Robert Schuler is a financial advisor with LPL Enterprise in Mountain Brook, AL, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Morgan Stanley. Outside of his advisory work, he officiates youth and high school lacrosse in Alabama and serves as a member of the Rotary Club of Shades Valley. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to various brokerage and insurance products through an integrated platform that blends advisory programs with product sales.

Stuart Johnson is a financial advisor with Raymond James & Associates in Birmingham, AL, holding a Series 66 designation and eight years of industry experience. He has been with Raymond James since 2017 and previously worked at The Title Group, Inc. from 2015 to 2017. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program, serving individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal government clients. The firm offers tailored financial plans and investment recommendations, along with institutional consulting and public finance services.

Stephen Rice is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 credentials and has 29 years of industry experience. He previously worked at UBS Financial Services for 23 years before joining Wells Fargo in 2020. Rice serves on the investment committee of the Alabama Institute for the Deaf and Blind and acts as treasurer for Dawson Memorial Baptist Church. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm administers roughly $671 billion in assets and combines research from its Wells Fargo Investment Institute with third-party analytics to support diversified investment strategies.

Andrew Pratt is a financial advisor with Merrill in Birmingham, AL, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill in 2023, he worked for the Catholic Diocese of Birmingham. He serves as Vice President of Fundraising for the Phoenix Club of Birmingham, a charitable organization focused on young men's leadership and supporting the Boys and Girls Club of Birmingham. Merrill provides managed account services through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional fiduciaries under Bank of America agreements.

Jeffrey Hinrichs is a CFP® with 24 years of industry experience, currently working at Charles Schwab. He has been with Charles Schwab and Charles Schwab Bank since 2020, following roles at USAA Investment Management Company and USAA Financial Advisors. Hinrichs also served in the USAF Reserves for 24 years. Charles Schwab & Co., Inc. serves a large client base mainly composed of high- and ultra-high-net-worth individuals, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts through its integrated wealth management platform.

Brian Smith is a CFP® professional with 33 years of industry experience, currently serving at OSAIC since 2025. Prior to joining OSAIC, he worked for 30 years at Lincoln Financial Advisors Corporation. In addition to his advisory role, Smith is a retired Army Reserve Major called to active duty assignments periodically and is involved in ranching operations raising cattle and breeding horses. He also serves as a board member for Live Life Healthy, LLC, a healthcare company focused on indemnity-based health insurance products. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a range of investment options, portfolio management styles, and access to third-party managers and programs.

Jeremy Gentle is a financial advisor with LPL Financial in Birmingham, AL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He previously worked for Raymond James Financial Services Advisors and Gentle Family Wealth Partners, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and various investment strategies.

Michael Prewitt is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 10 years of experience in the finance industry and has been part of the Merrill team for more than 3 years. Based in Birmingham, Michael focuses on serving high net worth individuals and business owners, assisting them with wealth accumulation, retirement income distribution planning, and tax-efficient wealth transfer strategies. Michael holds a Bachelor's Degree in Finance from the University of Alabama. He has earned several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His client focus areas encompass divorce transition planning, employee benefits planning, family wealth management, and services for endowments, foundations, and non-profits. Outside of his professional work, Michael enjoys spending time with his wife, playing guitar, watching Alabama football, as well as engaging in adventure sports, cooking, golf, music, reading, swimming, and watching movies. He is also committed to community involvement and volunteers with local organizations.

Peppi Talley is a financial advisor at Raymond James & Associates with 39 years of industry experience. He holds a Series 63 designation and has worked at Raymond James since 2021. His prior experience includes roles at BBVA Securities Inc., BBVA Wealth Solutions Inc., BBVA Compass Insurance Agency, Inc., and COMPASS Bank. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services.

Britney Bernstein is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at PNC Investments, BBVA Securities Inc., BBVA Compass Insurance Agency, and COMPASS Bank. Outside of her advisory role, she is the majority owner of a paper shredding business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Harry Bradford is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and institutions to help them pursue their financial goals, focusing on clarity and long-term relationships. Harry's approach involves understanding each client's unique needs to assist with preservation, growth, and transfer of wealth. Harry has over twenty years of experience in investment management and wealth strategy. Before joining Merrill Lynch, he held senior roles at several firms, including serving as a Senior Portfolio Manager at the McDonald Group, a single family office, and as a Senior Vice President and Wealth Consultant at Fi-Plan Partners. His career also includes positions at RBC Bank, Morgan Asset Management/Regions Financial, and UBS/Paine Webber. Additionally, Harry led his own asset management firm for three years, gaining insight into the challenges and opportunities faced by business owners. He earned a Bachelor of Science degree in Commerce and Business Administration from the University of Alabama. Harry holds the Personal Investment Advisor (PIA) designation.

Jonathan Behrens is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. He previously worked at UBS Financial Services Inc. for six years before joining Wells Fargo in 2022. Outside of his advisory role, he is a 50% owner of Vulcan Blue LLC, operating a swim school in Hoover, Alabama, where he assists with budgeting and bookkeeping. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Madison Mc Dowell is a financial advisor at Morgan Stanley in Birmingham, AL, holding Series 63 and Series 66 licenses with three years of industry experience. Prior to joining Morgan Stanley in 2022, Madison worked at Northwestern Mutual Investment Services LLC and has experience with firms including Charles Andrews and Wesley Patterson. Outside of finance, Madison was involved with Smile A Mile for six years. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through direct and corporate financial planning agreements.

Charles Crowther III is a CFP® with 43 years of experience in the financial industry. He has been with Raymond James Financial and Raymond James Financial Services since 2009. Outside of his advisory role, he is involved in managing family farm operations through several agricultural entities in Birmingham, Alabama. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary investment solutions and maintains a notable presence in municipal and public finance advisory services.

Hunter Stewart is a financial advisor with Cambridge Investment Research Advisors in Birmingham, AL, holding the ChFC® and Series 63 credentials and bringing 35 years of industry experience. Prior to joining Cambridge in 2022, he worked for CONCOURSE FINANCIAL (formerly ProEquities, Inc) for 23 years and has operated his own independent insurance agency since 1987. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple custody and platform arrangements with both discretionary and non-discretionary strategies tailored to client goals.

Dean Paugh is a financial advisor with Raymond James & Associates in Birmingham, AL, holding Series 63 and Series 65 credentials and 43 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients, offering tailored financial plans and institutional consulting services.

Stanton Ingram Jr. is a financial advisor with Raymond James Financial in Birmingham, AL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been associated with Raymond James and the Birmingham Investment Group since 2008 and is the owner of Ingram Partners, LLC. Outside of his advisory role, he is involved in managing timber and farm properties through Ingram Properties and serves as a partner in several related business entities. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored financial plans developed through detailed client risk profiling and supported by a broad affiliate network.

Jill Taylor Phillips is a financial advisor at Raymond James & Associates with five years of industry experience. She holds the Series 66 designation and has previously worked at Merrill and RBC. Her background includes roles outside finance, such as positions in the hospitality and restaurant industries. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with services ranging from non-discretionary advisory to institutional consulting and public finance.

Michael Ruffine is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on creating personalized wealth management strategies tailored to each client's comprehensive financial picture and evolving market conditions. Michael provides access to Merrill's investment insights as well as the banking and lending solutions available through Bank of America. He holds the designation of Personal Investment Advisor (PIA) and has pursued studies at Brookdale Community College, San Jose State University, and De Anza College, in addition to earning a high school diploma from Leland High School. Michael is committed to community involvement and volunteers with organizations that serve the communities where he works.

Jared Anderson is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. He has prior work experience at Bank of America and has been involved in the moving industry through several roles, including part-time work with Liberty Moving. Merrill provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.