Joshua Koehnen is a Certified Financial Planner® with 23 years of experience in the financial services industry. He has been with Premier Wealth Advisors, LLC since 2018 and also maintains a long-standing affiliation with Independent Financial Group, LLC since 2004. Outside of his advisory role, he is involved as a real estate broker and holds executive positions in related financial and real estate businesses. Premier Wealth Advisors LLC serves individual and high-net-worth clients, as well as trusts, estates, business entities, and retirement plans, offering non-discretionary wealth management, comprehensive financial planning, and tax preparation services. The firm employs a risk-based investment approach focused on no-load mutual funds and ETFs, often utilizing third-party turnkey advisers for model portfolios.

Jamie Noriega is an advisor at Telos Capital Management, Inc. in San Diego, CA. He holds a Series 65 credential and has approximately two years of industry experience, including previous roles at Dolan Xitco and StepStone Group. Telos Capital Management is a SEC-registered advisory firm managing about $1.63 billion for roughly 900 clients through a 13-advisor team. The firm serves individual investors, trusts, estates, charitable organizations, small businesses, and retirement-plan participants, employing an active, research-oriented investment process focused on asset allocation, diversification, and periodic rebalancing across equity and fixed-income portfolios.

Steven Ostrowski is a financial advisor at CoastEdge Partners, LLC in San Diego, CA, with four years of industry experience. He holds the Series 66 designation and previously worked at Merrill Lynch and Morgan Stanley Smith Barney. CoastEdge Partners provides investment management, financial planning, and comprehensive reporting services primarily for high-net-worth families, family foundations, and institutional clients. The firm focuses on capital preservation, diversification, and tailored portfolio management through a combination of discretionary and non-discretionary strategies and proprietary fund vehicles.

Brandon Hobson is a CFA® charterholder and holds a Series 65 license with eight years of industry experience. He has been with PracticeCFO Investments since 2017 and previously worked at Bridgepoint Education, Inc. from 2016 to 2017. PracticeCFO Investments offers a range of financial services including investment management, strategic personal and business financial planning, retirement plan advisory, insurance placement, and tax and accounting services. The firm serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and employer-sponsored retirement plans, managing approximately $401.6 million across around 211 clients. Their investment approach combines Modern Portfolio Theory with low-cost passive ETFs and tactical asset allocation, guided by formal Investment Policy Statements and ongoing client coordination.

Lorenzo Sanchez Lopez is a CFP® professional with nine years of industry experience. He is currently with Pathview Wealth Advisors, where he has worked since 2024. Prior to this, he spent over a decade at Rowling & Associates and Rowling & Associates LLC. Pathview Wealth Advisors provides investment supervisory services, financial planning, and consulting to individuals, pension and profit-sharing plans, trusts, estates, charities, and business entities. The firm manages approximately $580 million across discretionary and non-discretionary accounts and offers in-house tax preparation services supervised by a licensed CPA.

Anthony Saffer is a financial advisor with One Degree Advisors, Inc. in San Diego, CA, holding CFP® and Series 66 designations and bringing 26 years of industry experience. He has worked at One Degree Advisors since 2014 and previously at Securities America Inc. He serves on the board of Foothills Christian Church, providing general guidance to the church staff. One Degree Advisors primarily serves high-net-worth individuals, business owners, and corporate clients, focusing on personalized financial planning and discretionary investment management. The firm employs a strategic, asset-allocation framework informed by Modern Portfolio Theory and uses institutional-style funds, ETFs, and specialized strategies, including options-based liquidity tactics, for eligible clients.

Isaac Cardoza is a CFP® and Series 66-licensed advisor at Pacific Wealth Management with three years of industry experience. He previously worked at Commonwealth Financial Network and Honeycutt, Smith & Associates. Pacific Wealth Management serves individuals, trusts, retirement plans, and business entities, offering discretionary and non-discretionary asset management, financial planning, and consulting. The firm employs a client-specific, asset-allocation approach within its “Proactive Asset Management” framework and manages approximately $318 million in assets across about 210 client relationships.

Tyler Aubrey is a CFP®-credentialed financial advisor with nine years of industry experience. He is currently with DEFINE Financial, LLC, where he has worked since 2017, following earlier roles including four years at General Dynamics NASSCO. Outside of his advisory work, he volunteers annually for the Borrego Open charity golf tournament, assisting with tournament organization and scoring. DEFINE Financial, LLC is an SEC-registered investment adviser serving individuals, high-net-worth clients, and select charitable organizations. The firm offers discretionary investment management, comprehensive financial planning, and pension consulting, managing approximately $314.6 million across a boutique team of advisors.

Nicholas Kile is a financial advisor at Financial Sense Advisors, Inc. based in San Diego, CA, with two years of industry experience. He holds the Series 66 designation and previously worked at Outback Steakhouse for nine years before joining the financial industry. Financial Sense Advisors, Inc. is a registered investment adviser managing approximately $836 million for about 588 clients. The firm serves individuals, retirement plans, trusts, and other entities, offering discretionary portfolio management, financial planning, and retirement-plan consulting through a team of advisors employing both fundamental and technical analysis.

Damon Robertson is a CFP® professional at Financial Alternatives, Inc. with nine years of industry experience. His prior roles include positions at Wells Fargo Bank and JPMorgan Chase Bank. Financial Alternatives, Inc. serves a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm manages approximately $615 million in assets through a six-person advisory team and offers discretionary portfolio management, wealth advisory, and financial planning services, employing diversified investment strategies across multiple asset classes.

Jeff Poole is a financial advisor at Wealth Analytics Partners, LLC with 28 years of industry experience. He holds a Series 66 designation and has worked at Fidelity Brokerage Services from 2009 to 2017 before joining Wealth Analytics Partners in 2017. Outside of his advisory role, he is also an author of non-financial books. Wealth Analytics Partners is a fee-only investment management and financial planning firm serving individuals, trusts, estates, charitable organizations, and business entities. The firm focuses on discretionary portfolio management and written financial plans, utilizing fundamental analysis and globally diversified portfolios.

Orin Green is a CFP® with 27 years of experience in the financial services industry. He is currently with Willow Creek Financial, a team-based firm in San Diego, CA, and previously worked at Ameriprise Financial Services, Inc. and Ids Life Insurance Company. He has led his own firm, Orin Green Financial, LLC, since 2016. Willow Creek Financial provides investment advisory services to individuals, high-net-worth clients, trusts, estates, pension plans, and corporate entities. The firm emphasizes individualized portfolio construction with a focus on asset allocation, fixed-income management, and long-term holdings, and is notable for sponsoring its own wrap fee program and disclosing the use of derivatives and margin in separately managed accounts.

Stefan Prvanov is a CFP® and holds a Series 65 license with 21 years of industry experience. He has been with Blankinship & Foster, LLC since 2002. Blankinship & Foster, LLC provides customized wealth management services to individuals, families, trusts, estates, small businesses, charitable organizations, and pension/profit-sharing plans. The firm integrates financial planning and investment management, focusing on asset allocation guided by macroeconomic analysis and client-specific Investment Policy Statements.

Frederick Brooks is a CFP®, CFA®, and Series 66-licensed advisor with 21 years of industry experience. He has been with Blankinship & Foster, LLC since 2004. Blankinship & Foster, LLC provides customized wealth management services to individuals, families, trusts, estates, small businesses, charitable organizations, and pension/profit-sharing plans. The firm emphasizes asset allocation informed by macroeconomic analysis and client-specific Investment Policy Statements, implementing portfolios on a discretionary basis using a variety of investment vehicles.

Andrew Mescon is a financial advisor at Ballast Rock Private Wealth with 13 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Ballast Rock since 2022, following nine years at Integrity Financial Corp. Ballast Rock Private Wealth offers tailored portfolio management and investment policy statements for individuals, high-net-worth clients, and retirement plans. The firm employs a combination of fundamental analysis, modern portfolio theory, and quantitative methods to build long-term portfolios, providing financial planning and consulting services as part of its offering.

Randall Whitfield is a financial advisor at Telos Capital Management, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Telos Capital Management since 2014. Telos Capital Management provides discretionary investment management and financial planning to individual investors, trusts, estates, retirement-plan participants, small businesses, and charitable organizations. The firm employs an active, fundamentally driven investment process that combines bottom-up company analysis with top-down macroeconomic assessment, emphasizing asset allocation, diversification, and periodic rebalancing.

Howard Barker is a financial advisor at Invicta Financial Group with seven years of industry experience. He holds a Series 65 designation and previously worked at Northrop Grumman for ten years before joining BDT & Associates, Inc. in 2018. Outside of advisory work, he is a licensed insurance agent, president of Cogent Insights Advertising, LLC, and serves as co-trustee of a trust. Invicta Financial Group advises individuals, high-net-worth clients, and business entities primarily through financial planning and implementation services, directing clients to third-party investment advisers for portfolio management while providing customized Written Financial Action Plans and regular review meetings.

Martin Rascon Jr. is a CFA® charterholder and holds a Series 65 license, with five years of experience in financial advising. He currently works at Weatherly Asset Management and previously held roles at Platt Wealth Management and in catering and university settings. Weatherly Asset Management serves individual and institutional clients with discretionary portfolio management and comprehensive financial planning, managing approximately $1.68 billion in assets across its multi-advisor team. The firm combines top-down macroeconomic analysis with bottom-up fundamental research, focusing on mid- to large-cap equities and high-quality fixed income, and employs a team-based investment process with regular client communications.

Troy Daum is a CFP® professional with 24 years of industry experience. He has been with Wealth Analytics Partners, LLC since 2007 and also associated with Wealth Analytics, Inc. since 2003. The firm is a fee-only investment management and financial planning team serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. Wealth Analytics Partners focuses on discretionary portfolio management and written financial plans, employing a fundamentally based, globally diversified investment approach with periodic account reviews and routine rebalancing.

Luke Podbury is a financial advisor at Canter Wealth with 10 years of industry experience. He holds a Series 66 designation and has worked previously at Merrill Lynch, The Retirement Group, FSC Securities Corporation, Capital One Investing, and Spire Securities. Canter Wealth is a fee-only investment adviser serving individuals, families, trust accounts, and institutional clients. The firm focuses on factor-based, low-cost, tax-efficient, globally diversified portfolios primarily using ETFs and mutual funds, with ongoing portfolio management guided by an internal Investment Committee.