Karen Bellinghausen is a Series 63-registered financial advisor with Ameriprise in Dallas, TX, bringing 36 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she owns a consulting business in Dallas. Ameriprise is an institutional firm that offers a retirement-income planning service for clients typically holding at least $1 million in investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports delivered through a centralized consulting team in partnership with the client’s advisor.

Charles Eshelman is a financial advisor with Equitable Advisors in Richardson, TX, holding Series 63 and Series 66 credentials and with 39 years of industry experience. He has been with Equitable Advisors since 1999, including time under the AXA Advisors name prior to 2020. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individual, institutional, and charitable clients. The firm uses a network of Investment Adviser Representatives and offers a range of advisory models implemented by third-party managers and sponsored programs.

Thomas Herrin is a CFP® certificant with 25 years of experience in the financial services industry. He is currently affiliated with LPL Financial and also provides investment advisory services through Financial Advocates Investment Management. Herrin has previously worked with Raymond James Financial Services Advisors and operates several non-investment business entities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing discretionary and non-discretionary management supported by research, model portfolios, and various investment strategies.

William Shea is a financial advisor at OSAIC with 31 years of industry experience. He holds the CFP® and ChFC® designations and was previously with FSC Securities Corporation for 28 years. Shea also serves as president of a fixed and traditional insurance business. OSAIC serves a broad range of retail and institutional clients through a large network of advisors, offering integrated brokerage and investment advisory services. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management across multiple investment platforms.

Keith Pinkard is a financial advisor at Primerica Advisors in Plano, TX, holding Series 63 and Series 65 licenses with five years of industry experience. He has been with Primerica Advisors since 2020 and previously worked 16 years at Cedar Hill ISD. Outside of his advisory role, he is involved in sales of loan products and home-related services through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, managing potential conflicts through disclosure and oversight.

Luke Trahan is a financial advisor affiliated with LPL Financial, holding a Series 66 designation and bringing seven years of industry experience. He previously worked at Edward Jones for five years and Staff Care, Inc. for nine years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL Research and third-party subadvisors.

Esther Olivas is a financial advisor with Edward Jones in Plano, TX, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Before joining Edward Jones in 2026, she worked at JPMorgan Chase Bank and JPMorgan Securities LLC from 2015 to 2026, and at Express in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of advisors and branch offices.

Peter Beswerchij is a financial advisor at UBS Financial Services with 36 years of industry experience. He has been with UBS since 2006 and holds Series 63 and Series 65 designations. Outside of finance, he is a Tai Chi instructor at Motor City Tai Chi in Troy, Michigan. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, including futures commission merchant operations and market-making activities.

Johnny Maberry is a financial advisor at Ameriprise in Fort Worth, TX, with 16 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2013. Maberry is also involved in paraplanning through WLWA, LLC. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering personalized, algorithm-assisted advice primarily for clients maintaining assets in Ameriprise-managed accounts.

Jonathon Condren is a financial advisor at Merrill with Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at LPL Financial LLC, TIAA, Vanguard Marketing Corporation, and Fidelity Investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Vestal is a CFP® and ChFC® with 29 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2017 and previously held roles at Wfg Investments and TIAA CREF. He is also the owner of Vestal Financial, Inc., a business focused on insurance, benefits, and human resources. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a broad network of independent Financial Professionals using a range of portfolio management and model-based solutions.

Alejandro Esparza is a financial advisor at Merrill with Series 66 and Series 63 designations and two years of industry experience. His prior work includes roles at Bank of America, NYLIFE Securities LLC, and New York Life. Outside finance, he has experience with Meraki Solar and Meraki Solutions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kenneth Picerno is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at Cetera. His career includes 15 years at Avantax Investment Services and a long-standing CPA practice providing accounting and tax services. He also holds fiduciary trustee roles managing financial reports and trust distributions. Cetera Investment Advisers LLC is an SEC-registered firm offering a multi-manager platform to a broad client base, including individuals, retirement plans, and institutional accounts. The firm provides various portfolio management and financial planning services through a nationwide network of independent advisors.

Robert Mefford is a financial advisor at OSAIC with 21 years of industry experience. He holds a Series 66 designation and has worked previously at Tate Financial Group and FSC Securities Corporation. Outside of advisory services, Mefford owns and operates a sole proprietorship analyzing and providing life insurance solutions. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party managers across multiple advisory platforms.

Gregory Welsh is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping families, small business owners, and non-profits develop and execute successful financial strategies tailored to their unique goals. His expertise includes corporate executive services, divorce transition planning, family wealth management, philanthropic planning, and socially responsible investing. Mr. Welsh holds the Chartered Retirement Planning Counselor (CRPC) designation and has an educational background that includes a high school diploma from John Marshall High School and studies at Oklahoma State University. He is affiliated with professional and community organizations such as 316 Counseling Centers. Beyond his professional work, Mr. Welsh enjoys baseball, football, golfing, and spending time with his family. He is a lifelong fan of Kansas basketball and Kansas City Chiefs football. His approach centers on uncovering clients' priorities to create strategies that pursue their financial goals while promoting generosity and client best interests.

Maya Katzman is a CFP® credentialed financial advisor with 12 years of industry experience. She is currently with OSAIC and previously worked at Lincoln Financial Advisors Corporation for 12 years. Outside of advisory services, she is involved in offering fixed and indexed annuities as well as group health plans. OSAIC serves a wide range of clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of advisors and utilizes tools such as asset-allocation modeling, risk assessment, and automated rebalancing to construct diversified portfolios.

Amy Nelson is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Ameriprise since 2015. Outside of her advisory role, she is involved in selling RodanFields skin care products on a part-time basis. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Stephen Jones is a Series 66 licensed financial advisor with J.P. Morgan Securities in McKinney, Texas, with two years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2025, and previously held positions at PNC Investments LLC and other firms across various industries. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Silveria Hufstedler is a financial advisor with LPL Financial in Murphy, Texas, holding a Series 66 designation and 19 years of industry experience. She has been with LPL Financial since 2012. Hufstedler is also licensed to offer Medicare Supplemental insurance coverage to clients. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm provides financial planning, advisory programs, and brokerage services supported by proprietary and third-party research across diverse investment strategies.

Martin Kogel is a financial advisor with Edward Jones in Murphy, TX. He holds a Series 66 designation and has 10 years of industry experience, all with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets.