from 2014 to 2017. J. Safra Asset Management Corporation is an SEC-registered investment adviser that provides portfolio management and investment consulting services to individuals, high-net-worth investors, corporations, and institutions. The firm combines fundamental security analysis and manager due diligence with a macroeconomic overlay, managing roughly $4.6 billion across diverse client types and investment strategies.

Christopher Yarosh is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Securities America Advisors and Beacon Investment Solutions. He also works as a fixed life insurance agent, dedicating a small portion of his time to sales in this area. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pensions, charitable organizations, banks, and municipal entities, employing a combination of internally developed models and third-party managers to construct and manage portfolios.

Rodrigo Posse is a financial advisor with First Advisors National, LLC and holds a Series 65 designation. He has two years of industry experience and previously worked at Asset Allocation Strategies, LLC. Outside of his advisory role, he has been involved in life and annuity insurance sales through his own business, ValuTeachers, since 2014. First Advisors National provides investment management, asset allocation advice, and retirement plan consulting primarily to individual clients, employing third-party money managers and combining fundamental analysis with tactical and strategic asset allocation.

Ralph Tumolo is a financial advisor with Capital Analysts, based in Tamarac, FL, holding 44 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent 13 years with Legend Equities Corporation. Outside of advising, he is president of Teacher's Financial Services, an insurance sales and consulting business. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, and corporate clients, offering discretionary and non-discretionary portfolio management through various programs and a proprietary mutual-fund screening process. The firm operates with a close affiliation to Lincoln Investment and supports advisors' outside business activities alongside advisory services.

Michael Kirshon is a financial advisor with ValMark Advisers, Inc. in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and possessing 24 years of industry experience. He has been with ValMark Advisers and Valmark Securities since 2002 and has been operating his own advisory practice since 2000. Outside of advising, Kirshon maintains a law practice focused on trusts, estate planning, and probate, and he is co-managing member of Safety Shutdown, LLC, a company holding an intellectual property patent. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services through a network of approximately 280 representatives. The firm emphasizes diversified, goal-based portfolios primarily using mutual funds, ETFs, and third-party managers, and offers a range of proprietary and third-party investment programs including the ACCESS wrap platform and Charles Schwab managed accounts.

David Scranton is a CFP® and ChFC® with 37 years of experience in the financial industry. He is the CEO and majority owner of Sound Income Strategies, LLC, and has held leadership roles in multiple affiliated entities including Sound Income Academy, Scranton Financial Group, and Advisors' Academy. He is also involved in nonprofit financial education through the Scranton Academy for Financial Education and has interests in yachting services through several managing member roles. Sound Income Strategies, LLC is an enterprise investment adviser managing approximately $4.0 billion in assets, serving a diverse client base including individuals, pension plans, trusts, and corporations. The firm emphasizes customized portfolio construction with a focus on fixed-income analysis and equity review, offering a scalable advisor network model supported by affiliated business lines and specialized services such as sub-advisory ETF management.

Milton Ceotto is a CFA® charterholder with seven years of industry experience, currently affiliated with Bolton Securities Corporation in Weston, FL. He has worked at Bolton Global Capital and Bolton Global Asset Management since 2021 and has prior experience with Wells Fargo Clearing and Ameriprise Financial Services. Milton is also a co-owner of family-related real estate holding companies in Florida. Bolton Global Asset Management provides discretionary and non-discretionary asset management and financial planning services to a diverse client base, including individuals, high-net-worth investors, charitable organizations, corporations, retirement plans, and banks or trusts. The firm’s approach is driven by independent investment adviser representatives who tailor portfolios to client goals using a range of securities and investment vehicles.

Berta Epelbaum is a financial advisor with Valley Wealth Managers, Inc. She holds the Series 66 designation and has 21 years of industry experience. Prior to joining Valley Wealth Managers in 2023, she worked for Leumi Investment Services Inc. and Bank Leumi USA for 19 years. Valley Wealth Managers, Inc. is an SEC-registered investment adviser managing approximately $2.69 billion for individual and institutional clients. The firm follows a client-driven investment process, using a combination of equities, fixed income, and cash, with portfolios typically holding individual securities alongside mutual funds and ETFs when appropriate.