James Landeros currently serves as a Resident Director, specializing in wealth management strategies that address critical financial milestones such as career transitions, liquidity events, and equity compensation. His expertise includes corporate executive services, divorce transition planning, employee benefits planning, executive compensation, and tax minimization. He provides personalized financial strategies aimed at helping clients navigate complex wealth situations, including managing new wealth, personal retirement planning, and services for endowments, foundations, and non-profits. James holds a Personal Investment Advisor (PIA) designation and earned his degree in Organizational Communication from SBCC. He is proficient in both English and Spanish. His professional involvement includes serving on the Executive Committee for TEDx of Santa Barbara and participating in the Santa Barbara Young Professional Club (SBYPC) and United Way Young Leaders Society (YLS). Furthermore, he contributes to community initiatives such as TEDx of Santa Barbara and Transition House. Outside of his professional career, James has a wide range of personal interests including adventure sports, basketball, cooking, fishing, football, golfing, hiking, music, skiing, and traveling. He emphasizes working closely with clients to develop personalized financial strategies tailored to their individual long-term goals.

Cameron Johnson is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior roles include positions at Principal Financial Group and The Prudential Insurance Company of America. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios composed of mutual funds, ETFs, and ETPs and serves both retail and institutional investors, including registered investment companies and an IRS-qualified Charitable Gift Fund.

James Hallman is a financial advisor at Morgan Stanley with 34 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2017 and previously worked at Merrill for 26 years. Outside of his advisory role, he owns and manages a personal airplane through a holding LLC and is involved in maintaining a family farm LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s approach involves structured discovery processes and approved planning tools, with services supported by the expertise of its Global Investment Committee.

Eric Schenker is a financial advisor at Cetera with 17 years of industry experience. He holds the PFS™ and Series 63 designations and also operates as a CPA, running his own accounting and tax preparation practice since 1989. Outside of advisory work, he manages a rental property in Santa Barbara. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting advisors with a range of program options and access to third-party money managers.

Monica Williams is a financial advisor with Merrill in Santa Barbara, CA, holding Series 63 and Series 65 licenses and 27 years of industry experience. Her prior roles include positions at Bank of America, Stifel Nicolaus, and Morgan Stanley. She serves as a board member for Opera Santa Barbara and is a co-trustee of a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Moises Arevalo is a financial advisor with Wells Fargo Clearing in Santa Barbara, CA, holding Series 63 and 65 licenses and 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank, N.A. since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ward Rafferty Jr. is a financial advisor with Wells Fargo Clearing in Santa Barbara, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Wells Fargo Investments, LLC and Citigroup Global Markets. Outside of finance, he works as a part-time Lyft driver. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with a broad product offering, including brokerage and advisory solutions.

Emma Bridges is a financial advisor with Morgan Stanley in Santa Barbara, CA, holding Series 63 and Series 65 licenses and has 28 years of industry experience. She has been with Morgan Stanley since 2009 and worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Christopher Morency is a financial advisor with UBS Financial Services in Santa Barbara, CA. He holds a Series 63 designation and has 31 years of industry experience, including 15 years at UBS. UBS Financial Services serves individual, corporate, and institutional clients with a combination of brokerage and investment advisory services. The firm utilizes proprietary capital market assumptions and research from its Chief Investment Office and UBS Global Research to tailor investment plans and offers a range of services including fee-based financial planning, portfolio management, and capital markets activities.

Richard Marcellin is a Series 66 licensed financial advisor with Merrill in Santa Barbara, CA, and has 26 years of industry experience. He has been with Merrill Lynch Pierce Fenner & Smith Inc. since 2000 and also works with Bank of America, N.A. His outside business activities include managing a sole proprietorship involved in the collection and sale of vintage music artist merchandise. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Noemi Roberts currently serves as a Branch Leader at Fidelity Investments, a role she has held since 2026. In this position, she supports a team of Financial Consultants who work with clients on their financial planning needs. Her career in financial services spans several roles at Fidelity Investments, including Team Leader for Central Relationship Managers from 2025 to 2026, Regional Support Lead from 2023 to 2025, and Central Relationship Manager from 2021 to 2023. Prior to that, she gained experience as a Client Relationship Specialist at Charles Schwab from 2019 to 2021 and held various representative roles at Fidelity Investments dating back to 2015. This progression through multiple positions reflects a depth of experience in client relationship management and team leadership within the financial services industry.

William Toner Jr. is a financial advisor at OSAIC with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Sagepoint Financial, Plains Coastal, Raymond James & Associates, and Merrill. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, offering both brokerage and advisory services that include comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm utilizes a model-based investment process with tools for asset allocation, portfolio optimization, and discretionary management, supported by a complex affiliate network and private-equity ownership.

Ethan Shultz is a financial advisor at Morgan Stanley in Montecito, CA, holding a Series 66 designation with four years of industry experience. His prior roles include positions at Merrill and Redfin, as well as experience outside finance at Santa Barbara Auto Group and Northern Arizona University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes utilizing firm-approved tools and market outlook models.

Harrison Croff is a financial advisor at UBS Financial Services in Santa Barbara, CA, holding a Series 66 designation with 13 years of industry experience. He has been with UBS since 2015. Outside of his advisory work, he is a partner at Croff & Croff, a business providing support for wine brokerage companies, and serves as an officer for The Gretler Foundation, a charitable organization. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management to tailor investment solutions based on proprietary research and market analysis.

Carol Marks is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 25 years of industry experience. She previously worked at Morgan Stanley Smith Barney for seven years before joining Wells Fargo Clearing in 2017. Outside of her advisory role, she performs administrative duties for her husband's construction business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Hiten Iyer is a financial advisor with Morgan Stanley in Santa Barbara, CA, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Frederick Przekop is a CFA® charterholder with 22 years of industry experience, currently serving as a financial advisor at Morgan Stanley. His prior roles include positions at First Republic Investment Management and First Republic Securities Company. He also acts as a trustee for a client account. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, with a financial planning process supported by firm-approved tools and extensive asset management.

Robert Blunt Sr. is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Charles Schwab since 2003, with roles spanning Charles Schwab Premier Bank and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with a multi-asset model portfolio approach supported by centralized operational and custody services.

Gerardo Barajas Jr. is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he maintains a longstanding connection with the Oceana Hotel in Santa Barbara. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a wide range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Molly Catalano is a financial advisor with Merrill in Santa Barbara, CA, holding a Series 66 credential and bringing 10 years of industry experience. Her career includes roles at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017 and United Brokerage Services, Inc. in 2016–2017. Outside of advising, she works as a notary in Encino, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.