Jessica Smith is a financial advisor at Principal Financial Services with 18 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with Principal Life Insurance Company and Principal Securities Inc. since 2015. Outside of her advisory role, she serves as Chair of the Economic Legacy Committee for the Tau Rho Omega Chapter of Alpha Kappa Alpha Sorority, Inc. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, and corporations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Hestin Hurst is a CFP® professional with eight years of industry experience, currently serving at Schwab Wealth Advisory, Inc. He has previously worked at TD Ameritrade and BBVA Compass. Outside of his advisory role, Hurst is involved in overseeing sales at Brothers in FireArms, LLC, and manages accounting and operations for LL & Rockin' AH Ranch Trust. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models.

George Morakis is a CFP® and CFA® with 12 years of industry experience. He is currently with Schwab Wealth Advisory and has held roles at Charles Schwab, The Vanguard Group, Fisher Investments, and JPMorgan Chase. Outside of financial advising, he provides legal services as an immigration law attorney through Morakis Immigration Law PLLC. Schwab Wealth Advisory offers non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, utilizing Schwab’s research tools and asset allocation models while allowing clients to make final trading decisions.

Barrett Wells is a CFP® professional at Schwab Wealth Advisory with seven years of industry experience. He has been with Charles Schwab & Co., Inc. and its affiliated advisory firms since 2019 and previously worked at New York Life. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client-directed trading and periodic account reviews rather than discretionary portfolio management.

James Moran is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds Series 63 and Series 66 licenses and has prior work experience at Charles Schwab & Co., Inc. and Nike. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across a variety of securities. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice without discretionary trading authority and utilizing Schwab’s research tools and asset allocation models.

Kendrick Perry is a CFP® and CFA® credentialed advisor at Schwab Wealth Advisory with 27 years of industry experience. He has worked at Schwab Wealth Advisory since 2025, was previously with Charles Schwab from 2017, and spent ten years at TD Ameritrade prior to that. Outside of his advisory role, he owns residential properties in Louisiana. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Charles Schwab ecosystem and does not act as a discretionary portfolio manager.

Brian James is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His previous roles include positions at BBVA Securities Inc., BBVA Compass Insurance Agency, BBVA Wealth Solutions Inc., and Compass Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary strategies supported by third-party platforms and AI-enabled research tools.

Samantha Binz is a CFP® and ChFC® with four years of experience in financial services. She currently works at Schwab Wealth Advisory, where she has been since 2025. Prior to that, she held positions at First Command Brokerage Services and American National Bank of Texas. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers investment recommendations using Schwab’s standard asset allocation models and research tools, with final trading decisions made by clients.

Bradley Eberendu is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes roles at TD Ameritrade Investment Management and Charles Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm offers annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Stephen Osborne is a financial advisor at &PARTNERS with 20 years of industry experience. He holds Series 66 and Series 65 licenses and previously worked for Guidestone Financial Resources of SBC for 19 years. Outside of his advisory work, he is a silent partner in Black Creek Wildlife, a business involved in purchasing exotic animals for resale. &PARTNERS serves a diverse client base that includes individuals, retirement plans, charitable organizations, and sovereign wealth funds. The firm provides a combination of investment advisory and brokerage services, utilizing a mix of proprietary models and third-party manager solutions across discretionary and non-discretionary portfolio management.

Aaron Peck is a financial advisor with Primerica Advisors in Southlake, TX, holding the ChFC® designation and Series 63 and 65 licenses. He has 21 years of industry experience and has worked with firms including Park Avenue Securities, Guardian Life Insurance Company, Hornor Townsend & Kent LLC, Penn Mutual Life Insurance Company, and Mutual of Omaha. Outside of advising, he serves on the board of the National Association of Insurance and Financial Advisors (NAIFA) and is a continuing education instructor for Texas state CE classes. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers transaction-based brokerage and fee-based advisory services, financial planning, and retirement-plan consulting, utilizing proprietary and third-party investment strategies across a variety of account types.

Francisco Herrera is a CFP® professional with nine years of industry experience. He is currently with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc., having joined in 2026. Prior to that, he spent five years at The Vanguard Group, Inc. Herrera’s background includes full-time education from 2013 to 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, serving retail clients with financial reviews, planning discussions, and tailored investment recommendations. The firm operates within the Schwab ecosystem, utilizing standard asset allocation models and research tools, and does not exercise discretionary trading authority within client accounts.

Charles Broyles is a financial advisor with SPC in Westlake, TX, holding the ChFC® and Series 63 designations and bringing 19 years of industry experience. He has worked at Parkland Securities since 2014 and has operated Broyles LLC since 2009, where he advises on insurance and employee benefits. Outside of his financial advisory roles, Broyles is the founder and president of Texas Sandlot Baseball Club, which organizes youth baseball and softball teams. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and retirement plans, offering portfolio management, financial planning, and ERISA-related services through a network of over 460 advisers managing approximately $5.66 billion in assets. The firm provides discretionary and nondiscretionary investment management and works with third-party managers in co-advisor roles while maintaining compliance and succession protocols.

Brian Helm is a financial advisor with Principal Financial Services and holds Series 63 and Series 65 designations. He has 20 years of industry experience, including roles at Helm Financial Group since 2019 and Principal Securities Inc. since 2016. He serves as a board member of Involved for Life, Inc., a nonprofit organization based in Dallas, TX. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel. The firm’s advisory offerings include direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

John Loy is a CFP® with 17 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory Inc. and has prior experience at Charles Schwab, Drury Hotels, Edward Jones, Eagle Strategies (NY Life), New York Life Insurance, and Capital One Sharebuilder. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools, with client-directed trading decisions and annual account reviews.

Wade O Neal III is a financial advisor with Schwab Wealth Advisory who holds Series 66 and Series 63 designations and has 16 years of industry experience. His prior roles include positions at USAA, Merrill Lynch, Bank of America, Fisher Investments, and The Resource Fund Group. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, differentiating it from many enterprise wealth managers.

Daniel Barker is a financial advisor with CWM, LLC based in Southlake, TX, holding Series 63 and Series 65 licenses and with 29 years of industry experience. His prior roles include positions at Cetera Advisor Networks LLC, Carson Wealth, Linsco/Private Ledger Corp., and Pinnacle Financial Group. Outside of advising, he serves as a high school basketball referee for the Fort Worth Basketball Officials Association. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, sub-advisory services, and retirement-plan solutions, employing discretionary management with model portfolios overseen by an in-house Investment Committee and incorporating multiple analytic and customization tools.

James Baurichter is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2012 and Charles Schwab & Co., Inc. since 2011. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across a range of securities. The firm operates as an internal advisory unit within the Schwab ecosystem and uses Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Nicole Hargrove is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms, including Charles Schwab, TD Ameritrade, BOK Financial Securities, Ameriprise, and Scottrade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm delivers annual financial reviews and investment recommendations while clients retain final trading decisions, and it operates as an internal advisory unit within the Schwab ecosystem.

Anabel Dimas is a financial advisor at Schwab Wealth Advisory with six years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Charles Schwab and Fidelity in various roles since 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial planning, investment recommendations, and annual account reviews using Schwab’s asset allocation models and research tools. The firm operates as an internal unit within Charles Schwab and does not engage in discretionary trading or directly charge clients fees.