Shawn O'Brien is a financial advisor at Raymond James Financial with 22 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 2003. O'Brien is also the owner of O'Brien's Financial Services, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting supported by advanced analytical tools and maintains unique affiliations and specialized advisory programs.

Peter Gianopoulos is a financial advisor with OSAIC Wealth, Inc. He holds Series 63 and Series 65 licenses and has 25 years of industry experience. Prior to joining OSAIC in 2018, he worked for John Hancock Insurance/Signator Investors for 17 years. Gianopoulos is also president of several insurance-related entities offering fixed insurance, life, annuities, and long-term care products. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization using various investment strategies and third-party platforms.

Lisa Hite is a financial advisor with LPL Financial in Canton, Michigan, holding a Series 66 designation and two years of industry experience. She has worked at LPL Financial since 2024 and has been with Community Financial Credit Union in some capacity since 2001. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment solutions including financial planning, model portfolio programs, and institutional platforms, supporting advisors with both proprietary research and third-party strategies.

Charles Pass is a financial advisor with LPL Financial in Farmington, MI, holding Series 63 and Series 66 licenses and nine years of industry experience. He previously worked at NYLIFE Securities LLC and New York Life Insurance Company from 2016 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with investment approaches that incorporate strategic and tactical allocations, direct indexing, and alternative exposures.

Scott Lowery is a financial advisor at Raymond James Financial with 26 years of industry experience. He holds the PFS™ designation as well as Series 63 and Series 65 licenses. Lowery has been with Raymond James Financial since 2002 and also owns an accounting practice, Scott Lowery, CPA, PC. He serves as Treasurer and board member of the Northville Historical Society. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to a broad range of clients, including individuals, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and employs analytical tools to support client goals across its extensive advisor network.

Todd Cousino is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He previously worked at Ameriprise Financial Services LLC and National Planning Corporation among other firms. Outside of his advisory role, he is involved in real estate activities through entities focused on property rental and flipping. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Jonathan Saffiedine is a Series 66 licensed advisor with J.P. Morgan Securities in Plymouth, MI, where he has worked since 2012. He has 14 years of industry experience and has also been with JPMorgan Chase Bank, N.A. since 2007. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process uses centralized due diligence combining quantitative and qualitative research, with recommendations limited to eligible strategies that may include an ESG eligibility framework.

Pedro Delgado is a CFP® with nine years of industry experience, currently serving as a financial advisor at Edward Jones in Southfield, MI. He has been with Edward Jones since 2015, with a brief period of unemployment in 2017. Outside of his advisory role, Delgado owns and operates Skyle Deals LLC, an e-commerce business focused on purchasing and reselling merchandise from local stores. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm manages approximately $1.01 trillion in assets and provides a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Cynthia Balkwell is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. She previously worked at Metlife Securities and Massachusetts Mutual Life Insurance Company. Outside of her advisory role, she has served as an elections inspector and precinct chairperson in Davisburg, Michigan since 2003. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved analytical tools and a range of investment and planning programs.

Eric Eggen is a financial advisor with J.P. Morgan Securities in Livonia, MI, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2011, with brief roles at Citizens Bank and Citizens Securities, Inc. in 2020. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporating ESG criteria and broader derivatives capabilities.

Matthew Vermillion is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. His career includes roles at DFCU Financial, CUSO Financial Services, Sigma Financial Corporation, and Axa Advisors. Outside of advisory work, he has experience associated with Owl's Nest Resort & Golf Club and Gooseworks. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and retirement advice, supported by a large network of investment adviser representatives and advanced operational tools.

Cherene Smith is a financial advisor at Raymond James & Associates with 13 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Raymond James & Associates since 2016, with prior experience at Merrill and Financial Security Advisory Inc. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide adviser network.

Philip Dubinski is a financial advisor with Ameriprise in Canton, MI, holding Series 63 and Series 65 credentials and has 33 years of industry experience. He has been with Ameriprise and its predecessor firm since 2005. In addition to his advisory role, he prepares financial plans for other advisors at his office. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Darrec Muraca is a financial advisor with Mass Mutual Investors Services in Southfield, MI. He holds the Series 66 designation and has three years of industry experience. His prior work includes positions at Continental Services and International Specialty Tube. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual planning engagements using firm-approved analytical tools and delivers written recommendations without discretionary authority.

Melissa Smith is a Series 66-licensed financial advisor with Edward Jones in Livonia, MI. She has eight years of experience at Edward Jones and two years prior experience at Modern Builders Supply Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

John Ogrodnick is a financial advisor with LPL Enterprise holding Series 63 and Series 66 credentials and 32 years of industry experience. His career includes roles at Prudential Insurance Company of America, Pruco Securities, Allstate Insurance, Cetera, and J P Turner & Company Capital Management. Outside of financial advising, he is active with the Detroit Red Wings Alumni Association, participating in charity hockey games and related appearances. LPL Enterprise serves a diverse client base including individual and high-net-worth investors, retirement plans, and corporate entities. The firm offers financial planning, access to third-party asset managers, and model-driven investment implementation through a network of investment adviser representatives.

Bassem Moez is a financial advisor with LPL Financial in Southfield, MI, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He has previously worked at MML Investors Services, MassMutual Life Insurance Company, and MetLife Securities Inc. Outside of his advisory role, Moez serves as board secretary of Oakland International Academy, a volunteer position supporting the operations of a school serving underserved communities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on leveraging research and advisor-support tools.

Jackie Boesman is a financial advisor with Merrill in Plymouth, MI, holding a Series 66 designation and three years of industry experience. Her work history includes roles at Merrill since 2019 and Bank of America, N.A. since 2023. She has also worked at Quicken Loans and Dynamic BDC, and held positions at the University of Maryland Global Campus. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicole Mulvihill is a financial advisor with LPL Financial in Northville, MI, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining LPL Financial in 2021, she worked at WWK Investments and Centria Healthcare. Outside of advising, she owns Mauve Event Management, a business that plans and manages events. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, access to third-party asset management, and institutional platforms.

Joann Price is a financial advisor at Raymond James & Associates with one year of industry experience. She holds the Series 66 designation and has previously worked at UBS Financial Services and Advanced Wealth Strategies. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research resources.