Amy Heinzelman is a financial advisor at Morgan Stanley with two years of industry experience. She previously worked at Merrill for two years and spent over a decade at First Tractor Company Limited. Outside of her advisory role, she is the sole proprietor of Inn Harmony LLC, a property management business in New Mexico. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Gael Perez Rivera is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and four years of industry experience. His prior roles include positions at U.S. Bank, Madison Avenue Securities LLC, and First Command Financial Services. Outside of finance, he has worked at Amazon.com for three years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Melanie O'Callaghan is a Series 66-licensed financial advisor at Morgan Stanley with 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide array of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Seth Ingersoll is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 22 years of industry experience. He has worked with Premier Wealth Management Group, LLC since 2008 and NEXT Financial Group, Inc from 2008 to 2020. Ingersoll is also an insurance agent specializing in life, health, disability, and long-term care insurance. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party money managers.

Sarai Ordonez is a financial advisor at Morgan Stanley in Albuquerque, NM, holding Series 65 and Series 63 designations with three years of industry experience. Before joining Morgan Stanley in 2024, she worked at Wells Fargo Clearing and Wells Fargo Bank, nA from 2013 to 2024. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and models outcomes using proprietary estimates and simulations, serving clients through both direct and corporate financial planning agreements.

Shane Lucero is a financial advisor with Charles Schwab in Albuquerque, NM, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. His prior work includes roles at Edward Jones and Fidelity Investments. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, supported by an integrated structure that includes brokerage, custody, and cash-sweep services.

Ricky Tredwin is a Series 66-licensed financial advisor with 19 years of industry experience. He has worked at LPL Financial since 2021 and previously spent 14 years at Edward Jones. His other business activities include involvement with MS Insentra, a non-variable insurance entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from both internal and third-party sources.

Susan Boekeloo is a financial advisor at Raymond James Financial with 37 years of industry experience. She holds Series 63 and Series 65 licenses and has held roles at several financial firms, including Prevender Financial and SRB Financial Services. Outside her advisory work, she is involved with Sagebrush Church. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm uses analytical tools and risk profiling to tailor strategies to client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Oscar Arechiga is a Financial Consultant at Fidelity Investments, where he has been serving since 2021. He partners with clients and their families to create, implement, and monitor financial plans, focusing on developing easy-to-understand financial strategies tailored to their unique needs. Prior to his current role, Oscar held positions as an Investment Consultant and Workplace Planning and Guidance Consultant III at Fidelity Investments, and he has experience as a Team Leader at Bank of America from 2014 to 2016. Oscar holds insurance licenses in Arkansas and California. Outside of his professional work, he enjoys outdoor activities including biking, camping, hiking, kayaking, outdoor adventures, and skiing.

Angella Cole Shaw is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been working in the finance industry since 2001, focusing on helping clients navigate their financial priorities through personalized wealth management strategies. Angella works closely with clients to develop flexible financial plans that adapt to changing market conditions and life stages, often coordinating with tax advisors and estate planning attorneys to provide comprehensive advice. She holds the Personal Investment Advisor (PIA) designation and maintains Series 7 and Series 66 FINRA registrations, along with licenses in life, accident, health, long-term care, and disability insurance. Angella earned an Associate's Degree from Ashford University and a High School Diploma from Freedom High School. She is an active member of professional organizations, including serving on the Executive Board of the American Business Women's Association and participating in the New Mexico Estate Planning Council. In addition to her professional work, Angella is committed to community involvement, volunteering with local organizations in line with Merrill's tradition of community service. She invites connections with individuals seeking financial planning, retirement or career transition guidance, personal wealth analysis, or simplified financial management.

Frank Fragoso is a financial advisor at J.P. Morgan Securities in Albuquerque, NM, holding Series 65 and Series 63 credentials. He has one year of industry experience and previously worked at JPMorgan Chase Bank, N.A. Prior to his current role, he was employed at firms including Fidelity Investments and Nomad. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

David Diller is a financial advisor at RBC Capital Markets with four years of industry experience. Prior to his current role, he worked at Sandia National Laboratories for 11 years. He holds the Series 66 designation and also serves as a part-time faculty member teaching Accounting and Financial Literacy at Central New Mexico Community College. Additionally, Diller is active in several nonprofit and community organizations, including board roles with the New Mexico Society of CPAs, the Kiwanis Club of Albuquerque, and the 501(C)PA foundation. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides personalized investment strategies through various advisory programs and integrates a range of in-house and third-party investment managers, offering discretionary and non-discretionary portfolio management, financial planning, and brokerage services.

Renee Gwyther is a CFP® and holds a Series 66 license with over 20 years of industry experience. She is currently affiliated with Cetera and Morada Wealth Partners and has been providing financial services since 2013. Outside of her advisory roles, she is involved in collaborative divorce financial planning and serves as treasurer for the New Mexico Collaborative Practice Group. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, and institutional clients. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets across multiple program structures.

Roosevelt Hernton Jr. is a financial advisor at Primerica Advisors with 33 years of industry experience. He has been with Primerica Advisors since 1992 and has worked at Primerica Financial Services since 1989. In addition to his advisory role, he receives non-investment related compensation through referrals for home security and automation products and loan services affiliated with Primerica. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily to individual and high-net-worth clients. The firm utilizes third-party asset managers and BNY Mellon Advisors for trading and emphasizes a tiered wrap-fee structure rather than fixed fees.

John Hemphill is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in Albuquerque, New Mexico. He works with clients nationwide, advising and managing their wealth through significant life transitions such as preparing for retirement, selling businesses, and establishing and settling estate plans. John and his team help clients create comprehensive wealth plans aimed at achieving personal and family goals. John began his career in finance in the 1970s, initially working on the floor of the Chicago Board of Exchange before joining Merrill Lynch as a financial advisor. He holds a Bachelor's degree from the University of Missouri–St. Louis and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His expertise covers college education planning, family wealth management strategies, retirement income, tax minimization, and legacy planning, among other areas. Outside of his professional work, John enjoys biking, billiards, camping, fishing, golfing, hiking, traveling, and spending time with his family.

Christopher Shibley is a financial advisor with Morgan Stanley in Albuquerque, NM, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked at Morgan Stanley since 2014 and at Morgan Stanley Private Bank, N.A. since 2018. Outside of his advisory role, he is a sole proprietor involved in art and cultural activities. Morgan Stanley Wealth Management provides financial advisory and planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers tailored financial planning through a structured process and a range of investment programs.

Kim Helm is a financial advisor with Merrill in Albuquerque, NM, holding Series 63 and Series 65 licenses and 33 years of industry experience. He has worked at Merrill since 1998 and with Bank of America since 2011. Outside of his advisory role, Helm serves as an officer for La Tierra Sagrada, a charitable organization where he participates in board meetings, awards scholarships, and recruits members. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Mark Moran is a financial advisor at Edward Jones in Bernalillo, New Mexico, holding a Series 66 designation with eight years of industry experience. He has worked at Edward Jones since 2018 and previously was affiliated with The Harbour Christian Church from 2014 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

Craig Salmon is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Morgan Stanley for four years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Joshua Aranda is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and two years of industry experience. He has been with Wells Fargo Bank, N.A. since 2016 and has worked at Wells Fargo Clearing since 2023. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.