Nicholas Semko is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. He previously worked at AllianceBernstein L.P. and Ameriprise before joining Mercer. Mercer Global Advisors provides a range of advisory services to individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments. The firm employs a Modern Portfolio Theory-based investment approach focusing on globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, and other vehicles, supported by specialized services such as retirement plan consulting and family office offerings.

Todd Gutman is a financial advisor with VALIC Financial Advisors in Tampa, FL, holding a Series 66 designation and 28 years of industry experience. He has been with VALIC Financial Advisors since 1998 and previously worked at Sunamerica Capital Services, Inc. and Agia. Outside of his advisory role, he is an agent for non-securities insurance products at Agia. VALIC Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models and providing various overlay options for portfolio management.

Seth Mc Laughlin is a financial advisor with TD Private Client Wealth LLC in Tampa, FL, holding a Series 66 license and four years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank and has been with TD Private Client Wealth LLC since 2026. Outside of advising, he contributes occasionally to a family-owned sporting goods business focused on athletic traction products. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients. The firm employs a blend of strategic and tactical asset allocation with investments from both affiliated and third-party managers.

Tyrone Debique is a CFP® professional with 27 years of experience in the financial industry. He is currently with Truist Advisory Services and has previously worked at notable firms including Merrill, Raymond James & Associates, Wells Fargo Clearing, and UBS Financial Services. Outside of his advisory role, Debique has interests in the nutrition and fitness sector, holding ownership and management positions in several related online and supplement businesses. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary manager relationships supported by AI-enabled research tools and extensive inter-affiliate integration.

Russell Mercier is a financial advisor at AE Wealth Management, LLC, holding a Series 65 credential with three years of industry experience. He previously worked at Fisher Investments, Big Financial Services LLC, and American Senior Benefits. In addition to his advisory role, he is engaged in insurance sales through Trident Retirement Group. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a broad mix of clients, including individuals, corporations, trusts, and ERISA plan sponsors. The firm manages approximately $49.8 billion using discretionary model portfolios and a combination of fundamental, technical, and cyclical investment strategies.

David Poudrier is a Certified Financial Planner (CFP®) with 15 years of industry experience. He is currently with Savant Wealth Management and previously worked at Exencial Wealth Advisors, Willingdon Wealth Management, and Charles Schwab. Savant Wealth Management serves a wide range of clients including individuals, families, pension and profit-sharing plans, charitable organizations, and corporations, offering comprehensive wealth management, financial planning, retirement plan consulting, and family office services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and maintains approximately $55.6 billion in assets under management.

Michael Garaja is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with Transamerica Investors Securities Corporation and TRANSAMERICA Retirement Solutions since 2013. Outside of his advisory role, he also works part-time as a driver for Uber. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice programs, investment education services, and personalized portfolio construction supported by Morningstar Investment Management.

Jeannine Klos is a financial advisor at Truist Advisory Services with six years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Equitable Advisors and Truist Investment Services. Outside of her advisory role, she serves as a non-compensated corporate treasurer for a privately held residential real estate appraisal firm owned by her family. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm’s offerings include asset allocation, investment policy analysis, fiduciary support, and a manager-selection program that leverages third-party platforms and AI-enabled research tools.

Susan Chandler is a financial advisor at Oppenheimer with 27 years of industry experience. She has held positions at Oppenheimer since 2010, following prior roles at Morgan Stanley and Citigroup Global Markets. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, providing both discretionary and non-discretionary investment management across equity, balanced, and fixed-income portfolios.

Scott Satalino is a financial advisor with Valic Financial Advisors, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. His career includes roles at Aetna Investment Services and Equitable Distributors, LLC. He is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors serves individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction and management.

Jared Knowles is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC since 2019. His prior experience includes roles at LPL Financial and Triad Advisors. He is also the owner of CF Thumbs Up LLC, a business unrelated to investment advisory. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Jason Hyslop is a CFP® professional with 25 years of industry experience, currently serving at Truist Advisory Services. He previously worked at Raymond James & Associates for 19 years and spent time with Raymond James Insurance Group. Hyslop holds Series 63 and Series 65 licenses and is based in Tampa, FL. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.

Charles Crist is a financial advisor with TLG Advisors, Inc. based in Tampa, FL. He holds Series 63 and Series 66 licenses and has eight years of industry experience. Prior to joining TLG Advisors, he worked at The Leaders Group Inc, Pinnacle, Build Asset Management, LLC, and Preferred Capital Securities, LLC. Crist also serves as Director of Insurance at Pinnacle, where he works with financial advisors and their clients on advanced planning solutions. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm provides services to individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, employing a research approach that emphasizes fundamental analysis and Modern Portfolio Theory alongside a direct-to-consumer program called Starlight Portfolios.

Robert Hudson is a financial advisor with Guardian Life and Park Avenue Securities in Tampa, FL, holding Series 65 and Series 63 licenses with 11 years of industry experience. He has been with Park Avenue Securities since 2015 and Guardian Life since 2012. Outside of his advisory role, Hudson serves as Secretary on the leadership team of a local BNI chapter. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies through proprietary programs and third-party platforms, with services tailored to client needs including financial planning, consulting, and access to insurance and alternative investment products.

Victoria Boswell is a financial advisor at Beacon Pointe Advisors, LLC with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Stephens Consulting, LLC and Raymond James Financial Services, Inc. In addition to her advisory role, she operates as an independent insurance agent. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients, utilizing a proprietary manager selection process and offering discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Ryan Pennington is a financial advisor at Mercer Global Advisors Inc. in Tampa, FL, holding Series 63 and Series 66 licenses with four years of industry experience. His prior firms include Fisher Investments, Lincoln Investment, Morgan Stanley, and UBS Financial Services. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits with investment advisory services alongside financial, tax, retirement, estate planning, and family office services. The firm uses a Modern Portfolio Theory-based approach, implementing globally diversified, risk-appropriate portfolios through low-cost ETFs, index funds, separate account managers, and other strategies.

Amy Greth is a financial advisor with Valic Financial Advisors in Tampa, FL, holding a Series 66 designation and 14 years of industry experience. She has been with VALIC Financial Advisors since 2011 and is also involved with Agia in a non-securities insurance capacity. Outside of her advisory role, she serves on the board and finance committee of the DeSoto County Education Foundation, which supports school projects and scholarships in the DeSoto County School District. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models and providing optional tax and ESG overlay services.

Franklin Lefler Jr. is a CFP® with 31 years of industry experience, currently serving at Truist Advisory Services. He has worked with Suntrust Advisory Services and Suntrust Investment Services since 2009. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and a manager-selection program, combining discretionary and non-discretionary strategies supported by AI-enabled research and integrated inter-affiliate resources.

Thomas Houlihan is a financial advisor at Concurrent Investment Advisors, LLC in Tampa, FL, holding a Series 65 credential. He has one year of industry experience, including prior roles in hospitality and retail. Concurrent Investment Advisors, LLC is a multi-team SEC-registered firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers customized, primarily long-term investment portfolios using ETFs, mutual funds, and other securities, along with comprehensive wealth management and financial planning services.

Christopher Van Horn is a financial advisor at Concurrent Investment Advisors, LLC with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Raymond James & Associates and The O.N. Equity Sales Company. Outside of his advisory role, he serves on the Finance and Operations Board of New Community Church, where he advises on budget, staffing, and operational matters. Concurrent Investment Advisors is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm emphasizes customized, primarily long-term portfolios leveraging ETFs, mutual funds, and other investment vehicles, supported by affiliated sub-advisers and integrated platform solutions.