Tyler Hironaka is a financial advisor with LPL Financial in Honolulu, HI. He holds a Series 66 designation and has been with LPL Financial since 2026. Prior to joining LPL, he worked at HawaiiUSA Federal Credit Union and held positions with the City & County of Honolulu and Central Michigan University. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Diana Bowe is a financial advisor at Cetera with Series 66 registration and no prior industry experience. Her work history includes roles at American Savings Bank and Canon USA, Inc. She is based in Honolulu, Hawaii. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform with over 10,000 advisors and approximately $256 billion in assets under management.

Sarah Young is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and 19 years of industry experience. She has been with Ameriprise and its affiliated entities since 2006. Outside of her advisory role, Young serves as Vice President on the Board of Directors for Chinatown 808, a community organization in Honolulu. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendations, supported by a centralized consulting team and a blend of algorithmic and human oversight.

Kelly Fong is a financial advisor at Cetera with 18 years of industry experience. She holds the CFP®, CFA®, and Series 63 credentials. Her prior experience includes over a decade with Bankoh Investment Services, Inc. in Honolulu, HI. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to both affiliated and third-party investment strategies.

Rayna Tanaka is a financial advisor with Ameriprise in Honolulu, HI, holding Series 63 and Series 65 licenses and having 24 years of industry experience. She has been with Ameriprise since 2015, initially with Ameriprise Financial Services, Inc., before joining Ameriprise in 2020. In addition to her advisory role, Tanaka maintains a tax practice as a CPA. Ameriprise is a large institutional firm serving clients primarily through retirement-income planning services targeted at individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement recommendations, supported by algorithmic automation and oversight committees.

Alan Nishimoto is a financial advisor at OSAIC with over 41 years of industry experience. He holds the CFP® and Series 63 designations and has previously worked at Securities America Advisors, Inc. for 17 years. Nishimoto is also president of Capital Accumulation Group, Inc., a company involved in hiring life insurance agents. OSAIC serves a diverse range of retail and institutional clients through a large network of advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes various asset-allocation and risk-assessment tools to construct portfolios across multiple asset classes, managed on both discretionary and non-discretionary bases.

Matthew Megorden is a financial advisor at UBS Financial Services with 30 years of industry experience and holds Series 63 and Series 65 designations. He has been with UBS since 2009. Outside of his advisory role, he is involved in managing rental real estate through a sole proprietorship. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and research resources.

Jonathan Yashiro is a CFP® professional with 10 years of industry experience, currently affiliated with Cetera. He has held various roles within Cetera and related firms since 2020 and has prior experience at Valic Financial Advisors. Outside of his advisory work, he has operated an auto dealing business from 2019 to 2023 and works as an insurance agent selling life, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and retirement services. The firm operates a multi-manager platform with access to affiliated and third-party managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Stephen Kugisaki is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and 12 years of industry experience. He worked at Edward Jones for nine years before joining Ameriprise in 2022. Kugisaki has involvement in real estate ownership unrelated to his investment advisory work. Ameriprise provides retirement-income planning services targeting individuals approaching or in retirement with significant investable assets, offering written recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools overseen by a dedicated team to deliver tailored retirement-income advice.

Brandon Park is a financial advisor with Morgan Stanley Wealth Management, holding a Series 66 designation and 19 years of industry experience. He previously worked at UBS Financial Services from 2010 to 2022 before joining Morgan Stanley in 2022. Outside of his advisory role, he serves as president of Exit Planning Exchange, a networking organization based in Winchester, Massachusetts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and incorporates firm-approved planning tools and economic modeling in its financial planning process.

John Kim is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 66 designation and has worked with several firms including Morgan Stanley and Central Pacific Bank. Kim also serves as an independent contractor providing advisory and insurance services with Shiraishi Financial Group and related entities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to a broad range of financial planning and investment management programs through a large network of investment adviser representatives.

Sean Umetsu is a Certified Financial Planner (CFP®) with 25 years of industry experience. He is currently with Cetera and has worked within related firms since 2013. Outside of his advisory role, he is also involved in managing a rental property. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform, with over 10,000 advisors and $256 billion in assets under management.

Scott Hamilton is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and six years of industry experience. His prior roles include positions at First Hawaiian Advisors, Raymond James Financial Services, First Hawaiian Bank, and BancWest Investment Services. He has also been self-employed since 2012. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing written recommendation reports and ongoing retirement income planning advice focused on income sources and tax-aware withdrawal strategies.

Grant Kurosawa is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and previously worked at Mutual of Omaha for three years. Kurosawa is based in Honolulu, HI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Cole Nakada is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. His prior experience includes ten years at Signator Investors Inc. and five years with Royal Alliance Associates, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Elsa Jane Mateo is a financial advisor at Ameriprise in Honolulu, HI, holding a Series 66 designation with one year of industry experience. Before joining Ameriprise in 2021, she worked at Hawaii Medical Service Association and was involved in the restaurant industry for eight years. Ameriprise offers a retirement-income planning service tailored for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Shelley Toy is a financial advisor at Morgan Stanley with 17 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. for the past 10 years. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include both financial planning and investment advisory.

Toddi Nakagawa is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and 25 years of industry experience. Nakagawa has been with Ameriprise and its affiliated entities since 2000. Outside of advising, Nakagawa is involved in authoring books, converting them to e-books and audiobooks through TLN Publishing Solutions LLC, and also participates in vehicle renting via Turo. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Stacy Miyasato Foster is a CFP® professional with 16 years of industry experience. She is currently with LPL Financial and has held roles at HawaiiUSA Federal Credit Union and CUSO Financial Services, LP. Foster is involved with HawaiiUSA Investment & Insurance Services, a business related to her advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, combining advisory platforms with extensive non-advisory financial activities.

Tonya Bernhardt is an advisor with LPL Financial in Mililani, HI, holding Series 65 and Series 63 licenses. She has been with LPL Financial since 2026 and has prior experience at several companies including Magnit Global LLC, Umoja Labs, and Sudokrew Solutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by a large network of investment adviser representatives.