Benjamin Packard is a financial advisor at Lula Financial in Oakland, CA, holding a Series 65 credential with seven years of industry experience. He has been with Lula Financial since 2018 and has been self-employed since 2010. Outside of advising, he produces videos for non-profits, dedicating a small portion of his time to this activity. Lula Financial provides financial planning and portfolio management services to individual clients, including high-net-worth individuals. The firm emphasizes passive investment strategies using index funds and ETFs, and offers a fee model based on fixed, hourly, and subscription arrangements rather than asset-based fees.

Allyn Alves is a financial advisor with So LLC holding Series 65 and Series 66 credentials and one year of industry experience. Prior to joining Silver Oak, LLC, Allyn worked in various roles including at Primerica and Liberty Mutual. Outside of finance, Allyn is the founder and sole member of Boston Games LLC, a video game development company that has been inactive for several years. Silver Oak provides estate and trust planning, standalone financial consultations, and portfolio management for institutions, businesses, startups, families, and individuals. The firm employs technical, fundamental, and quantitative analyses, including AI-generated signals, to guide portfolio construction and management with a focus on trust-related services.

Deepesh Srivastava is a CFA® charterholder affiliated with Lucerna Capital Management LLC in Dublin, CA. He has over 12 years of experience in the financial industry, including a long tenure at Nuveen, a TIAA company, before transitioning to independent consulting and his current role at Lucerna Capital Management. Lucerna Capital Management LLC is a recently established advisory firm that provides discretionary investment management, modular financial planning, and integrated wealth-management services primarily for individuals such as technology professionals, dual-income households with equity compensation, and pre-retirees with substantial investable assets. The firm's investment approach emphasizes diversified, low-cost core allocations complemented by active and tax-aware strategies, with ongoing portfolio monitoring and formal quarterly reviews.

Gerald Fegler is a financial advisor at Contango Wealth Management LLC with 14 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. Prior to joining Contango in 2025, he worked at Marin Wealth Advisors LLC for nine years and has additional experience with Zions Capital Advisors, Inc. and Allspring Funds Management, LLC. Contango Wealth Management serves individual and high-net-worth clients with discretionary portfolio management and financial planning services. The firm employs a combination of fundamental analysis, modern portfolio theory, and quantitative methods to develop investment strategies tailored to clients’ risk tolerance and time horizon.

Richard Truong is a financial advisor at Benningfield Financial Advisors, LLC in San Francisco, CA, holding Series 63 and Series 65 licenses with six years of industry experience. He worked at Dragon Financial Group for five years before joining Benningfield Financial Advisors in 2019. Benningfield Financial Advisors provides integrated financial planning and discretionary investment management to high-net-worth individuals, families, pension, and charitable accounts. The firm employs a strategic asset allocation approach with globally diversified portfolios combining passive index and ETF holdings alongside select active managers.

Jerry Mosher is a CFP® professional with over 55 years of experience in the financial services industry. He has been associated with American Investors Company since 1975 and has held roles at several related firms throughout his career. In addition to his advisory work, Mosher is a licensed individual insurance agent. American Investors Company provides investment advisory, financial planning, 401(k) advisory, and asset supervisory services to a diverse client base, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm combines advisory and brokerage activities through a multi-advisor structure, offering both fee-based and commission-based services.

Luke Carlson is a financial advisor with QST Capital LLC who holds a Series 65 designation and has nine years of industry experience. His previous experience includes a one-year role at Ernst & Young. In addition to his advisory work, he serves as a treasury consultant, providing strategic guidance on treasury technology and internal programs to various corporate management teams. QST Capital LLC offers discretionary portfolio management and advisory services to individual clients, retirement accounts, other advisers, and institutional clients. The firm employs a quantitatively driven investment approach that combines systematic models with discretionary decisions, utilizing a range of instruments including leveraged ETFs and derivatives across both pooled funds and separately managed accounts.

Christopher Gallagher is a financial advisor at Gallagher Wealth Management in Danville, CA, holding a Series 63 designation with 28 years of industry experience. He has led Gallagher Wealth Management since 2012. Outside of his advisory work, he serves as a co-trustee for the James Gallagher 2008 Trust. Gallagher Wealth Management provides discretionary asset management, financial planning, and retirement plan consulting to individuals, trusts, corporations, and employer-sponsored plans. The firm employs a blend of fundamental, technical, and cyclical analysis across various investment strategies and uses options and margin borrowing as part of its portfolio construction.

John Spees is a financial advisor with Granite Capital, holding a Series 65 designation and 19 years of industry experience. He has been with Granite Capital Management since 2000 and previously worked at Banc of America Securities. Granite Capital Management is an independent advisory firm managing approximately $315 million for about 76 clients, including individuals, pension plans, trusts, and charitable organizations. The firm focuses on discretionary portfolio management with an emphasis on diversified equity exposure and fixed-income investments, utilizing a range of analytical approaches and tailored strategies.

Johanna King is a financial advisor at King Wealth Advisors, LLC in San Mateo, CA, holding a Series 65 designation with seven years of industry experience. She has worked at King Wealth Advisors since 2018 and previously was employed at Netsuite, Inc. from 2015 to 2018. King Wealth Advisors is a small independent firm serving individuals, families, high-net-worth clients, retirement plans, trusts, estates, charitable organizations, and business entities. The firm emphasizes discretionary investment management focused on mutual funds and ETFs, using a selection process based on momentum, value factors, and economic conditions, and offers flexible portfolio strategies including Growth, Growth & Income, and Fixed Income approaches.

Calum Cunningham is a Series 66-licensed financial advisor at Silicon Private Wealth, LLC with 10 years of industry experience. He has worked at Silicon Private Wealth since 2016 and previously spent time at Purshe Kaplan Sterling Investments. Silicon Private Wealth, LLC provides investment advisory and financial planning services to individual and high-net-worth clients, managing approximately $177.8 million in assets. The firm uses multiple analysis methods and offers both discretionary and non-discretionary management, with a focus on a variety of investment types including mutual funds, equities, fixed income, and private placements.

Jacob Levy is a CFP® with three years of industry experience, currently serving as an advisor at Conquis Financial LLC since 2024. His prior roles include positions at Foreside Funds Distributors LLC, Matthews International Capital Management, LLC, The Burgiss Group LLC, Caissa LLC, and Tiedemann Advisors LLC. Outside of his advisory work, Levy is the president of Eastbayshore Eruv Corporation, a religious nonprofit organization. Conquis Financial LLC provides discretionary and non-discretionary investment management, financial planning, and consulting services to individuals, trusts, estates, charitable organizations, corporations, and retirement-plan participants. The firm integrates passive and active strategies with tax-aware portfolio management, employing diversification and Modern Portfolio Theory principles to tailor investments to client objectives and risk tolerance.

Nicolas Benit is a financial advisor at WE Financial Group with a Series 65 credential and no prior industry experience. He previously worked at Oui Financial, Sasu Gestpat, and Banque Courtois. Outside of his advisory role, he is the owner and director of SASU GESTPAT, a financial planning business based in France. WE Financial Group serves individual and high-net-worth clients with discretionary investment management, financial and estate planning, and offers educational seminars on personal finance. The firm uses a combination of fundamental, technical, and cyclical analysis alongside varied investment strategies, and provides access to options-based products and specialized third-party managers.

Nadim Nahas is a financial advisor at Nwk Group with 24 years of industry experience. He holds Series 63 and Series 65 designations and has been with Nwk Group since 2002. Nadim is also a 50% partner in the firm. Nwk Group provides discretionary and non-discretionary investment supervisory services, financial planning, cash management consulting, and pension/institutional consulting to individuals, including high-net-worth clients, and retirement plans. The firm combines fundamental, technical, quantitative, and qualitative analysis with formal asset-allocation work and ongoing monitoring, offering regular performance reporting that includes comparisons to market indices and peer rankings.

Daniel Hochstetler is a financial advisor at Astor with a Series 65 credential and less than one year of industry experience. Prior to joining Astor, he worked at Stripe for three years and was a student for sixteen years. Astor provides subscription-based robo-advisory portfolio management to individual investors, including both retail and high-net-worth clients, using AI-assisted, non-discretionary investment recommendations delivered through mobile and messaging platforms. The firm’s unique approach includes a trading feature that forwards client-approved U.S. equity orders to brokers and a subscription pricing model rather than traditional asset-based fees.

John Yang is a financial advisor at Pacrim Advisory Services with 24 years of industry experience. He holds a Series 66 designation and has been with Pacrim since 2012. In addition to his advisory work, he is a licensed life and health insurance agent. Pacrim Advisory Services provides investment advisory services primarily to individual, non–high-net-worth households and does not offer ongoing portfolio management. The firm follows fiduciary standards and offers educational seminars and workshops as part of its client services.

Risley Sams is a CFP® with 24 years of experience in the financial advisory industry. He has worked at RHS Financial, LLC since 2009, following prior roles at Merrill, J.P. Morgan Securities, and Citigroup Global Markets. RHS Financial provides investment advisory and financial planning services primarily to individual and high-net-worth clients, as well as charities, trusts, estates, and business entities. The firm manages discretionary portfolios totaling approximately $220 million in assets under management and combines asset management with financial planning, employing a portfolio approach based on asset allocation and various analytical methods.

Dale Haithcock is a financial advisor at Auxi Asset Management, LLC with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Auxi Asset Management since 2005, also working at Triad Advisors and Mutual Securities, Inc. His professional background includes managing investment portfolios of equities, ETFs, and mutual funds for high-net-worth clients. Auxi Asset Management provides investment and portfolio management services to individuals, corporations, and institutions, employing an active, multi-strategy approach across various asset classes. The firm manages approximately $99.4 million for 58 clients and offers both discretionary and non-discretionary advisory services, including private pooled investment vehicles.

Colby Davis is a CFA® charterholder and holds a Series 65 license with 10 years of industry experience. He has been with RHS Financial, LLC since 2015. RHS Financial provides investment advisory and planning services to individuals, trusts, estates, charitable organizations, ERISA accounts, and business entities. The firm combines discretionary and non-discretionary portfolio management with integrated financial planning, managing approximately $234 million in client assets with a small advisory team.

Ryan Wells is a financial advisor with PathWise, holding Series 63, 65, and 66 licenses and bringing 22 years of industry experience. He has worked at PathWise Wealth Partners since 2014 and previously held positions at ACCLARO Wealth Management, LPL Financial, and Mass Mutual Investors Services. PathWise provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, and pension plans, offering access to private funds and third-party separately managed accounts. The firm’s investment approach is long-term and allocation-driven, with tactical rebalancing and private investment due diligence integrated with tax coordination.