Fernando Carrillo is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been assisting families, individuals, and small businesses with their finances since 1998. Fernando joined Merrill Lynch in 2016 after a career spanning both the for-profit and non-profit sectors. His primary focus is to help clients develop and implement Wealth Management Plans to achieve their financial goals. Fernando's expertise includes portfolio management services, small business strategies, socially responsible and values-based investing, ESG investing, and retirement income planning. He has experience collaborating with other professionals within Merrill Lynch and Bank of America to address clients' comprehensive financial needs. Fernando holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree in Finance and Business Administration from Escuela Politécnica del Ejército in Quito, Ecuador. Fernando is bilingual in Spanish and English. He is involved in community organizations such as the Petaluma Health Center and the Santa Cruz County Immigrant Project (SCCIP). Fernando resides in Sonoma County with his sons Antonio and Mateo.

Mohammad Isnain is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing Services LLC since 2018, also maintaining a role with Wells Fargo Bank NA since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes an explicit focus on insurance-related investment vehicles and bank deposit sweep options, serving institutional clients with tailored solutions.

Christopher South is a financial advisor at Edward Jones in Santa Rosa, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2024, he served as CEO and founder of Spot Trender Inc., a market research software company, where he remains involved in an advisory capacity. He also serves on the advisory board for the SRJC Student Investment Program. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a broad range of investment advisory programs and affiliated financial services, supported by a large nationwide network of advisors and branch offices.

Jeffrey Cote is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab & Co., Inc. since 2009. Outside of his financial career, he is active as a local theater performer and serves on the board of the 6th Street Playhouse in Santa Rosa, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset strategic investment approach supported by centralized custody and operational infrastructure.

Taylor Novak is a Series 66-credentialed financial advisor with seven years of industry experience, currently with Edward Jones since 2019. Prior to joining Edward Jones, Novak worked at Old Republic Title for four years. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of over 23,700 advisors.

Michael Reilly is a financial advisor at Edward Jones with 34 years of industry experience. He has been with Edward Jones since 1989. Outside of his advisory role, he is listed as an owner of a rental property business. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Khoi Vu is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, Merrill, Edward Jones, JP Morgan Chase Bank, and JCrew. Outside of his advisory role, he serves as a youth pastor at Lighthouse Christian Church Sonoma. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with notable inclusion of insurance-related investment options and bank deposit sweep programs.

Robert Trent is a Series 66-licensed financial advisor with 24 years of industry experience. He is currently with LPL Financial and has previously worked at Wells Fargo Clearing, Wells Fargo Advisors LLC, Wells Fargo Investments LLC, Harrisdirect LLC, and Morgan Stanley DW Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Ryan Lotspeich is a financial advisor with Wells Fargo Clearing in Petaluma, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Wells Fargo Bank and its related entities since 2011. Outside of his advisory role, he is a co-owner and silent partner of LUMA HOME EDIT, a home decor consulting business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Darrin Donnelly is a financial advisor at Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 licenses with 28 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market outcome simulations.

Zachary Hirsekorn is a financial advisor with Morgan Stanley in Santa Rosa, California, holding a Series 66 designation and three years of industry experience. He has been with Morgan Stanley and its Private Bank since 2022 and also works as a spin instructor at a local exercise studio, RISE Cycle Co. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and models.

Kelly Stromgren is a financial advisor with Stifel, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. She has been with Stifel since 2007. Outside of her advisory role, Stromgren serves on the Board of Directors and Finance Committee of the Humane Society of Sonoma County, where she is also Treasurer and a member of the Executive Committee. Stifel serves a diverse client base that includes individuals, institutions, and municipal entities, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Ryan Powell is a financial advisor at Edward Jones with 14 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large nationwide network of advisors and branch offices and offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and proprietary mutual funds.

Bethany Flint is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and has prior work history including roles at Soco Holdings LLC and Esquared Electrical Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools.

Shaun Pierce is a financial advisor at LPL Financial with a Series 66 designation and two years of industry experience. Prior to joining LPL Financial, he worked at Costco Wholesale for 11 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting more than 22,800 advisors and overseeing over $819 billion in discretionary assets.

Leif Tinsley is a financial advisor with LPL Financial in Santa Rosa, CA, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Edward Jones, Cuso Financial Services, and Patelco Credit Union, where he continues to be involved. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Edward Stephens is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 66 licenses and with 40 years of industry experience. Prior to joining Osaic in 2023, he worked for FSC Securities Corporation for 36 years. He also provides estate and gift tax planning and business consulting through a sole proprietorship and serves as a director for a local winery family corporation. Stephens is involved with nonprofit organizations, including serving as treasurer for Wilderness History and Open Access and as an investment committee member for the Community Foundation of Mendocino County. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm offers integrated investment advisory and brokerage services, utilizing asset-allocation tools and third-party platforms to manage portfolios across multiple asset classes on both discretionary and non-discretionary bases.

Gregory Block is a CFP® professional with 25 years of industry experience. He has worked at LPL Financial since 2025, following a 22-year tenure at Lincoln Financial Advisors and earlier roles at OSAIC and D.A. Davidson & Co. He is based in Santa Rosa, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by advanced operational tools and a broad network of over 22,800 advisors.

Jimmie Alexander is a financial advisor at OSAIC with 32 years of industry experience. He holds a CFP® designation and Series 63 and 66 licenses. Prior to joining OSAIC, he worked at Securities America Advisors, Inc. and Foothill Securities, Inc. Alexander also works as a clinical laboratory scientist at Kaiser Permanente. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services alongside financial planning and retirement consulting. The firm employs a variety of asset-allocation tools and third-party solutions to manage diversified portfolios tailored to client needs.

Joseph Fanucchi is a financial advisor with Cetera, holding CFP® and Series 66 credentials and bringing 22 years of industry experience. He has worked at Cetera and its affiliate entities since 2013 and also serves as a financial advisor for GBA Wealth Group, a financial services firm. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures and emphasizes a multi-manager platform with various model portfolios and third-party managers.