Sonia Katyal is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2013. She holds Series 63 and Series 65 licenses and is based in Huntsville, Alabama. Katyal is an officer and treasurer for the Madison County Medical Alliance, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individual, institutional, and municipal clients, offering financial planning and non-discretionary investment consulting supported by a diverse range of portfolio management styles and affiliated research.

Raymond Rutland is a Certified Financial Planner (CFP®) with 41 years of industry experience. He currently serves at Morgan Stanley and has previously worked at Bank of America and Merrill Lynch. He is based in Huntsville, Alabama. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Donny Rye Jr. serves as a Resident Director and Wealth Management Advisor at Merrill, bringing 32 years of experience in the financial industry. In his role, he assists clients through the accumulation, retirement, and legacy phases of their financial lives, developing personalized strategies to help pursue their long-term goals. Donny's expertise includes equity compensation services, family wealth management strategies, legacy planning, retirement income, portfolio management services, tax minimization, philanthropic planning, and managing new wealth. He holds professional designations such as Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). He earned a Bachelor of Science degree in Accounting from Birmingham Southern College. Prior to his career in financial advising, Donny served as CFO for a regional orchestra. He has been a financial advisor at Merrill for 29 years and has been a resident of Huntsville since 1991. Donny is married with three children.

Lori Mcalpin is a financial advisor at LPL Financial with eight years of industry experience. She holds the Series 66 designation and has worked at firms including Morgan Stanley, CUNA Brokerage Services, and Southeast Financial Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Bradford Flowers is a financial advisor with Raymond James & Associates in Huntsville, AL, holding Series 63 and Series 65 credentials and 36 years of industry experience. He has worked at Raymond James since 2017 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he is involved in agricultural activities, co-owning a farm with his wife and participating in a timberland LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on diverse portfolio management styles and affiliated research.

Steven Reardon is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and previously worked at PNC Investments for 13 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and does not provide individual security recommendations as part of its standalone planning services.

Stuart Evans is a financial advisor with Charles Schwab in Huntsville, AL, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at Charles Schwab since 1999 and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by in-house research and alternative investment options.

Pierre George is a financial advisor with Cetera in Huntsville, AL, holding Series 63 and Series 66 licenses and having 12 years of industry experience. He has worked at Cetera and its related entities since 2015. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of advisors and provides access to multiple program platforms and third-party money managers.

James Lancaster is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 18 years of industry experience. His work history includes positions at Regions Bank and BB&T Bank, alongside his role at Cetera since 2018. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, supporting advisors with a range of program structures and investment options.

David Staley is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has built enduring relationships with clients over more than two decades. He leads the Merrill Huntsville office and supports other advisors in maintaining high professional standards. David collaborates closely with clients to understand their financial situations and goals, developing and adjusting long-term strategies tailored to their needs. David holds a Bachelor's degree and a Master's degree in Finance from the University of Alabama in Huntsville. He has earned multiple professional designations, including Certified Divorce Financial Analyst (CDFA), Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He is a member of professional organizations such as the Committee of 100, HASBAT, and Cyber Huntsville. David's client focus areas include college education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. Outside of work, he enjoys fishing, golfing, music, swimming, volleyball, watching movies, and spending time with his wife Krista and their two young sons in Huntsville.

Kasey Smith is a financial advisor at Cetera with two years of industry experience. She holds the Series 66 designation and has worked at Regions Bank from 2018 to the present before joining Cetera. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual clients, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and retirement services, supported by a network of over 10,000 advisors and overseeing more than $256 billion in assets.

Thomas Mitchell is a Series 66-licensed financial advisor with Edward Jones, based in Madison, AL. He has one year of experience in the industry and previously worked for TJX Companies for eight years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Robert Mcroy is a financial advisor with Morgan Stanley in Huntsville, AL, holding a Series 66 designation and 17 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of finance, Mcroy is a self-employed PGA Tour professional with a career dating back to 1992 and serves as a golf coach at Westminster Christian Academy. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, delivering tailored financial planning that includes tools such as Monte Carlo simulations and Secular Return Estimates from its Global Investment Committee.

Jared Miller is a financial advisor with Morgan Stanley in Birmingham, AL, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior roles include positions at BBVA Wealth Solutions, BBVA Securities, BBVA Compass Insurance Agency, and Compass Bank, spanning from 2012 to 2021. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and combines retail and institutional services with several specialized investment and trading activities.

Grant Chandler is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2018. Prior to his current role, he worked at ServisFirst Bank and was involved with In Bloom Floral Design and the YMCA in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets.

James Bridges is a financial advisor with Morgan Stanley in Huntsville, AL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory work, Bridges coaches youth soccer for KICKS Futbol Club, a nonprofit organization in Huntsville. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including customized financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers a broad array of investment and planning services.

Jason Healy is a financial advisor with LPL Financial in Decatur, AL, holding a Series 66 designation and 16 years of industry experience. He has worked with Cuna Mutual Group and Cuna Brokerage Services since 2010 and joined LPL Financial in 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, with both discretionary and non-discretionary management supported by research and model portfolios.

Joshua Daily is a CFP® with 13 years of industry experience, currently associated with LPL Financial in Madison, AL. He has worked at firms including Redstone Federal Credit Union, Cetera Investment Services, and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with access to model portfolios and research from multiple sources.

Cynthia Smith is a CFP® professional with 7 years of industry experience, currently serving at Edward Jones since 2018. Prior to joining Edward Jones, she worked at GE Appliances from 2016 to 2018. Edward Jones is a full-service wealth management firm that serves more than four million individual and institutional clients, including a broad range of households and organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors and offers a variety of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Stephanie Hendon is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to joining Edward Jones, she worked for five years at First Horizon Bank. Edward Jones is a full-service wealth management firm catering to individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices nationwide.