Reed Chumley is a financial advisor at Raymond James & Associates with a Series 66 designation and one year of industry experience. His prior work includes roles in athletics and education, such as at Unleashed Athletics and various academic institutions. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, offering financial planning, non-discretionary investment consulting, and institutional advisory services, with a range of portfolio management styles supported by affiliated research and model managers.

Keith Townsend is a financial advisor with Wells Fargo Advisors in The Woodlands, TX, holding a Series 63 designation and 26 years of industry experience. His work history includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC prior to joining Wells Fargo Advisors in 2025. He is a 50% owner of Harmony Wealth Management Group LLC, a financial planning practice in Port Lavaca, TX. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm provides tailored recommendations supported by proprietary research and planning tools, with services covering areas such as retirement, education, risk management, and specialized planning niches.

Timothy Hickman is a Senior Financial Advisor and Managing Director with Merrill Lynch Wealth Management. Since joining Merrill in July 2009, he has led a wealth management advisory group delivering a family office-like experience for high-net-worth private clients and corporate executives. His practice emphasizes risk and portfolio management, estate planning, tax minimization strategies, and wealth structuring tailored to the needs of affluent individuals and families. With over 30 years of experience in financial services, Timothy previously served as a Senior Vice President at UBS, where he specialized in executive financial planning for Fortune 500 company executives and managed stock benefit programs for corporate employee financial services teams. His areas of expertise include corporate executive services, executive compensation, family wealth management strategies, legacy planning, philanthropic planning, portfolio management services, and retirement income. Timothy holds a Bachelor's Degree from Lamar University and the Personal Investment Advisor (PIA) designation. Outside of his professional work, he is involved with Special Olympics Texas and enjoys reading, refereeing, and spending time with his family. His approach centers on integrity, collaboration, and care, guided by the principles of doing the right thing, telling the truth, and working hard for the clients he serves.

Jodi Alsobrook is a financial advisor with Merrill in The Woodlands, TX, holding a Series 66 designation and bringing nine years of industry experience. She has been with Merrill since 2019 and previously worked there from 1997 to 2019. Outside of her advisory role, she serves as the secretary for the La Porte High School Tennis Booster Club. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional entities.

Tiffany Mansfield is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo since 2011, initially at Wells Fargo Advisors LLC before joining Wells Fargo Clearing in 2016. She also serves as an arbitrator in investment-related disputes. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

William Richardson Jr. is a financial advisor at Charles Schwab with 29 years of industry experience. He has been with Charles Schwab since 1997 and has worked at Charles Schwab Bank since 2005. He holds Series 63 and Series 65 licenses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized custody and order-routing systems.

James Frankowski is a CFP® professional with 27 years of experience in the financial services industry. He has been with Ameriprise since 2005, currently serving as an advisor in Houston, TX. Outside of his advisory role, he is involved in intellectual property development through Academic Concepts LLC and serves as president of the Bayou Lofts Association board of directors. Ameriprise is a large institutional firm that offers retirement-income planning services for clients approaching or in retirement, focusing on tax-smart withdrawal strategies and Social Security options. The firm provides a broad range of advisory, brokerage, and insurance solutions, with a centralized team delivering algorithm-driven, customized retirement recommendations.

Nisha Pillay Modak is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and 29 years of industry experience. She has been with Morgan Stanley and its affiliates since 2013, including the Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning and estate strategy services, managing approximately $2.74 trillion in client assets.

Tyler Getz is a financial advisor at LPL Financial with three years of industry experience. He previously worked at Waddell and Reed and has a Series 66 designation. Outside of advising, he is a commissioned notary in Texas. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Charles Johansen is a Series 66 licensed financial advisor with Merrill in The Woodlands, TX, possessing three years of industry experience. His prior roles include positions at Fidelity Investments and Bank of America, N.A., alongside earlier work at Baylor University and Heb. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ty Williams is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work experience includes roles at Bank of America and Wells Fargo, as well as various positions outside the financial industry. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Shelley Waters is a financial advisor at UBS Financial Services with 32 years of industry experience. She has been with UBS since 2008. Outside of her advisory work, she serves as a non-compensated vice president and mentor at IAS Performance LLC, an automotive purchase, sale, and repair business led by her son. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory solutions.

David Mitchell is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2009. He has been with Fidelity since 1998, progressing through positions including Financial Planning Consultant, Senior Investment Consultant, and Account Executive. Prior to joining Fidelity, he worked as an Account Executive at Bank United Securities Corp. and J.B. Oxford & Company in 1997. With over two decades of experience in the financial services industry, David specializes in partnering with clients to develop wealth planning strategies. He focuses on leveraging technology, cost-efficient investment options, and planning strategies to help clients work towards financial independence in retirement and beyond.

David Fletcher is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has worked at Cetera since 2025 and owns Kingwood Tax Services LLC, where he provides tax preparation services. Additionally, he has operated Lynn D. Fletcher PC since 2015, assisting with daily office duties. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Nicholas D Amato is a financial advisor at Thrivent Investment Management with one year of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Park Avenue Securities and Guardian Life Insurance Company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering goal-based analyses and broad-topic written recommendations without portfolio management for institutional clients.

April Sullivan is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. She has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management, providing access to proprietary research and capital markets services.

Jordan Golson is a financial advisor with LPL Financial and holds a Series 66 designation. He has eight years of industry experience, including prior roles at Amegy Bank and Iberia Bank. Golson maintains an ongoing affiliation with Amegy Bank alongside his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management and employing various research and portfolio management strategies.

Melissa Greer is a financial advisor with Wells Fargo Clearing in The Woodlands, TX, holding Series 63, Series 65, and Series 66 credentials and bringing 16 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a broader set of investment options that include insurance-related vehicles and bank deposit sweep programs.

Laura Brigman is a financial advisor with Morgan Stanley in The Woodlands, TX, holding Series 63 and Series 66 licenses and four years of industry experience. She has been with Morgan Stanley since 2013. Outside of her advisory role, she serves as Treasurer for The Woodlands College Park Football Booster Club, a local charitable organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutions. The firm emphasizes tailored financial planning supported by structured discovery conversations and proprietary tools.

Teresa O'Connor is a financial advisor at OSAIC with 29 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Royal Alliance Associates, Inc. and VOYA Financial Advisors. O'Connor is the owner and senior advisor of Altus Consulting Group and serves as president and CEO of AltusCG Holdings, Inc., managing administrative and consulting functions. OSAIC serves a diverse client base including retail and institutional investors, providing integrated brokerage and advisory services with a broad range of investment options and third-party managed-account solutions. The firm operates through multiple platforms and employs various tools to construct portfolios tailored to client risk tolerance and investment restrictions.