Harrison Paschal is a financial advisor at Morgan Stanley in Sacramento, CA, holding the Series 66 designation with less than one year of industry experience. Prior to joining Morgan Stanley, he worked in various roles across sectors including education with Vacaville Unified School District and retail with Lululemon Athletica. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and employs a structured financial planning process supported by firm-approved tools and model-based outcome simulations.

Abraham Serrano is a Series 66-registered financial advisor with LPL Financial, based in Sacramento, CA, and has three years of industry experience. He has prior employment history with Leatherby's Family Creamery and The Golden 1 Credit Union. Serrano currently works at both LPL Financial and Leatherby's Family Creamery in a non-investment capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and various technologies including machine learning.

Maurice Seitter is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, and Loring Ward Financial Inc. His background also includes roles outside of finance, such as at Whole Foods Market. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research and quantitative analysis in constructing model portfolios from mutual funds, ETFs, and ETPs, and it is noted for its use of algorithmic methods and formal advisory roles to various registered investment entities.

Cheri Yu is a financial advisor at Fidelity with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley and LPL Financial, among other firms. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its roles as a commodity pool operator and advisor to multiple registered investment companies, as well as for its use of algorithmic methods and AI in research.

Christopher Castillo is a Senior Financial Advisor at Merrill Lynch Wealth Management. He returned to the financial services industry in 2017 following a 22-year career with the Federal Bureau of Investigation and serves clients from his office in Sacramento. Christopher works as part of a larger team focusing on retail and small business clients, providing services Monday through Friday with availability for Saturday appointments for busy professionals. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Christopher specializes in addressing the unique financial needs of business owners, executives, and high net worth families. His expertise includes portfolio management, individual and corporate investment strategy, executive compensation, and retirement planning. He utilizes the resources of Merrill Lynch Wealth Management and Bank of America to assist clients in building wealth. Christopher earned a Bachelor's Degree in Mathematics from the University of California. He is a member of several professional organizations such as the Marine Corps League, Rotary Club of Fair Oaks, Society of Former Special Agents of the Federal Bureau of Investigation, and Veterans of Foreign Wars in Folsom, CA. His community involvement includes participation with the Best Friends Animal Society and Rotary Fair Oaks. Christopher speaks English and Spanish.

Joel Hemmings is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors, Inc. and SECURITIES AMERICA, inc. from 2008 to 2024. Hemmings is also a principal at RIOS & ASSOCIATES, INC., where he spends part of his time managing securities and insurance activities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing various tools and third-party platforms to construct portfolios across multiple asset classes, with both discretionary and non-discretionary management options.

Franklin Rockwell is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding a Series 66 designation and seven years of industry experience. He previously worked at AXA-Advisors, LLC and has held various roles including at Mindbody and Cal-Poly ASI. Outside of finance, he owns and operates a vending machine business in Roseville, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Robert Vaughn is a financial advisor with Primerica Advisors in Rancho Cordova, CA, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He has been with Primerica Advisors since 2006 and Primerica Financial Services since 1997. Outside of investment advisory services, he is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, emphasizing a curated investment approach rather than institutional plan management.

Susanne Zito is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has been with LPL Financial since 2015 and operates Zito Wealth Management as a DBA for her LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Sarah Torres is a Series 66 licensed financial advisor at Wells Fargo Advisors with six years of industry experience. She has been with Wells Fargo Clearing since 2006 and joined Wells Fargo Advisors Financial Network in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Gilbert Valtierra is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of his advisory work, Valtierra serves as president of the Saint Andrews Place HOA, hosts a local high school football radio broadcast, and produces a related podcast. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates a range of investment options, including insurance-related products and bank deposit sweep programs, and it acts as an ERISA fiduciary when providing investment advice.

Andrew Fairbanks is a financial advisor at LPL Financial with 13 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2012. Fairbanks also has a longstanding association with Golden 1 Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services utilizing both discretionary and non-discretionary management strategies.

Philip Woodland is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors for 11 years. Outside of his advisory role, Woodland serves as a notary public and is the practice manager of Retirement Security Centers LLC, where he supports financial planners with analysis and operations. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and third-party money managers to construct portfolios across various asset classes.

Amy Peeples is a financial advisor at UBS Financial Services with 28 years of industry experience. She holds the Series 66 designation and has worked previously at Safe Credit Union, LPL Financial LLC, Wells Fargo Clearing, and Wells Fargo Advisors LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services delivered by a large network of advisors using proprietary research and model-based asset allocations.

Elizabeth Festejo is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 27 years of industry experience. She has been associated with Cetera and its affiliated entities since 2014. Outside of her advisory role, she is involved in managing De Novo Wealth Management and works as an insurance agent specializing in life, health, annuities, and disability products. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a large network of independent advisors.

Alexandria Davis is a CFP® with six years of experience in financial advising. She is currently with LPL Financial and has previously worked at Facet Wealth and Ameriprise Financial Services. Outside of advisory work, she owns and operates Beyondtax, a tax preparation business in Rancho Cordova, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing both discretionary and non-discretionary management along with model portfolios and research from various sources.

Sean O’Neill is a CFP® professional with 15 years of experience, currently serving as a financial advisor at Edward Jones since 2011. He holds the Series 66 designation and operates out of Galt, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Hong Van is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Chase Bank and its securities affiliates since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, using a combination of quantitative asset-allocation modeling and centralized due diligence, with an emphasis on ESG criteria and a non-discretionary advisory approach.

Galang Nguyen is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding a Series 66 designation and six years of industry experience. He previously worked at Bank of America, N.A. and Merrill from 2015 to 2022 before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with services tailored to plan objectives and demographics, and includes a broader set of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Susan Dawson is a financial advisor at Robert Baird & Co. with 12 years of industry experience. She holds the Series 66 designation and has worked at Baird since 2023, with prior experience at Cetera Advisor Networks and Ana I Ramirez. Outside of financial advising, she serves as Chief Financial Officer and Secretary of Clearview Systems Consulting, Inc., an IT systems consulting company. The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers financial planning, portfolio management, separately managed account programs, and custody and brokerage services, using a range of strategies including tax management and direct indexing, supported by internal research and technological tools.