Elsa Jane Mateo is a financial advisor at Ameriprise in Honolulu, HI, holding a Series 66 designation with one year of industry experience. Before joining Ameriprise in 2021, she worked at Hawaii Medical Service Association and was involved in the restaurant industry for eight years. Ameriprise offers a retirement-income planning service tailored for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Shelley Toy is a financial advisor at Morgan Stanley with 17 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. for the past 10 years. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include both financial planning and investment advisory.

Toddi Nakagawa is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and 25 years of industry experience. Nakagawa has been with Ameriprise and its affiliated entities since 2000. Outside of advising, Nakagawa is involved in authoring books, converting them to e-books and audiobooks through TLN Publishing Solutions LLC, and also participates in vehicle renting via Turo. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Stacy Miyasato Foster is a CFP® professional with 16 years of industry experience. She is currently with LPL Financial and has held roles at HawaiiUSA Federal Credit Union and CUSO Financial Services, LP. Foster is involved with HawaiiUSA Investment & Insurance Services, a business related to her advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, combining advisory platforms with extensive non-advisory financial activities.

Tonya Bernhardt is an advisor with LPL Financial in Mililani, HI, holding Series 65 and Series 63 licenses. She has been with LPL Financial since 2026 and has prior experience at several companies including Magnit Global LLC, Umoja Labs, and Sudokrew Solutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by a large network of investment adviser representatives.

Shawn Gormley is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. He has worked at several firms, including Central Pacific Bank, TD Ameritrade, Cetera Investment Services, and American Savings Bank. He is based in Honolulu, HI. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Brandon Nahale is a financial advisor at Cetera with 5 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Mutual of Omaha and Bankoh Investment Services. Prior to his advisory roles, he spent over a decade at Waialae Country Club in Honolulu, HI. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients nationwide. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, managing over $256 billion in assets with more than 10,000 advisors and approximately 800,000 clients.

Mariah Starwood is a financial advisor at Charles Schwab with four years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2022. Prior to this, her background includes positions at Chase and various roles outside the financial sector. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Brandon Yamamoto is a Certified Financial Planner (CFP®) with 18 years of experience, currently serving at Morgan Stanley in Honolulu, HI. He has been associated with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he coaches for Mid Pacific Baseball. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets.

Clint Uwaine is a financial advisor with Cetera, holding a Series 66 designation and six years of industry experience. His prior roles include positions at American Savings Bank and American Income Life. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing various program structures and investment solutions.

Robert Saracco is a Wealth Management Advisor with Merrill Lynch Wealth Management. He partners with clients to develop personalized financial strategies tailored to their individual goals and the evolving market environment. Robert leverages resources from Merrill to offer investment insights, as well as banking and lending solutions from Bank of America. He holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from Oregon State University. Robert is committed to community involvement and actively volunteers with local organizations, reflecting the Merrill tradition of serving the communities where they work.

David Matsushita is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and 16 years of industry experience. He has been with Ameriprise and its related entities since 2011. Outside of his advisory role, Matsushita serves on the Board of Directors for the Young Business Council in Honolulu and operates a consulting business providing advice on Medicare supplemental plans, as well as a transportation service for non-emergency medical patients. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies, with a focus on managed accounts and algorithmic-supported planning.

Christian Look is a financial advisor at Cetera with Series 63 and Series 65 credentials and 25 years of industry experience. He has worked at Bankoh Investment Services, Inc. since 2007 and joined Cetera in 2025. Based in Honolulu, HI, he currently operates within Cetera's network. Cetera Investment Advisers LLC is an SEC-registered advisor that serves individual clients, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary authorities across various program structures.

Alexander Wong is a financial advisor with Raymond James & Associates and holds a Series 66 designation. He has seven years of industry experience, including previous roles at American Savings Bank and Spector Foerst and Associates. Outside of his advisory work, he serves as a referee for the Oahu Interscholastic Association. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base with tailored financial planning and consulting, offering a range of portfolio management styles and municipal advisory services.

Tammy Kaetsu is a financial advisor with Cetera in Pearl City, HI, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Cetera and Cetera Investment Services LLC since 2025 and has worked at Bankoh Investment Services, Inc. since 2004. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of over 10,000 advisors and manages assets exceeding $256 billion.

Sheldon Slagel is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63, 65, and 66 designations and has worked at OSAIC since 2019. His prior roles include positions at Massachusetts Mutual Life Insurance Company and its affiliated firms from 2016 to 2019. He is also involved with Summit Financial Advisors, a team providing comprehensive financial planning services in Hawaii. OSAIC serves a wide range of retail and institutional clients through a large network of advisers, offering integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm employs various asset-allocation and portfolio construction tools and supports multiple advisory platforms and legacy programs.

Larry Goeas is a financial advisor with Raymond James & Associates in Honolulu, HI, holding Series 63 and Series 65 credentials and possessing 43 years of industry experience. He has been with Raymond James & Associates since 2016. Outside of his advisory role, he is associated with a non-family trust without compensation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning and consulting services primarily on a non-discretionary basis.

Alika Garcia is a financial advisor with Ameriprise in Mililani, HI, holding a Series 63 designation and 31 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Ameriprise offers retirement-income planning services focused on individuals nearing or in retirement with substantial investable assets, providing tailored recommendation reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its advice, primarily for clients with assets managed within Ameriprise accounts.

Clayton Wong is a financial advisor with Wells Fargo Clearing in Honolulu, HI, holding a Series 63 designation and 37 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as treasurer for the Ichiro and Sanaye Onoye Charitable Foundation. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jason Kanoa is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and three years of industry experience. He has worked at Charles Schwab since 2022 and previously held roles at Right Start Mortgage, Neighborhood Loans, and Desert Financial Credit Union. Outside of his advisory work, he is involved in the maintenance and management of a rental property. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custody and operational infrastructure.