Kristen Smigelski is a CFP® with 10 years of industry experience, currently affiliated with Regal Investment Advisors LLC in Palm Beach Gardens, FL. Her prior experience includes roles at Regulus Financial Group, Questar Asset Management, and RB Financial Advisors. Regal Investment Advisors LLC, operating as LionShare, provides discretionary investment management through independent advisers to a diverse client base including individuals, charitable organizations, and businesses. The firm offers a range of proprietary and third-party model portfolios, granting advisers the ability to select and manage allocations with discretionary authority.

Sean Coffey is a financial advisor at Blackridge Asset Management, LLC with five years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Thurston Springer Financial, Peak Brokerage Services, and in roles at both Florida Atlantic University and Florida State University. He also serves as Operations Manager of Peak Brokerage Services, which is owned by the same holding company as Thurston Springer Financial. Blackridge Asset Management is a multi-advisor firm serving individuals, trusts, retirement plans, charitable organizations, and small businesses. The firm offers financial planning, portfolio management, and consulting services, utilizing client questionnaires and tailored asset-allocation models supported by vendor analytics and due diligence on sub-managers.

Alan Morris is a financial advisor with Advisory Services Network holding a Series 66 designation and 14 years of industry experience. He has worked at Crown Capital Securities, LP, Calton & Associates, Inc., and has been with Advisory Services Network since 2023. Outside of his advisory work, Morris is president of Topline Printing & Graphics, Inc., a printing and marketing company, and serves as an instructor for American Financial Education Services. Advisory Services Network serves individuals, families, corporations, charitable organizations, and employer retirement plans through a network of over 200 independent advisers. The firm offers portfolio management, financial planning, investment and retirement-plan consulting, and third-party manager selection, managing approximately $8.6 billion in client assets.

Richard Albert is a financial advisor with Advisory Services Network, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at UBS Financial Services and Raymond James Financial Services. He is also a variable and life insurance agent. Advisory Services Network is an enterprise firm serving individuals, families, corporations, charitable organizations, and employer retirement plans. The firm offers portfolio management, financial planning, investment and retirement plan consulting, and third-party manager selection through a network of independent advisors managing approximately $8.6 billion in client assets.

Robert Layton is a financial advisor with GWN Securities Inc. in Palm Beach Gardens, FL, holding Series 63, 65, and 66 licenses and possessing 21 years of industry experience. His prior roles include positions at several firms such as Avanti Securities, Ocean Financial Services, and Allaria Securities LLC. GWN Securities offers investment advisory services to individual and corporate clients through a variety of managed account programs and financial planning options, utilizing both affiliated and unaffiliated sub-advisers and model-based portfolio allocations. The firm employs strategies based on asset allocation, Modern Portfolio Theory, and incorporates market-timing and momentum approaches within some legacy programs.

Hammish Philip is a financial advisor with Bankers Life Advisory Services, Inc. He holds the CFP® and ChFC® designations and has 12 years of industry experience. His career includes roles at Bankers Life Securities, Inc. and Sunshine Investment and Insurance Services, LLC. Outside of his advisory work, he operates a farm in St. Lucia where he cultivates fruits, vegetables, and cattle, and also offers touristic accommodations with related transportation services on the island. Bankers Life Advisory Services, Inc. is an SEC-registered adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and manages portfolios across various securities with periodic reviews.

Kai Heller Spencer is a financial advisor at Rockefeller Financial LLC with a Series 66 designation and three years of industry experience. Prior to joining Rockefeller Financial in 2022, Spencer worked at Spearhead Capital Advisors from 2019 to 2022 and held roles at Oppenheimer & Co. Inc, University of Florida, Florida Atlantic University, and MassMutual. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, consulting, and operates as a registered broker-dealer offering securities transactions, variable insurance products, and placement and investment banking services.

Lisa Matthews is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked with Truist and its predecessor firms since 2014. Matthews serves as a board member and director of the East Coast Estate Planning Council. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and a manager-selection program combining discretionary and non-discretionary approaches, supported by third-party platforms and AI-enhanced research.

John Puritz is a financial advisor with GWN Securities Inc. in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and over 21 years of industry experience. His prior work includes roles at PFS Investments Inc., Primerica Financial Services, and various church organizations. Outside of his advisory work, he is an author, speaker, and podcast host focused on personal development and also performs as a freelance drummer for local bands and churches. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts and financial planning. The firm offers a range of managed-account programs and model portfolios, combining traditional and active investment strategies across a large network of advisors.

Salvatore Mondello Jr. is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in West Palm Beach, FL, holding a Series 66 designation and bringing 35 years of industry experience. His prior work includes roles at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Company. He also serves as a broker agent for National Life Insurance Company and Wealthbridge Financial Group. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm uses multiple advisory platforms and third-party asset managers, combining long-term strategies with options for shorter-term trading and specialized instruments.

Nycole Sones is a financial advisor at Citigroup Global Markets with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Citigroup since 2018, following two years at PNC Investments. Outside of her advisory role, she assists her children with a car leasing business in Palm Beach, Florida. Citigroup Global Markets serves individual and institutional clients across wealth management and private banking segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with oversight committees and maintains distinctive market roles including derivatives and futures services.

Michael Onorato is a CFP® professional with 11 years of experience in financial advisory services. He is currently with CIBC Private Wealth Advisors, Inc., having previously worked at First Citizens, Silicon Valley Bank, and Boston Private Wealth LLC. He is based in West Palm Beach, FL. CIBC Private Wealth Advisors serves a diverse client base including individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm offers portfolio management, financial planning, estate and philanthropic planning, and coordinated Family Office services, utilizing a structured investment process that blends proprietary and external strategies.

Jeff Sellers is a financial advisor at Janney Montgomery Scott with 40 years of industry experience. He holds a Series 63 designation and previously worked for Raymond James & Associates for 23 years before joining Janney Montgomery Scott in 2020. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and various wrap and advisory programs.

James Oneil is a financial advisor with GWN Securities Inc., holding a Series 66 designation and 16 years of industry experience. His prior work includes roles at HD Vest Investment Services, Insurance Agency, and Advisory Services from 2016 to 2019. Outside of his advisory work, he serves as a board member of the Wellington Rotary Club. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of managed-account programs including SMA, UMA, and fund-strategist options on the Fidelity-supported FMAX platform.

Odoll Williams Jr. is a financial advisor with GWN Securities Inc. in Daytona Beach, FL, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has worked at GWN Securities since 2019 and previously was with VOYA Financial Advisors. In addition to his advisory roles, he serves as a classroom instructor for license preparation classes and has been involved in tax preparation and retirement planning through his own firm, Successful Money Management, Inc., since 1987. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts and financial planning, utilizing a range of managed-account programs and model portfolios, including distinctive legacy market-timing and momentum-based strategies.

Michael Stanford is a financial advisor at HB Wealth with 9 years of industry experience. He holds the Series 65 and Series 66 designations and has been associated with Homrich Berg since 2009. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporations, foundations, and family offices, as well as institutional clients. The firm employs a combination of quantitative and qualitative due diligence across a range of public and private investment strategies and offers discretionary portfolio management aligned with clients’ objectives and risk tolerance.

Scott Shulman is a financial advisor at Oppenheimer with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Oppenheimer since 2011. Outside of his advisory role, he serves as trustee of the Lohren Alyssa Shulman Revocable Trust. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations. The firm offers advisory and brokerage services with investment management, consulting, and retirement planning, using strategic asset allocation and a variety of investment vehicles tailored to client objectives.

Thomas Parker is a financial advisor with Hightower Advisors in Palm Beach Gardens, FL, holding a Series 66 designation and 37 years of industry experience. His career includes roles at Bank of America and Merrill prior to joining Hightower Advisors and Hightower Securities in 2017. He has served as a trustee and personal representative for a family trust. Hightower Advisors provides investment advisory and planning services to a diverse clientele, including individual and institutional clients such as pension plans, charitable organizations, and corporations. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across a range of investment vehicles and strategies.

Grover Henson is a financial advisor with PlanMember Securities Corporation and holds a Series 66 designation. He has 44 years of industry experience, including tenures at J.W. Cole Advisors and J.W. Cole Financial. He also serves on the board of Goodwill Industries of North Florida, a nonprofit organization. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, focusing on strategic asset allocation and risk-based mutual fund portfolios, along with education and support services for plan sponsors and participants.

Melissa Mcdonald is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has held roles at various Truist-affiliated entities since 2015. Outside of her advisory work, she serves as a board member for a homeowners association in Indian Shores, Florida. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and a manager-selection program, utilizing a combination of discretionary and non-discretionary approaches supported by inter-affiliate integration and third-party platforms.