Stephanie Williams is a CFP®-certified financial advisor with 11 years of industry experience, currently practicing at Edward Jones in Palm Beach Gardens, FL. She has been with Edward Jones since 2014. Outside of her advisory role, she is involved with Eric Cole Golf LLC, an entertainment business based in Jupiter, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a broad range of advisory programs and investment strategies, supported by a large national network of financial advisors and branch offices.

Kenneth Hauck is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 66 designations and previously worked for American Portfolios Financial Services, Inc. for 22 years. He is also involved with 401 K Exchange and has experience in insurance and fixed annuities through a related business activity. OSAIC serves a broad mix of retail and institutional clients, offering brokerage and advisory services including comprehensive financial planning and portfolio management. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of strategies through a multi-advisor platform.

Scott Fisher is a financial advisor with LPL Financial in Jupiter, FL, holding a Series 63 designation and 39 years of industry experience. He has been with LPL Financial since 1995. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

David Carrow is a financial advisor with Ameriprise, holding the ChFC® designation and Series 63 license, with 36 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance Co, and MetLife Securities Inc. Outside of his advisory work, he is a silent partner in a real estate management company and involved in independent insurance brokering. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a large institutional platform offering advisory, brokerage, and insurance solutions.

Peter Corbin is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2001. He focuses on working with a select number of affluent families and businesses, providing advice on retirement planning, estate planning, investment, and financing needs. He manages personalized investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment options, aligning asset management and planning solutions with clients' defined goals. With over 30 years of experience, Peter has expertise in areas such as divorce transition planning, employee benefits, personal retirement planning, liquidity management, and portfolio management services. He earned a Bachelor's degree from Fordham University and a Master's degree from New York University. He holds professional designations including Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Peter is involved in community organizations such as the Seton Hall University Stillman School of Business Customer Experience Program Advisory Board, the Terry Waters Property Owners Association, and The Community Chest of Englewood, Englewood Cliffs and Tenafly. He resides in Englewood Cliffs, New Jersey with his wife and has two daughters. His personal interests include biking, boating, football, golfing, reading, spending time with his family, and watching movies.

Michael Weinberg serves as Senior Resident Director at Merrill Resident Director, leading the Jupiter office. He has been in the financial services industry in an advisory capacity since 1996 and has held various roles within the company, including Senior Vice President, Sales Manager, and trainee coordinator. His work focuses on helping clients pursue personal goals such as college education planning, retirement income, legacy planning, and family wealth management strategies, always taking into account their unique perspectives and long-term objectives. Michael holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned a High School Diploma from The Pennington School and attended the University of Florida, although he did not receive a degree. He is fluent in both Spanish and English. Outside of his professional role, Michael is involved in community activities including the Michael Shields Memorial Inshore Open and Project LIFT (Life Initiatives for Teens). In his personal time, he enjoys boating, camping, fishing, gardening, horseback riding, scuba diving, skiing, tennis, and traveling with his family.

Michael Manasia is a CFP® with 41 years of industry experience, currently serving at Wells Fargo Clearing. His prior roles include positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside of his advisory work, he serves as a co-trustee for his niece. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Anthony Conti is a Series 66-credentialed financial advisor with seven years of experience at Merrill and Bank of America, and one year at Wells Fargo. He also worked at Palm Beach Atlantic University for three years and has five years of involvement with Treasure Coast Miata. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to fiduciary clients of Bank of America, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional accounts.

Travis Campbell is a financial advisor at Fisher Investments with 13 years of industry experience. He holds the Series 66 designation and has been with Fisher Investments since 2014. Outside of his advisory work, he is the founder of Fhoenix VC LLC, a holding company for personal assets. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative analysis to construct diversified portfolios and manages risk through tax-aware strategies and defensive tactics.

Joseph Lafferty is a financial advisor with Wells Fargo Clearing in Stuart, Florida. He holds Series 65 and Series 63 credentials and has 35 years of industry experience. Lafferty has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and supports over 14,000 financial advisors, offering both brokerage and advisory solutions.

Pamela Dallas is a financial advisor at RBC Capital Markets with 11 years of industry experience. She holds the Series 66 designation and has worked at City National Bank, Bank of America, Merrill, and RBC Capital Markets. Pamela serves on the Board of Directors for Younglife Martin County, a Christian organization. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, and charitable organizations with tailored investment strategies and multiple advisory programs, offering portfolio management, financial planning, custody, and brokerage services.

David Wieseneck is a financial advisor with Cetera, holding a Series 66 designation and over 26 years of industry experience. He has worked with firms including Raymond James & Associates and Concourse Financial Group Securities Inc. In addition to his financial advisory role, he maintains a legal practice in Florida, assisting clients with minor legal issues. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to model portfolios, third-party managers, and customized strategies.

Guy Murray is a financial advisor with Primerica Advisors, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His career includes roles at PFS Investments Inc., Northwestern Mutual Investment Services LLC, Raymond James & Associates, and Action Hurricane Shutters. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-delivery strategies developed by unaffiliated asset managers and provides advisory services through a sizable network of advisors nationwide.

Dina Lictro is a financial advisor with UBS Financial Services in Jupiter, FL, holding Series 63 and Series 66 licenses and having 27 years of industry experience. She has worked at UBS since 2011 and spent one year at Merrill prior to that. Outside of her advisory role, she is involved in independent sales with Avon and is a member purchaser for Melaleuca, a retailer of natural household and personal care products. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers fee-based financial planning, portfolio management, and distributes mutual funds and alternative products, using proprietary research and model-based asset allocations tailored to client goals.

Verlin Heiman is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in delivering personalized wealth management strategies tailored to clients' individual goals and changing market conditions. Verlin’s client focus areas include college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, small business strategies, special needs planning strategies, and retirement income. In addition to his role as a financial advisor, Verlin follows the Merrill tradition of community involvement, dedicating time to volunteer with local organizations. His personal interests encompass basketball, chess, cooking, dancing, football, golfing, hiking, music, traveling, and yoga. Verlin’s approach emphasizes working closely with clients one-on-one to develop financial strategies designed to pursue long-term objectives.

David Clapp is a CFP®-certified financial advisor with 38 years of industry experience. He is currently with Wells Fargo Advisors in Stuart, FL, having previously worked at Wells Fargo Clearing for 10 years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet certain net-worth thresholds, utilizing proprietary research and tools to develop personalized recommendations.

Christopher Marchica is a Wealth Management Advisor with Merrill Lynch Wealth Management and a senior financial advisor on The Weinberg Group. He specializes in providing financial services and wealth management advice to a select group of clients, helping them accumulate, preserve, organize, and structure their wealth with a focus on aligning to their personal goals. His areas of expertise include college education planning, corporate benefits, equity compensation services, services for defined benefit plans, personal retirement planning, portfolio management, tax minimization, and retirement income. Christopher holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Christopher earned both his Bachelor's Degree and Master of Business Administration (MBA) from Florida Atlantic University. He is married with two children and has a range of personal interests including adventure sports, biking, boating, cooking, hiking, running marathons, spending time with his family, and traveling.

Albert Lucci is a Series 63 credentialed financial advisor with 39 years of industry experience. He currently works at Morgan Stanley, having previously spent 15 years at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools such as Monte Carlo simulations and the Global Investment Committee’s Secular Return Estimates.

Stephen Mcgovern is a financial advisor with RBC Capital Markets and holds Series 63 and Series 65 credentials. He has 31 years of industry experience, including prior roles at Bank of America, N.A., Merrill, and City National Bank. Mcgovern serves on the advisory board and as vice president of the Board of Directors for the Council On Aging of Martin County, a nonprofit organization providing services and programs for seniors. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and nonprofits. The firm offers multiple advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers, supported by extensive capital-markets resources.

Jonathan Graham is a Senior Financial Advisor at Merrill Lynch Wealth Management. He oversees and coordinates the financial affairs of families, corporate executives, retirees, business owners, and company retirement and benefit plans both in the Chicagoland area and across the country. His approach focuses on simplifying and clarifying clients' financial lives through comprehensive, high-service strategies, including regular client meetings and annual financial reviews. Jonathan's expertise encompasses wealth building strategies, company retirement plans such as 401(k), 403(b), and defined benefit plans, as well as retirement income planning. He employs techniques like goals-based planning, tax-minimization strategies, portfolio risk management, and disciplined asset allocation and rebalancing. He coordinates efforts with attorneys, tax professionals, and insurance experts to provide comprehensive financial guidance. He holds a Bachelor's Degree from Cornell University and numerous professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Jonathan is also engaged in community activities and spends time volunteering with organizations in the communities he serves. His personal interests include basketball, biking, camping, football, golfing, music, photography, running, spending time with family, and traveling.