Travis Musgrave is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has spent his entire financial services career since joining the firm in 1990. He leads Musgrave Dunn & Associates, a team that provides customized wealth planning and financial services focused on sophisticated, goals-based strategies for high net worth families and institutions. Travis collaborates with clients to address complex financial objectives including portfolio management, tax minimization, retirement income, and legacy planning. With more than 27 years of experience, Travis has earned recognition as one of Barron's "Top 1,200 Financial Advisors" from 2009 through 2025 and has been listed on Forbes' "Best-in-State Wealth Advisors" from 2018 through 2025. His expertise spans areas such as investment strategy, retirement planning, and endowment services. He holds several professional designations including Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), and Chartered Retirement Planning Counselor (CRPC), among others. Travis earned a bachelor's degree in accounting and finance from the University of Kentucky and has completed graduate work in portfolio theory. He is active in the community, serving as a board member of Camp Horsin' Around and the Blue Grass Community Foundation. Outside of his professional commitments, he enjoys activities such as adventure sports, boating, golf, music, reading, skiing, surfing, traveling, yoga, and spending time with his family.

John Stogner is a financial advisor at Cetera with 26 years of industry experience. He has worked at Cetera since 2019 and previously spent 19 years with Foresters Financial. Outside of his advisory role, he is co-founder of Triple Crown Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager investment platform with a variety of portfolio management and financial planning services.

Frank Patton is a CFP® professional with 25 years of experience in the financial services industry. He is currently with LPL Financial and previously worked at Cetera and Foresters Advisory Services. Outside of his advisory role, he is a 50% owner of a passive rental property business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual clients, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Amy Harper is a financial advisor with Raymond James Financial in Lexington, KY, holding a Series 63 designation and 23 years of industry experience. She has worked with Raymond James Financial since 2010 and is also the sole member of Dermann and Smith Personal Wealth Management, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Logan Watts is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. He has worked at Merrill since 2022 and at Bank of America, N.A. since 2024. Prior to his financial services career, he spent five years at Toyota Motor Manufacturing in Kentucky. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gustavo Nazario is a financial advisor with Cetera, holding Series 63 and Series 65 designations and 13 years of industry experience. He has worked with Cetera and its affiliated entities since 2019 and previously held roles at Foresters Advisory Services LLC and Foresters Financial Services. Outside of finance, he has experience as an independent musician. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, with over 10,000 advisors and $256 billion in assets under management.

Jessica Belville is a financial advisor with Raymond James & Associates in Lexington, KY, holding a Series 66 designation and two years of industry experience. Her prior work includes roles at PNC Bank and the University of Kentucky Bookstore. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Shelly Nelson is a financial advisor at Robert Baird & Co. with five years of industry experience. She holds a Series 66 designation and has worked at Baird since 2019, following a year at Hilliard Lyons. Prior to her financial advisory career, she was involved with the United States Hunter Jumper Association for three years. She is part of The DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio services, including financial planning and discretionary portfolio management, with strategies that incorporate both traditional and non-traditional investments.

Joseph Fink IV is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves on the University of Kentucky Alumni Association Investment Committee and is involved in several business ventures, including management and ownership roles in various LLCs. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities and uses a combination of research, modeling, and automated tools to deliver customized retirement income recommendations.

Douglas Donald is a financial advisor with Cetera who holds the PFS™ designation and Series 63 license, bringing 27 years of industry experience. He has previously worked at Avantax Investment Services, Avantax Advisory Services, Avantax Insurance Services, and 1st Global Advisors. Donald also serves as president of Divorce Financial Solutions LLC, where he focuses on divorce financial planning and related forensic work, and leads divorce workshops in the Lexington, KY area. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diversified portfolio management, financial planning, and retirement services through a multi-manager platform that provides access to affiliated and third-party money managers and various program options.

Grant Houchens is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. His prior work includes roles at Front Runner Investments, Lexington Sporting Club, K5 Capital Group, and the University of Kentucky. Outside of finance, he has managed a lawncare and landscaping business. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research and quantitative analysis to construct model portfolios that include mutual funds, ETFs, and ETPs.

Marnie Steen is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Merrill and Bank of America N.A. for a decade each. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Tyler Mainous is a CFP® and CFA® with 22 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Cetera, CETERA Advisor Networks LLC, and Voya Financial Advisors. Outside of advising, he is a licensed attorney and engages in buying and selling domain names. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, using both discretionary and non-discretionary management supported by model portfolios and research.

Eugene Glowatch II is a Series 66 credentialed financial advisor with 19 years of industry experience, currently with Equitable Advisors in Lexington, KY. He has been with Equitable Advisors since 2007 and was previously associated with Axa Advisors, LLC. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing a range of sponsored programs and third-party managers to deliver advisory and brokerage solutions.

Elizabeth Robertson is a financial advisor with Raymond James & Associates in Lexington, KY. She holds a Series 66 designation and has 19 years of industry experience, including 13 years with Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting with an emphasis on non-discretionary strategies supported by firm research and affiliated portfolio managers.

James Richardson is a CFP®-certified financial advisor with Morgan Stanley, possessing 39 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and 2015 respectively, and previously held a role at Fifth Third Securities starting in 2004. He serves on the Kentucky Children's Hospital Executive Development Council. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning arrangements.

Kyle Howard is a financial advisor with Fidelity in Lexington, KY, holding Series 63 and Series 66 designations and 15 years of industry experience. He has worked at various Fidelity entities since 2012. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm utilizes proprietary fundamental research alongside quantitative and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.

Brett Meers is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2015, including roles at JPMorgan Chase Bank, N.A. since 2018. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors, combining institutional advisory operations with brokerage, distribution, and investment management capabilities.

Roy Gross is a Series 66-credentialed financial advisor at Edward Jones with six years of industry experience. He has been with Edward Jones since 2019 and previously worked at American Medical Technologies and Towne Park. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Dustin Mc Gill is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2008. Outside of his financial career, he serves on the finance committee of Centerpointe Christian Church. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to offer customized, non-discretionary advice.