Sheila Quattlander is a financial advisor with Ameriprise in Tucson, AZ, holding a Series 66 designation and bringing 16 years of industry experience. She previously worked at Securities America Advisors and Ameriprise Financial Services Inc before joining Ameriprise in 2020. Outside of her advisory role, she owns a home bakery business and participates in independent retail sales. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing planning advice focused on retirement income sources, tax-aware withdrawal strategies, and Social Security options.

Linda Fulgenzi is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She previously worked at Merrill for nine years before joining Raymond James, where she has been since 2008. Fulgenzi serves as a committee member on the Tucson Botanical Gardens Endowment Investment Committee. Raymond James & Associates is a dually registered broker-dealer and investment adviser with around $501 billion in assets under management. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting through various advisory programs and drawing on multiple portfolio management styles and affiliated research.

Edward Ethington is a CFP® professional with 17 years of industry experience, currently affiliated with Cetera in Tucson, AZ. His previous roles include work with Avantax and Edward Jones. Outside financial advising, he is involved in several business ventures including a specialty food company and serves as treasurer for a local Boy Scout troop. Cetera Investment Advisers LLC operates a multi-manager platform serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and advisory services, leveraging both affiliated and third-party managers within diverse program structures.

Jessica Hayes is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 66 and Series 63 licenses with four years of advisory experience. She has been affiliated with Wells Fargo Bank, N.A. since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

James Godwin is a financial advisor with OSAIC in Tucson, AZ, holding a Series 66 designation and 24 years of industry experience. He has been with OSAIC since 2003. Outside of his advisory role, he is involved in tax preparation services through Pinnacle Taxx. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services using advanced asset-allocation tools and offers access to a wide range of investment products and third-party managed account solutions.

Licio Liberato is a financial advisor with Primerica Advisors in Tucson, AZ, holding Series 63 and Series 65 licenses and over 31 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1993. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients, with a focus on wrap-fee solutions rather than institutional plan management.

Jeffry La Beff is a financial advisor with Raymond James & Associates in Tucson, AZ, holding a Series 66 license and 18 years of industry experience. He spent 18 years at Edward Jones before joining Raymond James in 2025. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, offering financial planning and consulting through a range of portfolio management styles and research resources.

Lyle Deo is a financial advisor with Cetera and holds the ChFC® designation and Series 63 license. He has 48 years of industry experience and has worked with Cetera since 2022, also serving as managing partner at DKGB Financial since 2016. Outside of advising, he is involved in selling fixed insurance and life settlements. Cetera Investment Advisers LLC serves a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with various discretionary and non-discretionary portfolio management options and access to third-party money managers.

Wayne Griffith is a financial advisor with Morgan Stanley in Tucson, Arizona, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets since 2009. Griffith also serves as a trustee involved in investment decisions. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment models to support its advisory offerings.

Jesse Huggins Jr. is a financial advisor with Mass Mutual Investors Services holding a Series 66 credential and five years of industry experience. He has worked at various MassMutual entities since 2019 and has prior experience in hospitality and catering industries. Outside of financial advising, he is involved in nonprofit fundraising for a performing arts organization. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved tools and a collaborative approach to develop written recommendations.

Hector Aguilar Figueroa is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and previously worked at Merrill for nine years. His background also includes roles at the University of Phoenix, EEGEES, and Pima Community College. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the United States.

Niklas Scherer is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been employed since December 1992. He specializes in areas including college education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He earned a Bachelor of Science in Business Administration from the University of Arizona in December 1988 and holds the Chartered Retirement Planning Counselor (CRPC™) certification from the College for Financial Planning Institutes Corp., awarded in November 2004. Niklas is also recognized as a Personal Investment Advisor (PIA). His community involvement includes serving as a member of the Assistance League of Tucson Advisory Council. Outside of his professional work, Niklas resides in Tucson with his family. He enjoys activities such as movies, off-roading in his RZR, skiing with his sons, adventure sports, hiking, music, traveling, and spending time with his family.

John O'Neill is a financial advisor with Ameriprise in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service targeting individuals with at least $1 million in net investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement-income recommendations through a centralized consulting team.

Alejandro Ursua is an International Wealth Advisor at Merrill Lynch Wealth Management and a member of The GTZ Group. He joined the firm in 2015 and focuses on relationship management while providing client service. Alejandro contributes to team efforts by identifying opportunities and supporting the achievement of client objectives. He also represents Wealth Management Client Associates on the International Wealth Management Client Associates Working Group, supporting international offices. Alejandro earned a Bachelor of Science in Business Administration with a certificate in Finance from the University of Arizona in 2017. Prior to joining Merrill Lynch, he worked as a Financial Consultant for New York Life. He holds the Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA) designations. Born in Colima, Mexico, Alejandro has spent most of his life in Arizona. He is a member of the Eller Centurion at the University of Arizona and participates in local soccer leagues. In his free time, he enjoys traveling and spending time with family and friends.

George Herget Jr. is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley since 2009, including work at Morgan Stanley Private Bank, National Association since 2015. Outside of his financial career, he serves as the Pima County Sheriff's Mounted Search and Rescue Captain. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients, focusing on tailored financial planning and estate strategies.

David Smith is a financial advisor with Merrill in Tucson, AZ, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America and Merrill, as well as positions related to golf clubs and retail. He serves as a trustee for a family revocable trust. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Patrice Njento is a financial advisor with Merrill Lynch Wealth Management. He focuses on providing personalized financial guidance by building strong, lasting relationships with individuals, families, and business owners. Patrice works to align clients' finances with their goals, values, and vision for the future. He specializes in areas such as college education planning, divorce transition planning, legacy planning, liquidity management, personal retirement planning, portfolio management, and small business strategies. Patrice is a Personal Investment Advisor (PIA) and assists clients with a broad range of needs from general investing to retirement preparation. Patrice holds a Bachelor's Degree in Business Law and a Master of Business Administration in Finance, both from National University San Diego. He is multilingual, speaking English, Spanish, and French. Additionally, he is associated with the IFORFACT GROUP LLC and is involved with the 355th Medical Group in Tucson, AZ. Outside of his professional role, Patrice has interests in cooking, dancing, football, golfing, interior decorating, running marathons, soccer, spending time with family, woodworking, and writing.

Cary Walsh is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has been affiliated with Fidelity Brokerage Services, LLC since 2013 and currently works with Fidelity Investments. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies and charitable funds. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a variety of asset classes.

William Holmes is a financial advisor with Morgan Stanley in Tucson, AZ, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Wells Fargo Advisors and Nova Home Loans. Outside of financial advising, he is involved as an employee and contractor in food delivery services, including DoorDash and Grubhub. Morgan Stanley Wealth Management is an SEC-registered firm offering a broad range of advisory programs to individuals and institutional clients, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that span from retail advisory to institutional investment solutions.

Taylor Clark is a financial advisor with Robert Baird & Co. in Tucson, AZ. He holds the Series 66 designation and has industry experience dating from 2020, including prior roles at U.S. Bank and Faithful & Gould. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a variety of financial planning and portfolio management services, utilizing both internal research and external manager strategies, and reported approximately $394 billion in regulatory assets under management as of December 31, 2025.