Mu Tin Wultsch is a CFP® with 10 years of industry experience, currently serving at Brown Financial Advisory since 2022. Prior to this, Wultsch worked at Charles Schwab & Co., Inc. and Schwab Private Client Investment Advisory from 2011 to 2017, and also spent time as a homemaker. Brown Financial Advisory is a six-advisor team that provides discretionary portfolio management and related services to individual clients, focusing on a concentrated client base of high-net-worth households.

Calvin Nettles is a financial advisor with L&L Financial Services, LLP in Mobile, Alabama, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. He has been with L&L Financial Services since 2014. Outside of his advisory work, Nettles serves as a vestry representative board member for St. Lukes Episcopal School and as a vestry member of St. Lukes Episcopal Church. L&L Financial Services serves individual and high-net-worth clients, pension and profit-sharing plans, trusts, estates, and business entities. The firm focuses on long-term portfolio construction guided by Modern Portfolio Theory and commonly uses third-party managers and institutional-share mutual funds to implement strategies.

George Davis is a Series 65-licensed financial advisor with L&L Financial Services, LLP, where he has worked since 1999. He has 26 years of industry experience and is also a partner at Lawrence & Lawrence, PC, a CPA firm providing individual and business tax return preparation. Davis is additionally a partner in Three Sixteen, LLP, a business partnership involved in accounting. L&L Financial Services serves individual and high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm emphasizes long-term investment strategies based on Modern Portfolio Theory and integrates closely with its affiliated accounting practice, with many advisors holding CPA credentials.

Jacob Baker is a financial advisor at L&L Financial Services, LLP with eight years of industry experience. He is also a CPA and supervisor at Lawrence & Lawrence, PC, where he provides tax-related accounting services. L&L Financial Services serves individual and high-net-worth clients, as well as pension plans, trusts, estates, and business entities, managing approximately $9.5 million in discretionary assets. The firm emphasizes long-term portfolio construction informed by Modern Portfolio Theory and integrates investment advisory services with accounting and tax expertise through its affiliation with Lawrence & Lawrence, PC.