William Dutton is a financial advisor with OSAIC in San Diego, CA, holding Series 63 and Series 66 credentials and 25 years of industry experience. His prior roles include positions at Woodbury Financial Services, San Diego County Credit Union, LPL, Mass Mutual Investors Services, and Northwestern Mutual Investment Management. Outside of finance, he is the bandleader and musician for the Rockin Jazz Big Band, a 20-piece ensemble performing at various events. He also operates a business assisting families with college financial aid applications and planning. OSAIC serves a diverse client base including retail and institutional investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization with various managed account strategies and maintains multiple custodial and legacy program arrangements.

Sean Badgett is a financial advisor with Raymond James & Associates in Chula Vista, CA. He holds the Series 66 designation and has 16 years of industry experience, including 10 years with Raymond James. Badgett serves as trustee of the Badgett Family Trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and charitable and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Ashley Gonzalez is a financial advisor with Edward Jones in Chula Vista, CA, holding a Series 66 designation and with 11 years of industry experience. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Molly Miller is a financial advisor at LPL Financial with 43 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at several firms, including D.A. Davidson & Co., Crowell, Weedon & Co., Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. Miller maintains an outside business entity, MJM Financial, for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Maksim Ivanchuk is a financial advisor with Edward Jones in San Diego, CA, holding Series 66 and Series 63 licenses and totaling five years of industry experience. His prior roles include positions at Ameriprise, North Island Credit Union, BBVA/PNC, and US Bank. Outside of his advisory work, he is starting a side business focused on buying and selling used cars on weekends. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a large network of advisors and branch offices nationwide.

Walter D'souza is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63, 65, and 66 designations and has worked at firms including Commonwealth Financial Network, Manning Wealth Management, Mutual of America Securities Corporation, and Valic Financial Advisors. Based in San Diego, CA, he occasionally provides clients annuities and life insurance upon request. OSAIC serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based asset allocation process and supports a range of portfolio management strategies delivered via affiliated broker-dealer and RIA relationships.

Kevin Lee is a CFP® with seven years of industry experience and has been with Edward Jones since 2018. Prior to joining Edward Jones, he worked at Grassroots Outdoor Alliance and had a brief period of unemployment in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a large network of financial advisors and branch offices across the country.

Sarah Martin is a financial advisor at Fidelity with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Fidelity Investments in multiple roles since 2008, including her current position since 2021. Her prior experience also includes tenure at Charles Schwab and Independent Financial Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a process combining fundamental research with quantitative analysis and algorithmic portfolio construction, serving a broad client base including registered investment companies and a Charitable Gift Fund.

Matthew Henry is a financial advisor with Osaic Wealth, holding Series 63 and Series 65 credentials and 10 years of industry experience. He has worked at Osaic since 2023 and previously at Sagepoint Financial, INC. He is also an insurance agent and serves on the board of Water 4 Life Global, a nonprofit focused on providing clean water to underserved communities. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm utilizes a model-based investment approach with various managed account programs and emphasizes portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Cesar Padilla is a CFP®-certified financial advisor with Edward Jones, based in Chula Vista, CA, and has 31 years of industry experience. He has been with Edward Jones since 1995. Outside of his advisory role, he serves as a board member of the Kiwanis Club of Chula Vista. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment solutions, managing over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

Glenn Morey is a financial advisor with LPL Financial in La Mesa, CA, holding a Series 63 designation and bringing 43 years of industry experience. He has been with LPL Financial and its predecessor firms since 2004 and previously worked at WS Griffith Securities, Inc. from 1998 to 2004. Outside of his advisory work, he operates a real estate rental property that is managed externally. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to third-party asset management, leveraging model portfolios, customized strategies, and technology tools to support advisors.

Gary Bjornson is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 48 years of industry experience. He has been with LPL Financial since 2004. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, including model portfolios and third-party management, supported by advanced technology tools.

Mark Marcelo is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and five years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and Investment Services, LLC before joining JPMorgan Chase Bank, N.A. and J.P. Morgan Securities in 2023. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process incorporates quantitative and qualitative research, including ESG considerations, supported by centralized due diligence and a broad range of derivatives and commodities capabilities.

Carlos Carrillo is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 65 credentials. His prior roles include positions at CUNA Mutual Group, Questar Capital Corporation, Cetera Investment Services, and Independent Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with investment management conducted through both discretionary and non-discretionary strategies.

Donaven Yousif is a financial advisor at Edward Jones in La Mesa, CA, holding a Series 66 credential with eight years of industry experience. He previously worked at Wells Fargo Bank for one year before joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Richard De Sola is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2020. Prior to that, he worked at JPMorgan Chase Bank, NA starting in 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary advice focused on asset allocation, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Nicole Gilbert is a financial advisor with LPL Financial in La Mesa, CA, holding a Series 66 designation and 18 years of industry experience. She previously worked at Mass Mutual Investors Services and Massmutual Life Insurance Company. Gilbert is also a notary and co-trustee of a revocable trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions supported by research and technology tools, serving over 22,800 advisors and managing more than $819 billion in discretionary assets.

Dominic Randazzo is a CFP® with eight years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at Oasis Wealth Partners, Commonwealth Financial Network, Lincoln Financial Advisors Corporation, and Voya Financial Advisors. Randazzo also spent 17 years at Barona Casino. He conducts fixed insurance sales as a secondary business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a large network of advisors.

Robert Mcclinton is a financial advisor with Primerica Advisors in Spring Valley, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991. Outside of advising, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

June David Caalaman is a Series 66-licensed financial advisor with three years of industry experience. She is currently affiliated with LPL Financial and Mechanics Bank. Her prior experience includes roles at Cetera, Securities America, California Coast Credit Union, and United Cerebral Palsy. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides advisory and brokerage services through a large network of investment adviser representatives who utilize a variety of portfolio strategies and third-party asset management solutions.