Heather Herrmann is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She has worked at Janney Montgomery Scott since 2012 and has been with Citigroup Global Markets since 1999. Based in Palm Beach Gardens, FL, she has a long tenure in the financial services industry. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage services, financial planning, and advisory programs.

Nancy Wilkins is a financial advisor with GWN Securities Inc., holding Series 63 and Series 65 credentials and 24 years of industry experience. She has worked at GWN Securities Inc. since 2015, including its SEC-registered entity since 2020, and previously at Royal Alliance. Wilkins is president of the Kiwanis Club of South Lake, a nonprofit supporting local children, and president of the Women’s Giving Alliance, a philanthropic group. GWN Securities provides investment advisory and related services to individual and corporate clients through multiple managed account programs and financial planning. The firm employs a mix of affiliated and unaffiliated sub-advisers and uses market-timing and momentum-based strategies in some of its legacy programs.

Brian Gary is a financial advisor at Janney Montgomery Scott with 10 years of industry experience. He holds the Series 66 designation and previously worked at Raymond James and Associates for six years before joining Janney in 2020. He is based in Palm Beach Gardens, FL. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional sponsors, and offers a range of brokerage, financial planning, and advisory services supported by both in-house and third-party portfolio management.

Marjo Ylipelkonen is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott since 2020. Prior to joining Janney, she worked at Raymond James & Associates for six years. She holds an inactive role as a sales partner with Zinzino, a direct sales marketing company focused on health products. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, corporations, and institutional clients, offering brokerage services, financial planning, and multiple advisory programs supported by both in-house and third-party portfolio management.

Juan Loureiro is a financial advisor with TIAA-CREF in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has been with TIAA-CREF since 2009. Outside of his advisory role, Loureiro serves as Chairman of the Board for Junior Achievement of the Palm Beaches and leads a personal nonprofit project called The Standard Path, which focuses on youth development and leadership education. TIAA-CREF Individual & Institutional Services offers financial planning and discretionary managed account programs primarily to individuals linked to employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm separates point-in-time planning from ongoing portfolio management and serves as adviser to a donor-advised fund within a vertically integrated group.

Trace Horevitz is a financial advisor at GWN Securities Inc. with three years of industry experience. He holds a Series 66 designation and previously worked at Florida Actuarial Corp and Colliers International. Horevitz has also been involved as a financial representative and insurance agent through a financial services DBA. GWN Securities provides investment advisory and related services to individual and corporate clients via managed account programs, financial planning, and third-party manager selection. The firm utilizes discretionary portfolio management approaches based on asset allocation and Modern Portfolio Theory, incorporating both affiliated and unaffiliated sub-advisers and employing market-timing and momentum-based strategies in certain legacy programs.

David Homard is a financial advisor at Money Concepts Capital Corp with 21 years of industry experience. He holds the CFP® and CFA® designations and has worked with firms including Win Advisors, Inc., CAI Group, LLC, and GWN Securities, Inc. Since 2023, he is also involved with Castellum Asset Management, LLC, a non-investment related business. Money Concepts Advisory Services provides investment advisory, financial planning, and consulting services to a diverse client base including individual investors, pension plans, trusts, and corporations. The firm manages approximately $4.07 billion in client assets through model-driven and asset-allocation strategies, utilizing both proprietary and sub-advised portfolios supported by third-party managers and platforms.

Robert Mullis is a financial advisor at GWN Securities Inc. with 12 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Citigroup and Money Concepts Capital Corp. Outside of his advisory work, he is also an independent contractor providing rideshare transportation services. GWN Securities offers investment advisory and related services to individual and corporate clients through various managed account programs and financial planning solutions. The firm employs portfolios using both affiliated and unaffiliated sub-advisers, blending asset allocation principles with tactical trading strategies such as momentum and market-timing approaches.

Charles Stacy is a financial advisor with GWN Securities Inc. in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He previously worked at Rodney Rich & Co. and Cadaret, Grant & Co., Inc. Stacy is also involved in life and health insurance sales through a separate business activity. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, utilizing a range of investment strategies including legacy market-timing and momentum-based approaches.

Robert Taylor Jr. is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and 19 years of industry experience. He previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. from 2015 to 2017. Outside of advisory services, he owns Robert S. Taylor Inc., a company that receives proceeds from his fixed insurance sales business. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors with a range of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, enabling advisors to construct client portfolios from diverse securities and insurance products while offering proprietary model portfolios and customized program options.

Stuart Youngentob is a financial advisor with Integrity Alliance, LLC and holds Series 63 and Series 65 licenses. He has 31 years of industry experience, including previous roles at Lion Street Financial and Kestra Financial Services, Inc. Youngentob serves as a board member for the Capital Jewish Museum and the Jewish Foundation for Group Homes, participating in various community and nonprofit activities. Integrity Alliance provides advisory and brokerage services to a diverse client base, including individual investors, corporations, and qualified retirement plans. The firm operates a large network of independent advisors managing approximately $5.4 billion in assets, offering portfolio management, financial planning, and access to third-party managers through multiple platforms.

Laura Pennington is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at Rockefeller Financial LLC since 2020. Prior to that, she worked at UBS Financial Services Inc. for 11 years. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management and financial planning services through a Private Advisor model and a consolidated investment platform, while also operating as a registered broker-dealer that provides securities transactions, variable insurance products, and placement and investment banking services.

Remington Sampson is a CFA® charterholder based in Jupiter, FL, with two years of industry experience. He has worked at Mercer Global Advisors Inc. since 2021 and previously was employed at Quest Capital Management. Outside of his advisory role, he was involved with Tin Lizzy's Cantina for seven years. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory services along with financial, tax, retirement, and estate planning. The firm emphasizes a globally diversified investment approach grounded in Modern Portfolio Theory and utilizes a variety of investment vehicles, including low-cost ETFs, index funds, and separate account managers.

Molly Haga is a financial advisor at Janney Montgomery Scott with seven years of industry experience. She holds a Series 66 designation and has worked previously at Raymond James and Associates, Inc, Baird, and the PGA of America. She is based in Palm Beach Gardens, FL. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, consulting, and advisory programs, and combines in-house portfolio management with third-party managers across multiple investment platforms.

Alice Mcelhinney is a financial advisor at Wealth Enhancement Advisory Services, LLC with 17 years of industry experience. She holds a Series 66 designation and has worked at firms including LPL Financial, Triad Advisors, and MetLife Securities. Outside of her advisory role, she is involved with Pinnacle Tax LLC, a tax preparation and accounting business. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and a variety of specialized financial planning and asset management services.

Patrick Hoene is a financial advisor at &PARTNERS with 12 years of industry experience. He holds Series 66 and Series 63 credentials and previously worked at Wells Fargo Advisors for 11 years. &PARTNERS serves a diverse client base including individuals, institutions, retirement plans, and charitable organizations, offering investment management, financial and tax planning, and ERISA consulting services. The firm utilizes a combination of fundamental, technical, and quantitative analysis, alongside proprietary and third-party strategies, to manage accounts on both discretionary and non-discretionary bases.

Nathan Flah is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 66 licenses and 12 years of industry experience. His prior roles include positions at Lion Street Advisors and Kestra Advisory. He is also the owner of Flah & Company, an insurance sales business. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm provides asset management, financial planning, retirement plan consulting, and access to third-party manager programs using a variety of investment approaches and custodial platforms.

Andrew Francisco is a financial advisor at Commonwealth Financial Network with eight years of industry experience. He has been with Commonwealth since 2018 and previously worked at Rochester City Schools District for two years. Francisco is a co-owner and vice president of BUB Unlimited, LLC, a private entity involved in real estate ownership. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $212.7 billion in client assets. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody services, supporting a range of investment strategies and products.

Theodore Boyes is a financial advisor at Integrity Alliance, LLC with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Kestra Financial Services, Inc. from 2016 to 2018. In addition to his role at Integrity Alliance, he is also an advisor at Legend Wealth Management, LLC, where he provides investment management and financial planning services. Integrity Alliance is a large advisor network offering advisory and brokerage services to individual investors, corporations, and qualified retirement plans. The firm manages approximately $5.4 billion in client assets through a range of portfolio management strategies and third-party sub-advisers, and operates with unique features such as dual registration as an SEC-registered investment adviser and broker-dealer.

Francis Schanne V is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and seven years of industry experience. He has been with Commonwealth and Cary Stamp & Company since 2018. Prior to his advisory career, he worked at Sacred Heart University for four years. Commonwealth Financial Network is a registered investment adviser that supports a national network of nearly 3,000 advisors and their clients by providing a range of advisory programs, technology, and practice-management services. The firm offers discretionary model portfolios and customizable investment solutions while serving both retail and institutional clients.