Richard Foytek is a CFA® charterholder and holds the Series 66 designation, with 15 years of industry experience. He has been with Creative Planning since 2013. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning-led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by direct indexing, tax-loss harvesting, and other portfolio management techniques.

Joseph Beauchamp is a financial advisor at EP Wealth Advisors with a Series 65 designation and one year of industry experience. His prior roles include positions at Executive Wealth Management, LLC, and work related to Grand Valley State University. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans with wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients. The firm employs customized model portfolios and a variety of investment strategies, including fundamental and technical analysis, and provides ERISA plan services and third-party manager oversight.

Jacob Harry is a Series 66-credentialed advisor with two years of industry experience, currently with Hantz Financial Services, Inc. in Ann Arbor, MI. His prior work includes roles at Hantz Agency and City Steel. Hantz Financial Services, Inc. serves a diverse clientele including individuals, pension plans, charitable and corporate clients, and business owners. The firm uses ETF-based model portfolios combined with third-party money managers and unified managed accounts, delivering investment advice through a structured asset-allocation framework and utilizing technology platforms for trade execution and tax-loss harvesting.

Larry Davis Jr. is a CFP® with 22 years of industry experience, currently serving at SPC since 2010. He is also associated with SIGMA FINANCIAL CORPORATION and operates Davis Capital Management, LLC, an insurance agency licensed to sell fixed insurance products in Michigan. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored plans, charitable organizations, and corporations. The firm supports a large network of advisors and delivers tailored, discretionary investment advice through various account programs, including the SIGMA Managed Account.

Mary Shaw is a Series 66-licensed financial advisor at Hantz Financial Services, Inc. in Ann Arbor, Michigan, with 10 years of industry experience. She has been with Hantz Financial Services since 2016. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate entities, and business owners. The firm offers financial planning and portfolio management primarily through ETF-based model portfolios complemented by third-party money managers, employing an asset-allocation framework with automated features such as tax-loss harvesting.

Michelle Grund is a financial advisor at SPC with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Parkland Securities, Sigma Financial Corporation, Sagepoint Financial, Inc., and Roberts Financial Services, Inc. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, with a notable corporate structure that integrates affiliated broker-dealers and insurance agencies alongside formal succession and compliance protocols.

Alan Palgut is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, with seven years of industry experience. He holds the Series 66 designation and has been with Hantz Financial Services since 2017, following prior experience at Kroger. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm employs ETF-based model portfolios across multiple risk levels and complements these with third-party managers and Direct Indexing, while also offering brokerage, mortgage, and insurance services through affiliated entities.

Brian Smith is a financial advisor with SPC in Jackson, MI, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has worked at SPC and Sigma Financial Corporation since 2006. Outside of his advisory role, he operates Summit Wealth Advisors of Michigan, a business engaged during market hours. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a large network of advisers and utilizes both discretionary and nondiscretionary management strategies.

Patrick Crilley is a financial advisor at SPC with 20 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. In addition to his advisory role, he is an independently licensed insurance agent appointed with various insurance companies. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering both discretionary and nondiscretionary management through a network of over 460 advisers.

Johnathan Larrison is a financial advisor at SPC with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Parkland Securities, Sigma Financial Corporation, Cambridge Investment Research Advisors, and Blamer Financial Services. Outside of his advisory role, he provides tax preparation, tax advice, and basic accounting services for small businesses. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisers and manages approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering both discretionary and nondiscretionary management tailored to client needs.

David Barsan is a Series 66 licensed advisor with SPC, based in Ann Arbor, MI, and has 20 years of industry experience. His prior roles include positions at Michael J. Penn CPA and Sigma Financial Corporation. Outside of advising, he is involved as a member in several local business ventures, including co-ownership in two Ann Arbor restaurants and a Toledo-based massage business, and he serves as a tax partner at McComb and Company. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services, offering both discretionary and nondiscretionary investment strategies.

Mary Bakhaus is a financial advisor at Focus Partners Wealth, LLC with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has held prior roles at Kovitz Investment Group Partners, Telemus Capital LLC, Telemus Investment Management, Beacon Asset Management, and Beacon Investment Company. Outside of advising, she is a 50% owner of Bakhaus Properties, LLC, a rental property business in South Lyon, Michigan. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans by providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term, tax- and fee-sensitive investment approach using a combination of active and passive strategies, third-party managers, private funds, and tactical overlays, customizing portfolios to clients’ risk tolerance and financial circumstances.

Isac Bush is a financial advisor at Fifth Third Securities, Inc. with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fifth Third Securities since 2009. Fifth Third Securities serves a diverse range of individual and institutional clients through investment advisory and brokerage channels. The firm offers multiple program types and third-party portfolio managers via its Passageway Managed Account Program, catering to various investment strategies and client risk profiles.

Anthony Sitto is a financial advisor at Hantz Financial Services, Inc. He holds a Series 66 designation and has been in the industry since 2025. His prior work experience includes roles at Chase Bank, Northwestern Mutual, and Central Mortgage Funding. Outside of finance, he has been involved in various positions spanning education and hospitality sectors. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension plans, charitable organizations, and business owners. The firm utilizes ETF-based model portfolios across multiple risk levels, combined with third-party managers and technology-driven solutions such as Direct Indexing and automated tax-loss harvesting.

Caleb Sheng is a financial advisor at NewEdge Advisors with four years of industry experience. He holds a Series 66 designation and previously worked at Raymond James Financial Services and Waldo Wealth Partners. Outside of his advisory role, he is the owner of Sheng Law Group, PLLC. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent investment adviser representatives. The firm offers a range of portfolio management, financial planning, and consulting services, utilizing multiple program structures and technology tools to support advisor and client needs.

Patricia Khoe is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding the CFP® and ChFC® designations with 16 years of industry experience. She has been with Hantz Financial Services since 2013. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios, supplemented by third-party managers and Direct Indexing, and combines advisory, broker-dealer, mortgage, and insurance services within a unique enterprise structure.

Robert Hyneman is a CFP® professional with 25 years of experience, currently serving at VALIC Financial Advisors since 2000. He also holds the Series 63 and Series 66 licenses and has been affiliated with Agia since 2022, where he acts as an agent for non-securities insurance products. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Tyler Corliss is a financial advisor with Citizens Securities, Inc. in Livonia, MI, holding Series 63 and Series 65 credentials and four years of industry experience. His prior roles include positions at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and Huntington National Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates various advisory platforms, including a digital advisory program and managed accounts, and is wholly owned by Citizens Bank, N.A.

Anthony Mattar is a ChFC® and Series 66 licensed advisor with 56 years of industry experience. He is affiliated with SPC and has worked at Sigma Financial since 2011, while also maintaining Mattar Financial Corporation since 1988. Outside of his advisory roles, he serves as board chairman and manager of the Sugar Loaf Homeowners Association and owns Corporate Benefit Solutions, LLC, which offers insurance and investment products. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services through a large network of advisors and assets under management exceeding $5.6 billion.

Jaeyoung Kang is a financial advisor with Mercer Global Advisors Inc. in Canton, MI. He holds a Series 65 designation and has experience at firms including Goldman Sachs, JP Morgan Chase & Co, and Prince Perelson & Associates. Kang's career also includes roles in academia at the University of Wisconsin and Michigan State University. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering a range of advisory services including investment management, financial, tax, retirement, and estate planning. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, and specialized strategies.