Norberto Pagan Rivera is a financial advisor at Kovack Advisors, Inc. with six years of industry experience. He holds a Series 66 designation and previously worked as a self-employed consultant and attorney for nine years. Outside of his advisory role, he is the owner and president of Identity Conudrum, LLC, which promotes local Puerto Rican artists through merchandise sales supporting nonprofit causes, and he leads PR Compliance Guru, LLC, providing legal, tax consulting, and compliance services. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors managing over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, using a combination of internally developed models and third-party managers to tailor portfolio management across multiple custodians.

Mitchell Hirsch is a financial advisor at OneSeven with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo Advisors and International Assets Advisory, LLC. Hirsch serves as a board member for the Broward County Gator Club, a nonprofit providing scholarships to local seniors. OneSeven offers investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, employing a primarily long-term investment approach with access to diversified portfolios and alternative investments. The firm combines discretionary and non-discretionary strategies, utilizing third-party platforms and independent managers.

Richard Bates Jr. is a financial advisor at Sound Income Strategies, LLC with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Retirement Income Source of Fort Lauderdale and Integrity Investment & Tax Advisory, LLC. Outside of his advisory work, he participates in disc golf tournaments for a fee and coaches advisors and agents through Sound Income Group, LLC. Sound Income Strategies, LLC manages approximately $4.0 billion in assets and serves a diverse client base including individuals, pension plans, trusts, and corporations. The firm emphasizes fixed-income analysis and customized portfolio construction, offering a range of services from discretionary asset management to sub-advisory relationships and insurance planning.

Steven Wright is a financial advisor at Kovack Advisors, Inc. with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at Kovack Advisors, Independent Financial Partners, and Northwestern Mutual, among others. Outside of his advisory work, Wright serves as vice president and accountant at S.R. Wright & Company, P.A., a CPA firm. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors managing over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, using a combination of internally created and third-party investment models supported by the Envestnet platform.

Scott Anselmo is a financial advisor with Signature Equity Partners, LLC, holding a Series 66 designation and 21 years of industry experience. He has worked at VALIC Financial Advisors since 2006 and is also affiliated with OSAIC Wealth, Inc and Agia. Anselmo is involved in insurance sales and serves as a Senior Financial Advisor at Path Financial Partners. Signature Equity Partners, LLC is an SEC-registered advisory firm that serves individuals, high-net-worth clients, retirement plans, and business entities. The firm offers portfolio management, financial planning, and consulting services through a network of independent advisory affiliates and utilizes model-based investment solutions across discretionary and non-discretionary accounts.

Ramon Gonzalez is a CFP® professional with 31 years of industry experience, currently serving as an advisor at Kovack Advisors, Inc. since 2009. He is also involved in music composition and screenplay writing, alongside his financial advisory work. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a wide range of clients, including individuals, corporations, pension plans, and banking institutions. The firm offers diversified asset management primarily through mutual funds and ETFs, along with financial planning and third-party manager recommendations.

Peter Monks is a Series 66-credentialed financial advisor at Kovack Advisors, Inc. with 16 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2015. Outside of his advisory role, he is involved in managing residential real estate as a licensed realtor. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension and profit-sharing plans, and banking institutions nationwide. The firm employs a diversified asset-class investment approach primarily through mutual funds and ETFs, and also offers third-party asset manager recommendations, financial planning, and account aggregation services.

Brian Snerson is a financial advisor with Summit Financial, LLC, holding a Series 66 designation and 23 years of industry experience. He has been with Summit and its related entities since 2003 and is also involved in insurance sales through an affiliated firm. Snerson refers clients to Fieldpoint Private Bank & Trust for lending services and receives referral fees for these introductions. Summit Financial, LLC is a multi-team SEC-registered advisory firm managing approximately $26.35 billion in assets and serving around 17,800 clients. The firm offers a range of investment advisory and portfolio management programs, combining discretionary and consultative approaches tailored to client needs.

Brian Kovack is a financial advisor at Kovack Advisors, Inc. in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials with 29 years of industry experience. He has been with Kovack Advisors, Inc. since 2006 and Kovack Securities Inc. since 1998. Outside of advising, he is an owner of Discount Aviation, LLC, a helicopter sales business, and serves as a FINRA arbitrator and a board member of the Financial Services Institute. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions through a nationwide network of representatives. The firm offers discretionary and non-discretionary asset management, financial planning, and third-party manager recommendations, with an investment approach focused on diversified asset-class exposure primarily through mutual funds and ETFs.

Anthony Agbay is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2015. Outside of his advisory role, he manages operations for The Agbay Group LLC, a consulting firm. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions. The firm offers discretionary and non-discretionary asset management, third-party manager recommendations, and financial planning, with an investment approach focused on diversified asset-class exposure primarily through mutual funds and ETFs.

Ryan Wolverton is a financial advisor at Exodus Wealth, LLC with one year of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prosperity Wealth Management, Inc. and Fortune Financial Services. Outside of finance, Wolverton has served with the Pompano Beach Fire Department for ten years and Boynton Beach Ocean Rescue for fourteen years. Exodus Wealth serves individuals, trusts, estates, charitable organizations, and pension/profit-sharing plans by providing asset management, financial planning, consulting, and referrals to third-party money managers. The firm manages several hundred million dollars in discretionary assets and emphasizes tailored portfolio supervision using a combination of fundamental, technical, and cyclical analysis across various investment strategies.

Adam Rauscher is a financial advisor at Stone Creek Capital Management LLC with 20 years of industry experience. He holds a Series 66 designation and has worked at firms including THRIVENT FINANCIAL for Lutherans, Biltmore Capital Advisors LLC, and Merit Financial Advisors. Rauscher is also a licensed insurance agent, dedicating part of his professional activity to life, long-term care, and disability insurance sales. Stone Creek Capital Management provides consultative services to individuals, high-net-worth clients, trusts, and corporations, focusing on facilitating margin lending arrangements with broker-dealer custodians and delivering related market research and performance reporting. The firm does not offer discretionary asset management and operates on a negotiable fixed-fee basis rather than charging a percentage of assets under management.

Kimberly Mcmillion is a financial advisor at Exodus Wealth, LLC with 30 years of industry experience. She holds the ChFC® and Series 63 designations. Her prior roles include positions at Prosperity Wealth Management, Inc., Fortune Financial Services, Inc., and McNally Financial Services Corporation. Exodus Wealth serves individuals, trusts, estates, charitable organizations, and pension/profit-sharing plans, providing asset management, financial planning, and consulting services. The firm manages several hundred million dollars in discretionary assets with tailored portfolio strategies using a variety of investment types and analytical approaches.

Michael Gracy Jr. is a CFP® professional with 24 years of industry experience, currently serving at Kovack Advisors, Inc. since 2015. He holds the Series 63 and Series 65 licenses and is based in Gainesville, Florida. Outside of his advisory role, he is involved with the Rotary District 6970 as chair of the Investments Subcommittee, serves on the Eighth Circuit Grievance Committee, and sits on the board of the Matheson History Museum. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, and financial institutions nationwide. The firm emphasizes diversified asset-class exposure through mutual funds and ETFs and also offers third-party asset manager recommendations, financial planning, and account aggregation services.

Robert Owens is a financial advisor at A.G.P. / Alliance Global Partners with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Foresters Financial Services, National Agent Alliance, and Wells Fargo. Outside of his advisory role, Owens is involved in several consulting and business ventures, including serving as CEO of T-JAS LLC and as a trustee for the nonprofit Tomorrow Is Better. A.G.P. / Alliance Global Partners provides advisory and brokerage services to individuals, trusts, corporations, and other entities, offering portfolio management, financial planning, and retirement-plan consulting. The firm emphasizes international investing and active brokerage and product-distribution activities alongside its advisory services.

Darrin Halsey is a CFP® professional with 27 years of industry experience, currently serving at Kovack Advisors, Inc. since 2009. He holds the Series 63 designation and is based in Ft. Lauderdale, FL. Outside of his advisory role, he is involved with the Rotary Club of Arcadia Foundation and the Rotary Club of Arcadia as a director, and volunteers as a swimming official for USA Swimming and the Florida High School Athletic Association. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension and profit-sharing plans, and banking institutions nationwide. The firm emphasizes diversified asset-class exposure through mutual funds and ETFs, offers discretionary and non-discretionary asset management, and provides financial planning along with third-party asset manager recommendations.

William Miller is a financial advisor with ValMark Advisers, Inc. in Boca Raton, FL, holding CFP® and ChFC® designations and over 31 years of industry experience. He has been with ValMark since 2006 and is the owner and managing member of Miller Wealth Advisors, LLC, a financial services consulting firm. Miller serves on the board of the Greater Boca Raton Estate Planning Council, participating in membership and programming committees. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm emphasizes diversified, goal-based portfolios using mutual funds, ETFs, and third-party managers, and offers proprietary platforms and fee-based planning and consulting services.

Mikael Rodriguez is a financial advisor at ValMark Advisers, Inc. with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fidelity Brokerage Services LLC and Creative Financial Network. Outside of his advisory role, he is an associate advisor at Platinum Peak Advisors, assisting senior advisors and servicing client accounts. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 representatives. The firm emphasizes diversified, goal-based model portfolios implemented primarily with mutual funds, ETFs, and approved third-party managers.

Robert Whitaker is a financial advisor at NFSG Corporation with three years of industry experience. He holds a Series 66 designation and has worked at Newbridge Securities Corporation since 2017. Prior to his advisory career, he was employed at Macy’s and also worked as an independent insurance agent. Whitaker is involved in insurance sales through his business activities with Whitaker Wealth Financial Services LLC. NFSG Corporation is an SEC-registered investment adviser that provides asset management and financial planning services to individuals, pension plans, trusts, charitable organizations, and businesses. The firm customizes portfolios using a variety of investment strategies and often employs third-party asset managers to serve its clients.

Maxwell Demeritte Jr. is a financial advisor at Good Life Advisors, LLC with 13 years of industry experience. He has previously worked at Wells Fargo Advisors and Wells Fargo Clearing before joining his current firm and LPL Financial in 2022. His credentials include Series 63 and Series 65 licenses. Good Life Advisors provides investment advisory, financial planning, and retirement plan consulting services to individuals, families, business entities, trusts, estates, and charitable organizations. The firm employs a team approach and utilizes multiple methods of analysis to tailor advice and manage portfolios, offering a range of programmatic solutions alongside educational seminars and ongoing planning services.