Frederic Cox III is a financial advisor with LPL Financial in Spokane, WA, holding Series 63, 65, and 66 licenses and possessing 43 years of industry experience. He worked at Voya Financial Partners and Voya Financial Advisors before joining LPL Financial in 2012. Cox also operates Premier Partners Wealth Management, an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by LPL Research and third-party subadvisors.

Nathaniel Clark is a financial advisor with LPL Financial based in Mead, WA. He holds Series 63 and Series 66 registrations and has five years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cadaret, Grant & Co., Inc. and Cetera Investment Services LLC. Clark was also involved with Mangia Catering and Independent-Cycle/Iron Horse Salvage during his early career. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management programs.

Lonnie Hand is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, Lonnie focuses on providing personalized wealth management strategies tailored to the individual financial goals and changing market conditions of clients. Lonnie's expertise includes services for endowments, foundations, and non-profits, personal retirement planning, portfolio management services, tax minimization, and retirement income. Lonnie holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Lonnie earned a Bachelor's Degree from the University of Montana System.

Heather Bowman is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their individual priorities and aims to help them develop comprehensive short-, mid-, and long-term financial goals. Her approach includes providing guidance on investing, retirement planning, and preparing for unexpected expenses. Heather holds a Bachelor's Degree from Gonzaga University and holds the Personal Investment Advisor (PIA) designation. Before her career in financial advising, she played professional basketball overseas for nearly a decade, experiences she draws upon in her commitment to teamwork and client well-being. Outside of her professional role, Heather enjoys activities such as basketball, camping, cooking, golfing, pickleball, reading, spending time with family, traveling, watching movies, and practicing yoga.

Christopher Patrick is a financial advisor at LPL Financial with four years of industry experience. He holds a Series 66 designation and has previously worked at Cadaret, Grant & Co., Inc., Securities America, Inc., Homestreet Bank, and Alliant Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered primarily through its large network of investment adviser representatives.

Penny Dillon is a financial advisor with Morgan Stanley in Spokane, WA, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and has prior experience at Citigroup Global Markets, Inc. beginning in 2007. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a broad range of advisory programs including tailored financial planning. The firm employs a structured planning process supported by proprietary tools and offers investment insights framed by its Global Investment Committee.

Tanner Wilburn is a Financial Advisor based in Spokane, Washington, affiliated with Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies tailored to his clients' unique needs, focusing on areas such as education planning, retirement income, family wealth management, and portfolio management services. Tanner works closely with clients to understand their goals and risk tolerance, creating comprehensive wealth plans and providing investment management services. With a Bachelor's Degree from Eastern Washington University and the designation of Personal Investment Advisor (PIA), Tanner brings a depth of knowledge and professional experience to his advisory role. He emphasizes a client-centric approach, clear communication, and ethical standards, operating on a transparent, fee-only service model. Beyond his professional commitments, Tanner is involved in his local community, participating in organizations such as the Emerging Leaders Society and United Way. In his spare time, he enjoys coaching soccer, mentoring young men as the head coach at Mead High School, cooking, fishing, and traveling.

Carlos De Imus is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 13 years of industry experience. He has been with Ameriprise since 2016 and serves as a board member for Spokane United Methodist Housing. Additionally, he is involved with Heritage Wealth Advisors LLC, where he manages an advisory business. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through a centralized service that provides written Recommendation Reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Randy Martin is a CFP®-certified financial advisor with 40 years of industry experience. He currently works at Cetera and has been with Cetera Wealth Services, LLC since 2013. His prior experience includes a long tenure at The Lincoln National Life Insurance Company beginning in 1989. Martin is also involved in fixed insurance activities, including life, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm that provides a wide range of investment and retirement services to individuals, employer-sponsored plans, and institutional clients through a large network of independent advisors. The firm offers diversified portfolio management options, financial planning, and access to both affiliated and third-party investment managers.

Ryan Hert is a financial advisor with Ameriprise in Spokane, WA, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked at Ameriprise since 2020 and previously at ACF West from 2017 to 2021. Hert also manages an advisory business, Heritage Wealth Advisors LLC. Ameriprise offers a retirement-income planning service focused on clients with substantial investable assets, providing non-discretionary, research-driven recommendations that incorporate tax-smart strategies and adaptive withdrawals.

Edward Hunton is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 32 years of industry experience. His prior roles include positions at B. Riley Wealth Management, National Securities Corporation, First Command Brokerage Services, and UBS Financial Services. Outside of financial services, he is a business owner of a hair salon in Spokane, Washington. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining large-scale advisory capabilities with non-advisory financial activities.

Amanda Johnson is a Series 66-credentialed financial advisor at OSAIC based in Spokane, WA, with nine years of industry experience. Her work history includes roles at Royal Alliance Associates, Waddell & Reed, and various insurance agencies. Outside of advising, she also serves as a notary public. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and retirement plan consulting. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated portfolio rebalancing across multiple investment types and supports both discretionary and non-discretionary account management.

Michael Furrer is a financial advisor with LPL Financial in Spokane, WA, holding the ChFC® designation and Series 63 license. He has 43 years of industry experience, including prior roles at Woodbury Financial Services and HUB International. In addition to his advisory work, he operates Global Retirement Partners, an independent registered investment advisor. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisors implementing a range of investment strategies supported by research and technology tools.

Greg Hotchkiss is a financial advisor with UBS Financial Services in Spokane, WA, holding Series 63 and Series 65 licenses and 36 years of industry experience. He has been with UBS Financial Services since 2006. Outside of his advisory role, he serves as president of Cameron & Co. and participates in a local road maintenance association. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client plans.

Brian Foland is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2024, following a long tenure at Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. Foland is also involved in insurance sales through Foland Wealth Management. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a wide network of affiliated advisers. The firm provides integrated brokerage and advisory services using firm-developed asset-allocation tools and supports a range of investment options and third-party managed-account solutions.

Mark Anderson is a financial advisor with Raymond James Financial Services Advisors, Inc. in Spokane, WA. He holds the CFP® and ChFC® designations and has 14 years of industry experience. Prior to joining Raymond James in 2022, he worked at Northwestern Mutual in various roles from 2012 to 2022. Anderson also serves as CEO of Sovereign Wealth Strategies Group, a financial planning and advising firm affiliated with Raymond James. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm provides tailored, non-discretionary planning and encourages implementation through its advisory programs or other providers, with a focus on technology integration and specialized municipal advisory services.

Berit Thompson is a financial advisor at Morgan Stanley with 50 years of industry experience. She holds a Series 63 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, and Morgan Stanley Smith Barney since 2009. Prior to that, she was with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate strategies, managing approximately $2.74 trillion in client assets.

Maynard Azose is a financial advisor with OSAIC based in Spokane, WA, holding a Series 66 license and 13 years of industry experience. His career includes roles at Royal Alliance Associates, Inc., Waddell & Reed, Inc., and his own firm, Azose and Associates LLC, where he manages business finances and operations. He also has ongoing involvement with various insurance carriers as an insurance agent. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools and risk-tolerance analysis to construct diversified portfolios and supports both discretionary and non-discretionary account management.

Scott Hoagburg is a Series 66 licensed financial advisor with Edward Jones, where he has worked since 2017. He has eight years of industry experience and previously worked at CompuCom for ten years. Outside of his advisory role, Hoagburg has officiated high school basketball games with the Spokane Basketball Officials since 2004. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Travis Clemons is a Series 66-registered financial advisor with LPL Financial, based in Spokane, WA, and has seven years of industry experience. He has held roles at Spokane Teachers Credit Union and CUSO Financial Services, LP prior to joining LPL Financial in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.