Michelle Mai is a financial advisor with Signature Resources Capital Management, LLC in San Diego, CA, holding a Series 65 credential and 13 years of industry experience. She has been with Signature Resources Capital Management since 2016 and also operates College Planning Source, a college planning business she founded in 2005. In addition, Mai is an independent insurance agent providing insurance sales and services since 2008. Signature Resources Capital Management advises individual and high-net-worth clients, trusts, estates, and retirement plan sponsors, offering discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting. The firm employs a Global Target Risk investment approach focused on broad diversification and customized model portfolios, managing approximately $303.9 million in discretionary assets.

Kathleen Boyd is a CFP® professional with four years of industry experience currently serving as an advisor at Nectarine. She is the founder and principal consultant of Student Loan Savvy, where she provides educational and consultative services related to student loan repayment and borrower decision-making. Her prior experience includes roles at SLP Wealth and the XY Planning Network. Nectarine serves individual and high-net-worth clients, offering consultative financial planning through selected advisor representatives. The firm focuses on long-term asset allocation using low-cost, index-based funds and provides advice on cash flow, retirement planning, insurance, debt reduction, and estate planning without managing client investment portfolios.

Joshua Koehnen is a Certified Financial Planner® with 24 years of industry experience. He is currently a principal at Premier Wealth Advisors, LLC, where he has worked since 2018, and has held roles at Independent Financial Group, LLC and Financial Designs LTD. Outside of his advisory work, he is involved in real estate brokerage as an officer and 50% owner of Premier Realty Solutions, Inc. Premier Wealth Advisors LLC serves individuals, trusts, estates, business entities, and retirement plans, offering wealth management, comprehensive financial planning, and income tax return preparation. The firm employs a risk-based allocation strategy focused on passively managed funds and provides primarily non-discretionary portfolio management.

Jamie Noriega is an advisor at Telos Capital Management, Inc. in San Diego, CA. He holds a Series 65 credential and has approximately two years of industry experience, including previous roles at Dolan Xitco and StepStone Group. Telos Capital Management is a SEC-registered advisory firm managing about $1.63 billion for roughly 900 clients through a 13-advisor team. The firm serves individual investors, trusts, estates, charitable organizations, small businesses, and retirement-plan participants, employing an active, research-oriented investment process focused on asset allocation, diversification, and periodic rebalancing across equity and fixed-income portfolios.

Steven Ostrowski is a financial advisor at CoastEdge Partners, LLC in San Diego, CA, with four years of industry experience. He holds the Series 66 designation and previously worked at Merrill Lynch and Morgan Stanley Smith Barney. CoastEdge Partners provides investment management, financial planning, and comprehensive reporting services primarily for high-net-worth families, family foundations, and institutional clients. The firm focuses on capital preservation, diversification, and tailored portfolio management through a combination of discretionary and non-discretionary strategies and proprietary fund vehicles.

Brandon Hobson is a CFA® charterholder and holds a Series 65 license, with nine years of industry experience. He has worked at PracticeCFO Investments since 2017 and previously at Bridgepoint Education, Inc. from 2016 to 2017. PracticeCFO Investments serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and employer-sponsored retirement plans. The firm combines low-cost passive ETFs with tactical asset allocation based on Modern Portfolio Theory, using formal Investment Policy Statements and a structured four-step investment process.

Lorenzo Sanchez Lopez is a CFP® professional with nine years of industry experience. He is currently with Pathview Wealth Advisors, where he has worked since 2024. Prior to this, he spent over a decade at Rowling & Associates and Rowling & Associates LLC. Pathview Wealth Advisors provides investment supervisory services, financial planning, and consulting to individuals, pension and profit-sharing plans, trusts, estates, charities, and business entities. The firm manages approximately $580 million across discretionary and non-discretionary accounts and offers in-house tax preparation services supervised by a licensed CPA.

Anthony Saffer is a CFP® with 27 years of industry experience, currently serving at One Degree Advisors, Inc. since 2014. His prior experience includes five years at Securities America Inc and extensive work with various insurance carriers. He holds a board membership at Foothills Christian Church, providing general guidance to the church staff. One Degree Advisors serves high‑net‑worth individuals, business owners, and corporate clients with personalized financial planning and discretionary investment management. The firm employs a strategic asset-allocation framework using institutional-style and no-load mutual funds and ETFs, supplemented by specialized strategies including options-based liquidity techniques.

Isaac Cardoza is a CFP® and Series 66-licensed advisor at Pacific Wealth Management with three years of industry experience. He previously worked at Commonwealth Financial Network and Honeycutt, Smith & Associates. Pacific Wealth Management serves individuals, trusts, retirement plans, and business entities, offering discretionary and non-discretionary asset management, financial planning, and consulting. The firm employs a client-specific, asset-allocation approach within its “Proactive Asset Management” framework and manages approximately $318 million in assets across about 210 client relationships.

Chase Tushaus is a financial advisor at Tushaus Wealth Management in San Diego, CA, holding Series 63 and Series 66 licenses with 10 years of industry experience. He previously worked at RBC Capital Markets and City National Bank before joining Tushaus Wealth Management in 2020. Outside of his advisory role, he manages an insurance agency through Tushaus Partners LLC. Tushaus Wealth Management advises individuals, high-net-worth clients, and charitable organizations with services including wealth management, discretionary portfolio management, and financial planning. The firm employs a long-term investment approach focused on ETFs for diversification, supplemented by other asset classes, and offers educational seminars and client cash management programs.

Tyler Aubrey is a CFP® and holds a Series 66 license with nine years of industry experience. He has worked at DEFINE Financial, LLC since 2017, including during its prior affiliation with Securities America Advisors. Outside of his advisory role, Tyler volunteers annually at The Borrego Open charity golf tournament, helping organize the event and managing golfer handicaps. DEFINE Financial, LLC is an SEC-registered investment adviser serving individuals, high-net-worth clients, and select charitable organizations. The firm offers discretionary investment management, financial planning, and pension consulting, typically implementing passive, risk-based portfolios using no-load mutual funds and ETFs.

Nicholas Kile is a financial advisor at Financial Sense Advisors, Inc. based in San Diego, CA, with two years of industry experience. He holds the Series 66 designation and previously worked at Outback Steakhouse for nine years before joining the financial industry. Financial Sense Advisors, Inc. is a registered investment adviser managing approximately $836 million for about 588 clients. The firm serves individuals, retirement plans, trusts, and other entities, offering discretionary portfolio management, financial planning, and retirement-plan consulting through a team of advisors employing both fundamental and technical analysis.

Andrew Nugent is a CFA charterholder with 26 years of industry experience. He has worked at Sage Capital Advisors, LLC since 2018 and previously spent seven years at Brandes Investment Partners, L.P. He holds Series 63 and Series 65 licenses. Sage Capital Advisors primarily serves pension and profit-sharing plans, plan sponsors and participants, as well as individuals, families, and certain nonprofit clients. The firm employs a custom, value-oriented investment approach that combines fundamental and technical analysis to create portfolios tailored to client objectives, utilizing individual equities, ETFs, fixed income, tactical strategies, and third-party managers.

Damon Robertson is a CFP® professional at Financial Alternatives, Inc. with nine years of industry experience. His prior roles include positions at Wells Fargo Bank and JPMorgan Chase Bank. Financial Alternatives, Inc. serves a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm manages approximately $615 million in assets through a six-person advisory team and offers discretionary portfolio management, wealth advisory, and financial planning services, employing diversified investment strategies across multiple asset classes.

Jeff Poole is a financial advisor with Wealth Analytics Partners, LLC in San Diego, CA, holding a Series 66 designation and 28 years of industry experience. He has previously worked at Merrill, Banc of America Investment Services, CUNA Brokerage Services, and Fidelity Brokerage Services. Outside of his advisory role, he is an author of a non-financial book. Wealth Analytics Partners provides discretionary investment management and financial planning services to individuals, executives, business owners, trusts, estates, and select organizations. The firm employs a risk-scored model portfolio framework based on Modern Portfolio Theory, conducts quarterly account reviews, and typically operates with discretionary trading authority.

Orin Green is a CFP® with 27 years of experience in the financial services industry. He is currently with Willow Creek Financial, a team-based firm in San Diego, CA, and previously worked at Ameriprise Financial Services, Inc. and Ids Life Insurance Company. He has led his own firm, Orin Green Financial, LLC, since 2016. Willow Creek Financial provides investment advisory services to individuals, high-net-worth clients, trusts, estates, pension plans, and corporate entities. The firm emphasizes individualized portfolio construction with a focus on asset allocation, fixed-income management, and long-term holdings, and is notable for sponsoring its own wrap fee program and disclosing the use of derivatives and margin in separately managed accounts.

Stefan Prvanov is a CFP® and holds a Series 65 license with 21 years of industry experience. He has been with Blankinship & Foster, LLC since 2002. Blankinship & Foster, LLC provides customized wealth management services to individuals, families, trusts, estates, small businesses, charitable organizations, and pension/profit-sharing plans. The firm integrates financial planning and investment management, focusing on asset allocation guided by macroeconomic analysis and client-specific Investment Policy Statements.

Frederick Brooks is a CFP®, CFA®, and Series 66-licensed advisor with 21 years of industry experience. He has been with Blankinship & Foster, LLC since 2004. Blankinship & Foster, LLC provides customized wealth management services to individuals, families, trusts, estates, small businesses, charitable organizations, and pension/profit-sharing plans. The firm emphasizes asset allocation informed by macroeconomic analysis and client-specific Investment Policy Statements, implementing portfolios on a discretionary basis using a variety of investment vehicles.

Andrew Mescon is a financial advisor at Ballast Rock Private Wealth with 13 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Ballast Rock since 2022, following nine years at Integrity Financial Corp. Ballast Rock Private Wealth offers tailored portfolio management and investment policy statements for individuals, high-net-worth clients, and retirement plans. The firm employs a combination of fundamental analysis, modern portfolio theory, and quantitative methods to build long-term portfolios, providing financial planning and consulting services as part of its offering.

Randall Whitfield is a financial advisor at Telos Capital Management, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Telos Capital Management since 2014. Telos Capital Management provides discretionary investment management and financial planning to individual investors, trusts, estates, retirement-plan participants, small businesses, and charitable organizations. The firm employs an active, fundamentally driven investment process that combines bottom-up company analysis with top-down macroeconomic assessment, emphasizing asset allocation, diversification, and periodic rebalancing.