Kurt Schluter is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He holds the Series 66 designation and has been with Schwab Wealth Advisory since 2016, having also worked at Charles Schwab since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s research tools and standard asset allocation models, with final trading decisions made by clients.

Zachary Sechkar is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and one year of industry experience. He has previously worked at Raymond James and Charles Schwab & Co., Inc. outside of his current role. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering investment recommendations and annual financial reviews while clients retain final trading decisions.

Lindsay Thompson is a financial advisor with Schwab Wealth Advisory and holds Series 66 and Series 63 licenses. She has seven years of industry experience, including roles at Charles Schwab & Co., Inc. since 2018 and Schwab Wealth Advisory since 2025. Her prior work experience includes positions at Anthony's Thornton Park and The Timeshare Brokers, LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice as part of the Schwab Wealth Advisory (SWA) program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within Schwab and does not directly charge clients fees, distinguishing its approach from many other enterprise wealth managers.

Phillip Henry is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with Primerica Advisors and Guardian Life Insurance Co of America since 2013. Outside of his advisory role, he serves on several nonprofit boards, including Holistic Environmental Stewardship Foundation and Two Write Love on Her Arms, and participates on the Dean Advisory Board at the University of Central Florida College. Primerica Advisors is part of Park Avenue Securities LLC, which serves a broad retail client base with brokerage and advisory services, financial planning, and retirement-plan consulting. The firm offers a range of proprietary and third-party investment programs and platforms, managing accounts through discretionary and non-discretionary strategies across multiple asset types.

Jeffrey Green is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and 27 years of industry experience. He has been associated with Ameritas Advisory Services since 2021 and has held roles at Ameritas Life Insurance Corp and his own firm, Jeff Green & Associates Inc, since 2003. Additionally, he serves as Senior Vice President at the Estate & Business Planning Group, where he has worked since 2006. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and financial planning through a range of strategies and affiliated representatives.

Edwin Padilla is a financial advisor with Eagle Strategies (NY Life) based in Maitland, FL, holding Series 63 and Series 66 licenses and with 16 years of industry experience. He has been with Eagle Strategies since 2016 and has worked with NYLIFE Securities LLC and New York Life Insurance Company since 2014. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple advisory programs and emphasizes tailoring recommendations to client objectives, managing the majority of its assets on a non-discretionary basis through an integrated New York Life affiliate structure.

Nathan Leopard is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at Charles Schwab and Art and Frame Direct. Outside of his advisory work, he donates plasma regularly through Biolife Plasma Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and manager selection programs, employing a combination of discretionary and non-discretionary investment approaches.

John Appleby is a CFP® professional with nine years of industry experience, currently serving at Schwab Wealth Advisory in Orlando, FL. His prior roles include positions at JPMorgan Chase Bank, Morgan Stanley, Fidelity, Merrill Lynch, and Bank of America. He also serves in the United States Army as a Psychological Operations Specialist. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering services such as annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, distinguishing its approach from many enterprise wealth managers.

Sean Allen is a CFP®-certified financial advisor with 14 years of industry experience. He has been with Truist Advisory Services and Truist Investment Services since 2016, following previous roles at SunTrust Advisory Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to deliver its investment solutions.

Matteo Liccardo is a CFP® professional with three years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Orlando, FL. He has worked with Charles Schwab since 2022 and previously spent eight years at Erickson Living. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations using Schwab's research tools and standard asset allocation models.

Alexander Liedberg is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds a Series 66 designation and has previously worked at Fisher Investments and Mass Mutual Life Insurance Co. Outside of financial services, he worked in the parking and retail sectors earlier in his career. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools to deliver investment recommendations without discretionary authority.

Leandro Velazquez is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2022. Prior to his current role, he was involved with JRM Truck Parking and held positions at the University of Central Florida, Orange Lake Resort, and Osceola High School. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees or exercise discretionary trading authority.

Michael Tuazon is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has been with Schwab Wealth Advisory and Charles Schwab since 2015. Outside of his advisory role, Tuazon serves as a trustee for an irrevocable life insurance trust. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering recommendations based on Schwab’s asset allocation models and research tools while leaving final trading decisions to clients. The firm operates as an internal advisory unit within the Charles Schwab ecosystem, focusing on individualized wealth management without discretionary trading authority.

James Hassell is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 registrations and bringing 28 years of industry experience. His prior experience includes over two decades at Fidelity Brokerage Services, followed by a role at Fidelity Personal and Workplace Advisors before joining Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering services such as annual financial reviews and investment recommendations using Charles Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem, offering advice without discretionary trading authority and is paid by Charles Schwab under a cost-and-expense arrangement rather than directly charging clients.

Byron Westerfield is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and over 30 years of industry experience. His career includes long-term service at Charles Schwab and various Schwab-affiliated advisory firms since 1995. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal unit within the Schwab ecosystem, focusing on client-directed trading decisions without discretionary authority.

Nicholas Perrone is a financial advisor with Ameritas Advisory Services, LLC, holding Series 65 and Series 63 licenses and two years of industry experience. He is also involved with Estate and Business Planning LLC as an owner, focusing on life insurance and long-term care. Prior to his advisory career, he worked with The Staging Company and the University of Mississippi. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers discretionary and non-discretionary programs, utilizing in-house model portfolios and third-party managers, along with a platform integrated with Ameritas affiliates to serve a broad range of client needs.

Carlos Solano Monestel is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Schwab Wealth Advisory and has previously worked at firms including Citigroup and JPMorgan. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset allocation models and research tools. The firm focuses on annual financial reviews, retirement planning, and investment recommendations, leaving final trading decisions to clients.

Gregory Mikesell is a financial advisor with Schwab Wealth Advisory, holding Series 63, 65, and 66 licenses and bringing 16 years of industry experience. He has been with Charles Schwab and Schwab Wealth Advisory since 2015. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and delivers advice through standard asset allocation models and Schwab research tools, while leaving final trading decisions to clients.

T Royer is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 designation and 16 years of industry experience. He has been involved with Group 10 Financial since 1988, where he serves as CEO overseeing insurance and annuity sales. Brookstone Capital Management is an SEC-registered adviser that provides fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base including individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, and institutional clients such as sovereign wealth funds and banking institutions.

Karen Chin is a financial advisor with Schwab Wealth Advisory Inc. She holds Series 63 and Series 66 licenses and has 28 years of industry experience. She has been with Charles Schwab and its associated entities since 1997. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with advisors recommending investments while clients retain final trading decisions.