Eavenson Horter is a financial advisor with UBS Financial Services, holding Series 63, 65, and 66 credentials and over 21 years of industry experience. Prior to joining UBS in 2019, he worked at J.P. Morgan Securities Inc. and JPMorgan Chase Bank from 2010 to 2019. He serves as a strategic advisor to California Labs, Inc., a technology company developing a family communication device. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining model-based asset allocations and proprietary research with institutional trading capabilities.

Eddy Gutierrez is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. His prior roles include positions at Oppenheimer and Bank of America, N.A. He holds Series 63 and Series 65 licenses. Outside of his advisory work, Gutierrez is managing partner of California Street Wealth Management LLC and CEO of Chaves Ventures Corp, both financial services firms based in San Rafael, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a wide range of investment and fee-based financial planning services. The firm provides tailored recommendations using proprietary research and planning tools, with planning engagements typically provided on a discrete basis.

Richard Mansfield is a financial advisor at Charles Schwab with 14 years of industry experience. He holds a Series 66 designation and has worked previously at Fidelity Investments, Morgan Stanley, and E*Trade Capital Management. Outside of his advisory role, he owns rental properties. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated custody, brokerage, and cash management services.

John Williams is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs and tailored financial planning using structured processes and firm-approved tools.

Susan Brennan is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. She has worked at Wells Fargo-affiliated firms since 2002, including Wells Fargo Advisors LLC and Wells Fargo Investments, LLC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm operates with more than 14,000 financial advisors and $671 billion in assets under management, offering both brokerage and advisory solutions.

Peter Cook Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he is involved in endorsing the book "MAKE YOUR DESTINY HAPPEN." Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Angela Herico is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2007 to 2016. She holds the Series 66 designation. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Geoffrey Aden is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services Inc and Cetera Advisors. Outside of his advisory role, he operates a sole proprietorship providing insurance case design and serves as a trustee managing family trust investments. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, using various tools and third-party providers to construct and manage portfolios across a wide range of asset classes.

Christian Frederiksen is a financial advisor with Cetera who holds a Series 66 designation and has 28 years of industry experience. He has worked at Cetera and its affiliated entities since 2025, with prior experience at Avantax Investment Services and 1 St Global Capital Corp. Frederiksen is also a shareholder and officer of Frederiksen-Crawford CPAs Inc., a tax and consulting firm, and serves as vice president of Cyber 631 Inc., a company involved in cybersecurity software sales. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and financial planning services through a large network of independent advisors, employing a multi-manager platform with a range of program structures and custodial relationships.

Samuel Oliver is a CFP® professional affiliated with LPL Financial, bringing 21 years of industry experience. He previously worked at Avantax Insurance Services and Avantax Investment Services and has operated Oliver Financial, Inc., a tax and investment-related business, since 1986. In addition to his advisory work, he owns a CPA business specializing in tax preparation and accounting. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a wide range of investment strategies and platforms, combining advisory services with various financial activities and oversight of substantial discretionary assets.

Sarah Pieri is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. She has held various roles including positions at RMI Mechanical Contractors and Sonoma State University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Loren Kertz is a financial advisor with Charles Schwab, holding a Series 63 designation and 32 years of industry experience. He has been with Charles Schwab since 1996 and associated with Charles Schwab Bank, SSB since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates as both a broker-dealer and investment adviser, offering bundled advisory, brokerage, custody, and cash-sweep services with a combination of non-discretionary and discretionary investment management options.

Fatima Romo is a financial advisor with Wells Fargo Clearing in Corte Madera, CA. She holds a Series 63 designation and has nine years of industry experience, including four years with Wells Fargo Advisors, LLC prior to joining Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Richard Roman is a financial advisor with Mass Mutual Investors Services in Novato, CA, holding the CFP® designation and Series 63 and 65 licenses. He has 25 years of industry experience and has been with MML Investor Services since 2001. Outside of his advisory role, he is also an insurance agent. MML Investor Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager options, alongside educational seminars.

Michael Gorton is a financial advisor at Wells Fargo Clearing with 44 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Matthew Walker is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Anthony Trias is a financial advisor with Equitable Advisors in San Rafael, CA, holding Series 63 and Series 65 credentials and 16 years of industry experience. His prior roles include positions at PRUCO Securities, TIAA-CREF, and Cullen Financial Advisors. He serves on the executive committee of Provisors, a professional networking group. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves assessing client risk tolerance to match them with appropriate advisory programs, including third-party model portfolios and discretionary management.

Henry Choi is a CFP® and holds a Series 66 license with nine years of industry experience. He is currently with Edward Jones in Novato, CA, having joined the firm in 2025. Prior to Edward Jones, he worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. for a combined nine years and has earlier experience at Artech Information Systems. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a large national network of financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Suzette Callejo is a financial advisor at UBS Financial Services with 29 years of industry experience. She holds Series 63 and Series 66 designations and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Yeison Mazariegos Barrios is a financial advisor at Fidelity with three years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Chase. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research and quantitative analysis to construct algorithmic model portfolios across mutual funds, ETFs, and ETPs.