Ronald Harpootlian is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at The Retirement Group, LLC, Csenge Advisory Group, FSC Securities, SSN Advisory, Inc., and Citigroup Global Markets. Outside of his advisory work, he is co-owner, treasurer, and secretary of Mirror Mirror Digital Media, Inc., a video production company, and president of RonJoe Consulting, which provides compliance consulting to independent investment groups. OSAIC serves a broad range of clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and advisory platforms. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools, efficient-frontier analysis, and automated rebalancing to construct diversified portfolios.

Richard Price is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2019, with prior experience at Bank of America, Merrill, and Capital Group Companies. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Jasper Schanna is a ChFC® with 39 years of industry experience, currently serving as a financial advisor with OSAIC since 2023. He previously worked at SagePoint Financial Services, Inc. for eight years and has operated Schanna Financial & Insurance Service, Inc., his own insurance agency, since 1977. He is also a trustee of the Schanna Family Trust. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage, investment advisory services, and access to multiple advisory platforms and third-party money managers. The firm utilizes advanced asset-allocation tools and supports both discretionary and non-discretionary account management.

Charles Stone is a financial advisor at Wells Fargo Clearing with 39 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Terry Beauchamp is a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management. He has been providing financial services since 1998, working primarily with affluent individuals and business owners to develop customized financial strategies known as the "Family Blue Print". His approach involves actively listening to clients to understand their life goals, risk tolerance, investment time frames, and market knowledge before structuring tailored recommendations. Terry holds professional designations including Chartered Financial Consultant (ChFC) and Chartered Retirement Planning Counselor (CRPC). He earned a Bachelor's Degree from California Polytechnic University of Pomona and a Master's Degree from the University of Redlands. His work includes portfolio management services, retirement planning, business succession planning, and collaboration with clients' CPA's and estate planning attorneys. Outside of his professional focus, Terry enjoys fishing, football, golfing, skiing, and spending time with his family. He emphasizes the importance of understanding clients' life priorities to create personalized financial plans aligned with their goals and aspirations.

Trevor Plant is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding a Series 66 credential and seven years of industry experience. He has been with Morgan Stanley since 2018, including roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Prior to that, he worked at Robert Half from 2015 to 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides financial planning through its Financial Advisors and Estate Planning Strategies Group.

Jamie Reynolds is a financial advisor with Fidelity in San Juan Capistrano, CA, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His career includes multiple roles within Fidelity since 2007, as well as a brief tenure at Morgan Stanley in 2019. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund-of-fund strategies and model portfolios.

Daniel Cota is a financial advisor with Merrill, holding Series 63 and Series 65 designations and 29 years of industry experience. He has worked at Merrill and Bank of America since 2016 and was previously with Minnesota Life Insurance Co from 2012 to 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Haley Behm is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has worked since 2016. She is a second-generation financial advisor and a member of The Behm Group, a Merrill Institutional Consulting™ Team serving institutional and high-net-worth clients. Haley uses her analytical skills to build and maintain client portfolios tailored to their objectives, risk tolerance, cash flow, and liquidity needs. She leverages the research capabilities of Merrill Lynch and the banking services of Bank of America to address various facets of clients’ financial lives with strategies designed for wealth building, management, and preservation across generations. Haley graduated from the University of Washington, Seattle in 2014 with a bachelor’s degree in Mandarin Chinese and Japanese. She holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). Fluent in Chinese, Japanese, and English, Haley applies her diverse skill set to client service and investment consulting, particularly focusing on family wealth management, institutional investment consulting, and services for endowments, foundations, and non-profits. Residing in Southern California, Haley’s personal interests include drawing, knitting, crocheting, and yoga.

Mark Alcala is a financial advisor with Wells Fargo Clearing in Mission Viejo, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services guided by an IPS-driven process grounded in modern portfolio theory. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Sogol Behrouz is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Jasmine Sim is a Wealth Management Planning Consultant at Fidelity Investments, where she collaborates closely with a Wealth Management Advisor to develop financial plans tailored to clients and their families. She has been with Fidelity Investments since 2017, progressing through roles from Relationship Manager to Financial Consultant, and currently serving as a Planning Consultant since 2021. Prior to joining Fidelity, Jasmine gained experience as a Financial Advisor at Securities America and AXA Advisors, LLC, as well as a Financial Planning Associate at Lincoln Investments and Capital Analysts, Incorporated. She began her career in client services at Charles Schwab. Jasmine holds a California Insurance License. Outside of her professional work, Jasmine enjoys golf, hiking, and yoga.

Tory Thomas is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with WELLS FARGO Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Natalia Almazan is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and beginning her advisory career in 2026. Prior to this role, she has held various positions in both educational institutions and private family settings. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Robert Fisher is a financial advisor at Merrill with Series 63 and Series 66 credentials and one year of industry experience. His prior roles include positions at Bank of America, Northwestern Mutual Investment Services, and Exagen, as well as earlier employment in medical and academic settings. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Roger Steele is a financial advisor with Wells Fargo Clearing in San Clemente, CA, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has worked with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of his advisory role, he co-owns a rental property in Kahuka, HI. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment choices, such as insurance-related vehicles and bank deposit sweep options.

James Dixon is a financial advisor with Equitable Advisors in Newport Beach, CA, holding a Series 66 designation and five years of industry experience. He previously worked at Commonwealth Financial Network for five years and is a member of Allison Financial Group, Inc. Dixon serves as trustee or co-trustee for three immediate family trusts. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm employs a range of advisory programs delivered through Investment Adviser Representatives and partners with third-party asset managers to implement customized investment solutions.

Tori Patrick is a financial advisor at LPL Financial with 20 years of industry experience. She holds the Series 66 designation and has been with LPL Financial since 2006. Outside of her advisory role, she teaches at Fremantle Media, dedicating approximately 10 hours per month. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by advanced operational and research tools.

Jeffrey Reinmiller is a financial advisor with Wells Fargo Clearing in Bellevue, WA, holding a Series 66 designation and 19 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors, LLC from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Noelle Oh is a CFP®-certified financial advisor at UBS Financial Services with 13 years of industry experience. She has been with UBS since 2014. Outside of her advisory role, she also serves as a notary public in Santa Barbara, CA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services across a broad platform.