Nicholas Verano IV is a financial advisor with Robert W. Baird & Co. in Charleston, SC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Robert W. Baird since 2010. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary management and separately managed accounts, utilizing a range of traditional and non-traditional investment strategies.

Kingsland Bland is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2009. He serves as co-trustee and holds power of attorney for his mother. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm integrates research and analytics with a broad range of brokerage and advisory solutions.

Thomas Smythe is a ChFC® credentialed financial advisor with 12 years of industry experience. He currently works at Robert W. Baird & Co., joining the firm in 2025 after 12 years at Mass Mutual Investors Services and Massachusetts Life Insurance Co. Smythe serves as treasurer for a nonprofit organization. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services using a mix of in-house and third-party managers, including traditional and alternative investment strategies.

David Fabian Jr. is a financial advisor at Wells Fargo Advisors with a Series 66 designation and one year of industry experience. He has worked as a Principal Engineer at MSA Safety since 2018, where he focuses on formulation chemistry, engineering support, and environmental health and safety compliance. Prior to that, he was employed at the University of California, Irvine from 2013 to 2018. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides tailored recommendations using proprietary research and planning tools, serving clients with a broad range of needs including retirement, education, risk management, and specialized planning areas.

David Aylor is a financial advisor at Raymond James & Associates with 11 years of industry experience. He previously worked at Charles Schwab and Charles Schwab Bank for over a decade. He holds Series 63 and Series 66 designations. Raymond James & Associates, Inc. is a large, dually registered broker‑dealer and SEC‑registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Brandon Wilson is a financial advisor with MassMutual Investors Services in Charleston, SC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior work includes a decade at Park Avenue Securities and Guardian Life Insurance. Outside of his advisory role, he is involved with Bluewater Dental Advisors LLC and The Wilson Group, both investment-related ventures. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, utilizing firm-approved software to develop client recommendations without discretionary authority.

Jackson Wood is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on planning and providing financial advice tailored to each client's needs and goals. Jackson takes time to understand what is important to clients in order to develop strategies aimed at pursuing short-, mid-, and long-term objectives. He acts as a resource for general investing, retirement planning, and saving for unexpected events. Additionally, Jackson provides access to Bank of America specialists for banking, credit, home financing, and small business solutions. His areas of expertise include family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and tax minimization. Jackson holds the Personal Investment Advisor (PIA) designation and has a Bachelor's Degree from North Carolina State University. He is registered with NMLS ID 2437865.

Paul Vannatta is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 1997. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Chartered Retirement Planning Counselor™ (CRPC™) designation, credentials awarded by recognized industry boards. Paul graduated from Penn State University with a B.S. in Finance and also studied International Business and Economics at Cologne University in Germany. Paul focuses on various client areas including education planning, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He works closely with his team and other trusted advisors to develop customized wealth management plans that take into account clients’ financial needs and objectives. Outside of his professional work, Paul enjoys biking, boating, football, ice hockey, running, soccer, and volleyball. He resides with his family in Sullivan's Island, South Carolina.

James Obrien is a financial advisor with Ameriprise in Mt Pleasant, SC, holding Series 63 and Series 65 credentials and possessing 29 years of industry experience. He has worked at Ameriprise since 2017, following prior roles at Wells Fargo Advisors and Wells Fargo Clearing. Ameriprise serves clients primarily through its retirement-income planning service aimed at individuals with substantial investable assets, providing detailed, model-based recommendations on income, Social Security, and tax strategies. The firm combines advisory, brokerage, and insurance solutions with an emphasis on managed accounts and algorithmic support in retirement income planning.

David Magner is a financial advisor with Edward Jones in Charleston, SC. He holds a Series 66 designation and has two years of industry experience. Prior to joining Edward Jones, he worked at Stericycle for eight years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Nicole Dubin is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and seven years of industry experience. She has been with Wells Fargo Clearing since 2005 and Wells Fargo Advisors since 2023. Outside of her advisory role, she is a commissioned notary public in Tucson, Arizona. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, with clients having the option to implement recommendations through various brokerage or advisory programs.

William Seyle is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and over 35 years of industry experience. His career includes tenures at Bank of America and Merrill prior to his current role. He serves as a board member and finance committee member of the Boys and Girls Club of Allentown and is also a director at St. Michael the Archangel School. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and charitable organizations—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Nicole Kitzerow is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing Services, LLC since 2019, following her tenure at Wells Fargo Bank NA and Bath and Body Works. Outside of her advisory role, she co-owns a rental property in Summerville, South Carolina. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Mark Simms is a Senior Financial Advisor with Merrill Lynch Wealth Management in Mount Pleasant, South Carolina. He has been in the financial services industry since 1994 and holds the Professional Investment Advisor (PIA) designation. Mark earned a Bachelor of Business Administration from Western Connecticut State University and is a veteran of the U.S. Navy. Mark focuses on delivering a comprehensive approach to managing wealth by connecting all aspects of clients' financial lives. He works with individuals and families to understand their financial situation, risk tolerance, time horizon, and liquidity needs, helping them articulate their short- and long-term goals. He combines personalized service with the investment insights of Merrill Lynch and the banking convenience of Bank of America to recommend financial strategies aligned with clients’ objectives. His client focus areas include personal retirement planning, women and wealth, and retirement income. Beyond his professional role, Mark has been involved in his community through leadership and volunteer roles. He served as president of the Newtown Country Club from 2007 to 2009 and was a team leader for HomeFront and Americares from 1998 to 2017. He enjoys golfing, running, and traveling.

Michael Wiggins is a financial advisor at Edward Jones in Charleston, SC, holding a Series 66 designation with three years of industry experience. Prior to his current role, he worked in retail and hospitality positions, including at Harris Teeter and Wild Dunes Resort. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Pamela Bayard is a financial advisor with Morgan Stanley in Charleston, SC, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has been with Morgan Stanley since 2010 and is currently associated with the Morgan Stanley Private Bank. Outside of her advisory role, Bayard serves as Treasurer for Cane Bay AA Group, a healthcare organization in South Carolina. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Joseph Cook Jr. is a CFP® credentialed financial advisor with 34 years of industry experience, currently affiliated with OSAIC since 2018. He previously worked at Signator Investors, Inc. from 2016 to 2018. In addition to his advisory role, he serves as a deacon at First Baptist Church and is an insurance strategist for Crump Insurance Services, focusing on non-variable insurance. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary management, with notable complexity in its corporate structure and platform offerings.

Morgan Campbell is a financial advisor with Merrill, holding a Series 66 designation and 25 years of industry experience. He has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anna Van Bourgondien is a Financial Consultant at Fidelity Investments. She holds the CERTIFIED FINANCIAL PLANNER® designation and works closely with clients to develop and support their long-term financial plans and strategies. Her experience at Fidelity Investments spans multiple roles since 2022, including Investment Consultant, Planning Consultant, and Workplace Planning and Advice Team Leader. Through these positions, she has assisted thousands of clients in achieving their personal and financial goals. Anna has built her career at Fidelity by progressing through various consulting and advisory roles. This progression has equipped her with a comprehensive understanding of financial planning and investment consulting within the workplace planning context.

Christopher Gilbert is a Senior Financial Advisor at Merrill Lynch Wealth Management. He and his team provide clients with personalized wealth plans and access to banking solutions from Bank of America. Christopher joined Merrill in 2018 and brings 20 years of experience in the financial services industry. Christopher's expertise includes corporate benefit programs such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans. He assists corporate executives in integrating their corporate benefits into a long-term financial strategy. His background includes extensive work in plan design, administration, audit support, fiduciary investment selection, enrollment, and compliance, which informs his approach to advising clients and plan sponsors. He holds multiple professional designations including Certified 401(k) Professional (CkP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Christopher earned a High School Diploma from Hibriten High School, an Associate's Degree from Caldwell Community College, a Bachelor's Degree from Appalachian State University, and an MBA from the University of South Carolina. He participates in professional and community organizations including Leadership Charleston, AARP, Carolina Voyager Charter School Board of Directors, Charleston Friends of the Library, and Friends of Carolina Voyager Charter School. In his personal time, he enjoys boating, cooking, fishing, gardening, golfing, reading, soccer, swimming, watching movies, and spending time with his family.