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Danielle V

Series 63, Series 66

West Des Moines, IA

Arete Wealth Advisors, LLC

Danielle Vandehaar is a financial advisor with Arete Wealth Advisors, LLC in West Des Moines, IA, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. She has been with Arete Wealth Management LLC and SilverCap Wealth Management since 2012. Arete Wealth Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm primarily manages assets on a discretionary basis using both advisor-driven and proprietary model allocations, and it integrates services with affiliated financial businesses and product channels.

Active portfolio management Options & derivatives strategies Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Wealth management Executive Founder/Business Owner
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Kristen C

Series 63, Series 66

West Des Moines, IA

Arete Wealth Advisors, LLC

Kristen Crouthamel is a financial advisor with Arete Wealth Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She previously worked at Cambridge Investment Research Advisors and Broker Dealer Financial Services. Outside of her advisory role, she serves on several community boards including the Guthrie Center Chamber of Commerce and the Guthrie County Conservation Board, and acts as a notary public in Iowa. Arete Wealth Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs both advisor-driven and proprietary model allocations and integrates with affiliated financial businesses and product channels in its service offerings.

Active portfolio management Options & derivatives strategies Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Wealth management Executive Founder/Business Owner
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Thomas G

Series 66

West Des Moines, IA

FBL Wealth Management, LLC

Thomas Graff is a financial advisor with FBL Wealth Management, LLC, holding a Series 66 designation and bringing 19 years of industry experience. His prior experience includes roles at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Company. Since 2021, he has also been active as a full-time insurance agent with Farm Bureau Life and its affiliates. FBL Wealth Management serves a diverse client base including individual investors, retirement plans, trusts, charitable organizations, and corporate entities. The firm primarily employs a non-discretionary investment approach, utilizing third-party portfolio managers and sub-advisers, and provides written financial planning along with educational seminars and newsletters.

Wealth management Retirement plans for business owners (SEP, solo 401k) Annuities Executive Founder/Business Owner
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Travis R

CFA®

West Des Moines, IA

Foster Group, INC.

Travis Rychnovsky is a CFA® charterholder with 19 years of industry experience. He has been with Foster Group, Inc. since 2014, serving in his current role since 2017. Foster Group, Inc. provides investment management, financial planning, and qualified-plan consulting to individuals, including high-net-worth clients, as well as institutional clients and retirement plans. The firm employs a long-term, asset-allocation-driven investment approach based on Modern Portfolio Theory, utilizing mutual funds, ETFs, and independent managers, and offers tiered service programs tailored to client needs.

Charitable giving & philanthropy Executive Founder/Business Owner Established Professionals Approaching retirement
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Christopher M

Series 63, Series 65

West Des Moines, IA

FBL Wealth Management, LLC

Christopher Mayer is a financial advisor with FBL Wealth Management, LLC, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He has been associated with Farm Bureau since 2008 and FBL Marketing Services, LLC since 2012. Outside of advisory work, he serves as a trustee and beneficiary of the Geiger Trust. FBL Wealth Management serves a diverse client base including individual investors, retirement plans, trusts, charitable organizations, and corporate entities. The firm emphasizes a primarily non-discretionary investment approach, utilizing third-party portfolio managers and sub-advisers, and provides written financial planning along with educational seminars and newsletters.

Wealth management Retirement plans for business owners (SEP, solo 401k) Annuities Executive Founder/Business Owner
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Arthur D

CFP®, Series 63

Urbandale, IA

Independent Wealth Network, Inc.

Arthur Dinkin is a CFP® professional with 35 years of industry experience, currently serving at Independent Wealth Network, Inc. since 2017. He previously worked at Brokers International Financial Services, LLC and operates Davinci Financial LLC. Outside of his advisory work, he is involved in local swimming organizations, serving as a high school swimming official and holding leadership roles with Iowa Swimming Inc. Independent Wealth Network, Inc. offers advisory services to individuals, trusts, pension plans, estates, charitable organizations, and corporations. The firm employs a range of investment strategies tailored to client goals and risk tolerances, including discretionary portfolio management and access to third-party managers.

Options & derivatives strategies
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Wayne S

Series 63, Series 65

West Des Moines, IA

FBL Wealth Management, LLC

Wayne Smith is a financial advisor at FBL Wealth Management, LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at FBL Financial Group since 2020. Outside of his advisory role, he has involvement with Farm Bureau Life and Affiliates in a non-investment capacity. FBL Wealth Management serves a diverse client base including individual investors, retirement plans, trusts, charitable organizations, and corporate entities. The firm delivers investment management primarily through third-party portfolio managers and emphasizes a non-discretionary advisory model combined with written financial planning and educational resources.

Wealth management Retirement plans for business owners (SEP, solo 401k) Annuities Executive Founder/Business Owner
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Brittany H

CFP®, Series 65

West Des Moines, IA

Foster Group, INC.

Brittany Heard is a CFP® and holds a Series 65 license with 11 years of industry experience. She has been with Foster Group, Inc. since 2015, serving in various roles within the firm. Foster Group, Inc. manages approximately $4.78 billion across individual, corporate, institutional, and retirement plan clients with a team of 54 advisors. The firm employs a long-term, asset-allocation-driven investment approach focused on diversified exposure to mutual funds and ETFs, combining digital tools with tailored service tiers to address a range of client needs.

Charitable giving & philanthropy Executive Founder/Business Owner Established Professionals Approaching retirement
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Troy P

Series 66, Series 63

West Des Moines, IA

FBL Wealth Management, LLC

Troy Perchal is a financial advisor at FBL Wealth Management, LLC with 21 years of industry experience. He holds Series 66 and Series 63 licenses and has worked with Equitrust Marketing Services LLC and Farm Bureau since 2005. FBL Wealth Management serves a diverse client base including individuals, high-net-worth clients, retirement plans, trusts, nonprofits, and corporations. The firm emphasizes individualized, non-discretionary advice implemented through third-party discretionary managers and offers investment management, financial planning, and educational seminars.

Wealth management Retirement plans for business owners (SEP, solo 401k) Annuities Executive Founder/Business Owner
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Eric S

Series 66, Series 63

West Des Moines, IA

FBL Wealth Management, LLC

Eric Siegfried is a financial advisor with FBL Wealth Management, LLC in West Des Moines, IA. He holds Series 66 and Series 63 licenses and has two years of industry experience. His prior roles include positions at FBL Financial Group, FBL Marketing Services, Farm Bureau Financial Services, and Farmers Insurance Group John Elliott Agency. FBL Wealth Management serves a diverse client base including individual, high-net-worth, retirement plan, trust, nonprofit, and corporate clients. The firm provides investment management through wrap-fee programs, written financial plans, and non-fiduciary retirement-plan services, emphasizing individualized advice and working with clients on objectives, risk tolerance, and constraints.

Wealth management Retirement plans for business owners (SEP, solo 401k) Annuities Executive Founder/Business Owner
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Anne S

ChFC®, Series 63, Series 65

Des Moines, IA

Principal Advised Services

Anne Spina is a financial advisor with Principal Advised Services in Des Moines, IA, holding the ChFC® designation and Series 63 and 65 licenses. She has 32 years of industry experience, including long-term roles with Principal Financial Services and Principal Life Insurance Company. Spina currently manages consultants focused on bank deposit product sales and supervises investment advisor representatives providing retirement plan distribution advice. Principal Advised Services offers investment advice and related services primarily to retirement plan participants and retail IRA clients, combining third-party and proprietary models. The firm is part of Principal Financial Group, which provides integrated access to affiliated bank products, mutual funds, and asset management services.

General retirement planning Retirement income strategy Income planning Retirement withdrawal strategies Cash flow / budgeting Retired
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James R

Series 65, Series 63

Des Moines, IA

Altitude Capital Management LLC

James Rhodes is a financial advisor at Altitude Capital Management LLC in Des Moines, IA, with one year of industry experience. He holds Series 65 and Series 63 licenses and has prior experience at Whitney and Associates, Redbird Insurance, Wells Fargo, and Principal Life Insurance Company. Altitude Capital Management LLC provides investment advisory and financial planning services to individuals and high-net-worth clients. The firm customizes strategies based on client objectives and risk tolerance, employing various approaches including asset allocation and technical analysis, and manages accounts through a multi-team structure with 33 advisors.

Annuities General estate planning guidance
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Brent A

Series 65, Series 63

West Des Moines, IA

FBL Wealth Management, LLC

Brent Adams is a financial advisor with FBL Wealth Management, LLC, holding Series 65 and Series 63 credentials and bringing 22 years of industry experience. He previously worked at Country Insurance & Financial Services for over two decades and has been associated with FBL Marketing Services and FBL Financial Group since 2025. FBL Wealth Management serves individual, high-net-worth, retirement plan, trust, nonprofit, and corporate clients, providing investment management through wrap-fee programs, financial plans, and educational seminars. The firm emphasizes individualized advice without discretionary authority, relying on third-party sub-advisers for trade execution, and is affiliated with FBL Financial Group and the Farm Bureau distribution network.

Wealth management Retirement plans for business owners (SEP, solo 401k) Annuities Executive Founder/Business Owner
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Rachel W

Series 63, Series 65

Des Moines, IA

Principal Advised Services

Rachel Waldo is a financial advisor with Principal Advised Services in Des Moines, IA, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. She has worked with various entities within Principal Financial Group since 2004. Outside of her advisory role, she is a board member for the Lake Panorama Association and is involved in local community activities including photography for Central Iowa Publishing and administrative support at a dance studio. Principal Advised Services provides investment advice and related services primarily to retirement plan participants and retail IRA clients, offering both non-discretionary recommendations and a discretionary investment management program. The firm integrates third-party and proprietary methodologies and operates within the Principal Financial Group family, enabling access to affiliated products and trading services.

General retirement planning Retirement income strategy Income planning Retirement withdrawal strategies Cash flow / budgeting Retired
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Joe H

Series 63, Series 65

West Des Moines, IA

FBL Wealth Management, LLC

Joe Hazelbaker is a financial advisor with FBL Wealth Management, LLC in West Des Moines, IA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with FBL Financial Group since 2002 and FBL Marketing Services since 2012. Outside of his advisory role, he is involved in insurance sales with Farm Bureau Mutual Insurance Company of Idaho and receives referral fees from Farm Bureau Bank and Idaho Farm Bureau Financial Services. FBL Wealth Management serves individual investors, retirement plans, trusts, charitable organizations, and corporate entities by providing investment management through wrap-fee programs, written financial planning, and educational seminars. The firm primarily uses third-party portfolio managers and operates a largely non-discretionary advisory model.

Wealth management Retirement plans for business owners (SEP, solo 401k) Annuities Executive Founder/Business Owner
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Ashley M

CFP®, ChFC®, Series 63, Series 65

West Des Moines, IA

Foster Group, INC.

Ashley Maher Widen is a CFP® and ChFC® with 21 years of industry experience. She is currently with Foster Group, INC. and has held previous roles at Principal Securities Inc., Principal Life Insurance Co., Prudential Insurance Company of America, and related firms. Outside of financial advising, she is the founder of The Travelista Collective, a travel community for women where she organizes group trips as a travel advisor. Foster Group, INC. serves individual, corporate, institutional, and retirement plan clients, managing approximately $4.78 billion across nearly 2,000 relationships with a team of 54 advisors. The firm employs a long-term, asset-allocation-driven investment approach emphasizing diversified mutual funds, ETFs, and independent managers, while providing tiered client service options and leveraging digital platforms for portfolio and estate planning management.

Charitable giving & philanthropy Executive Founder/Business Owner Established Professionals Approaching retirement
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Ashley H

Series 65

West Des Moines, IA

Bison Wealth, LLC

Ashley Hethershaw is a Series 65-licensed financial advisor with two years of industry experience. She is currently with Bison Wealth, LLC, where she also serves as Office Manager for the Capital Defender Wealth Management Group, coordinating operations and managing administrative staff. Outside of her advisory role, she works as an independent contractor for Scentsy, a home décor and fragrance direct sales company. Bison Wealth serves individuals, family offices, retirement plans, and other entities by providing portfolio management, financial planning, and ERISA retirement plan advice. The firm offers outcome-focused model portfolios that blend tactical and strategic allocations across liquid and private-market investments, and it operates a turnkey asset management platform for unaffiliated advisers.

Options & derivatives strategies Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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John D

CFA®

West Des Moines, IA

Foster Group, INC.

John Davies is a CFA® charterholder with over 10 years of industry experience. He has worked at Foster Group, Inc. since 2021 and previously spent seven years at RSM US LLP. Foster Group, Inc. provides investment management, financial planning, and qualified-plan consulting to individuals, including high-net-worth clients, as well as institutional clients and retirement plans. The firm employs a long-term, asset-allocation-driven investment approach grounded in Modern Portfolio Theory and offers tiered individual service programs alongside institutional portfolio management.

Charitable giving & philanthropy Executive Founder/Business Owner Established Professionals Approaching retirement
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Gabriel C

Series 66

Indianola, IA

Principal Advised Services

Gabriel Capps is a financial advisor with Principal Advised Services and Principal Financial Services, holding a Series 66 credential and offering 20 years of industry experience. He has worked at multiple Principal entities since 2006 and serves as an Investment Adviser Representative. Outside of his advisory roles, he officiates high school and Division III college football and wrestling games. Principal Advised Services provides investment advice and related services primarily to retirement plan participants and retail IRA clients, offering both non-discretionary recommendations and a discretionary, wrap-fee investment management program called SimpleInvest. The firm integrates third-party methodologies and proprietary models while leveraging its affiliation with Principal Financial Group entities to deliver a range of investment and banking products.

General retirement planning Retirement income strategy Income planning Retirement withdrawal strategies Cash flow / budgeting Retired
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Nicholas F

Series 66

Pleasant Hill, IA

Principal Advised Services

Nicholas Flynn is a financial advisor at Principal Advised Services with a Series 66 designation and two years of industry experience. He has held roles at Principal Life Insurance Company, Principal Financial Services, and Wells Fargo Bank. Outside of his advisory duties, he is involved in providing one-on-one investment advice to retirement plan participants and managing sales of bank deposit products at Principal Bank. Principal Advised Services offers investment advice and related services primarily to retirement plan participants and retail IRA clients, using both proprietary models and third-party tools like Morningstar. The firm is part of the Principal Financial Group and integrates with affiliated entities to provide access to proprietary funds and bank products.

General retirement planning Retirement income strategy Income planning Retirement withdrawal strategies Cash flow / budgeting Retired
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