Warren Tyler is a CFP® and ChFC® with 18 years of industry experience. He has been with Edward Jones since 2017 and previously worked at Bank of America and Merrill from 2012 to 2017. Tyler is based in Tucson, AZ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a network of more than 23,000 financial advisors, offering a range of advisory programs, discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment products.

Elroy Masters Jr. is a financial advisor at Raymond James & Associates with five years of industry experience. He holds a Series 66 designation and has worked at Raymond James since 2020. Prior to that, he was employed at UDR from 2017 to 2020 and attended Colorado State University from 2013 to 2017. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Sandra Thompkins is a financial advisor with LPL Financial in Tucson, AZ, holding Series 63 and Series 66 credentials and over 40 years of industry experience. She previously worked at CUSO Financial Services, LP and Tucson Federal Credit Union, and has had two separate tenures with LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, retirement plan consulting, and brokerage services.

Joanna Westcott is a financial advisor with LPL Financial in Tucson, AZ, holding a Series 66 designation and 22 years of industry experience. She has been with LPL Financial since 2003. Outside of her advisory role, she is involved with Event Driven Media Partners, a media and public relations LLC, and serves as an insurance agent for Senior Healthcare Partnerships, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and both discretionary and non-discretionary portfolio management supported by LPL Research and third-party subadvisors.

Judith Lefton is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 19 years of industry experience. She has worked at Cetera and its affiliated entities since 2021, following seven years at VOYA Financial Advisors and maintaining her own firm, Lefton Financial Services, since 1998. Outside of advisory work, she is a notary public and part owner of a fixed insurance business specializing in long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a large network of independent advisors and serving individual, corporate, retirement plan, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, covering various program structures and custodial relationships.

Jane Rojas is a financial advisor at Morgan Stanley with 42 years of industry experience. She has held roles with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank, National Association since 2015. Rojas serves as president of the Tucson Professional Chapter of the Association of Latino Professionals in Finance and Accounting and is a member of the InvestmentNews Diversity Advisory Board. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and methodologies to model outcomes.

Alexander Tinley is a financial advisor with Merrill in Tucson, AZ, holding Series 63 and Series 66 designations and three years of industry experience. His career includes roles at Bank of America, JPMorgan Chase Bank, and several financial services and hospitality organizations. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors.

Michaelle Martinez is a financial advisor with Morgan Stanley in Tucson, AZ, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market modeling to support its financial planning services.

Jose Suastez is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, Merrill, Voya Financial, and Wells Fargo. Outside of finance, he owns an art design business specializing in artistic paint and dye work on men's shoes. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers recommendations on a non-discretionary basis and combines large institutional advisory operations with broker-dealer and investment adviser registrations.

Thomas Taylor is a financial advisor with Wells Fargo Advisors in Tucson, AZ, holding Series 63 and Series 65 credentials and 13 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Wells Fargo Clearing, among other Wells Fargo affiliates. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing Wells Fargo research and planning tools to develop tailored recommendations for clients who meet specific net-worth thresholds.

Lavande Verhaart is a financial advisor with Merrill based in Tucson, AZ. She holds a Series 66 designation and has approximately one year of industry experience. Her prior work history includes roles at Bank of America, Samplers Inc., TJ Maxx, and Target. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Martin Beard is a financial advisor with LPL Financial based in Tucson, AZ, holding the CFP® and ChFC® designations and having 25 years of industry experience. He has worked with firms including H.D. Vest Advisory Services and Jackson Hewitt Tax Services. Outside of advisory roles, Beard is involved in tax preparation services and works as a ride-share driver with companies such as Uber and Lyft. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services supported by research and technology-driven portfolio management.

Anthony Loscalzo is a Series 66-registered financial advisor with Morgan Stanley in Tucson, AZ, bringing three years of industry experience. His background includes roles at Morgan Stanley Private Bank and Walt Disney Parks and Resorts, as well as work in the hospitality sector with The Hotel Congress and The Ritz-Carlton Hotel Company. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer-sponsored financial planning agreements.

Brian Dubyk is a financial advisor at Wells Fargo Advisors with 16 years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes roles at Raymond James & Associates and Wells Fargo Clearing, as well as a position at the University of New Mexico. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment solutions, utilizing proprietary research and planning tools to develop tailored recommendations for its clients.

Jeanette De Bray is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. She has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management and advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Matthew Apostolik serves as Senior Resident Director and Wealth Management Advisor at Merrill, where he has worked since 1996. He leads the Tucson Merrill office and is a senior partner with SAS Wealth Management. Matthew supports individual clients in articulating their financial objectives and developing investment and wealth management strategies centered on their goals. Additionally, he assists institutional clients through 401(k) education and enrollment meetings. Matthew earned dual bachelor's degrees in finance and business economics from the University of Arizona. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is a member of the Investments and Wealth Institute, the CFP Board of Standards, and the Financial Planning Association. Residing in Tucson with his wife Carmen, Matthew and his family enjoy outdoor activities such as hiking, skiing, fly-fishing, rock climbing, tennis, biking, camping, fishing, golfing, hunting, photography, and canyoneering. They also participate in community service efforts, including volunteering at the Community Food Bank of Southern Arizona.

Sheila Quattlander is a financial advisor with Ameriprise in Tucson, AZ, holding a Series 66 designation and bringing 16 years of industry experience. She previously worked at Securities America Advisors and Ameriprise Financial Services Inc before joining Ameriprise in 2020. Outside of her advisory role, she owns a home bakery business and participates in independent retail sales. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing planning advice focused on retirement income sources, tax-aware withdrawal strategies, and Social Security options.

Linda Fulgenzi is a financial advisor at Raymond James & Associates with 39 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Merrill from 2008 to 2017 before joining Raymond James, where she has been since 2017. She serves as a committee member on the Tucson Botanical Gardens Endowment Investment Committee. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering non-discretionary planning and leveraging an extensive affiliate network.

Adrian Arvayo is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities since 2018, following seven years at Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jessica Hayes is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 66 and Series 63 licenses with four years of advisory experience. She has been affiliated with Wells Fargo Bank, N.A. since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.