Paul Ragone is a financial advisor at OSAIC with 29 years of industry experience. He previously worked at Woodbury Financial Services for 21 years before joining OSAIC in 2024. Ragone holds Series 63 and Series 65 designations. Outside of his advisory role, he is president of Integrity Wealth Services, a sole proprietorship focused on non-securities life insurance sales. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors through a large network of affiliated advisers and advisory platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party solutions to construct portfolios that span multiple asset classes.

Christopher Cameron is a financial advisor at UBS Financial Services with 29 years of industry experience. He previously worked at Bank of America and Merrill before joining UBS in 2022. Outside of his advisory role, Cameron serves on the advisory board of Conservation Fisheries, Inc., an environmental organization focused on the repopulation of endangered fish species, and is a member of the Webb School of Knoxville's board of trustees, where he chairs the Endowment Committee. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services across a broad platform.

Daryl Krogmann is a Series 66 licensed financial advisor with 18 years of industry experience, currently with Cetera since 2014. He serves as chairman and volunteer for the Rotary Youth Exchange in Florida and is a member of the church council at St. Johns Lutheran Church. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager investment platform to individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers.

Davis Petersen is a financial advisor at Morgan Stanley with 33 years of industry experience. He has held positions at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017, and previously worked at Raymond James & Associates from 2013 to 2017. He holds the Series 63 and Series 65 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate structured discovery and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Joshua Klinger is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services, LLC. He has previously worked at Tennessee Valley Asset Management Partners, LPL Financial, Raymond James & Associates, and Morgan Stanley. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Ian Woodgate is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His career includes roles at MassMutual and Allianz Life entities dating back to 2014. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative processes to develop written recommendations without investment discretion.

Shannon Krause is a financial advisor with Ameriprise in Maryville, TN, holding a Series 66 designation and 11 years of industry experience. She has worked with Ameriprise and Ameriprise Financial Services, Inc. since 2008. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering non-discretionary recommendations through a centralized consulting team.

Jeffrey Lane is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 19 years of industry experience. He previously worked at Edward Jones for 14 years before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Thomas Pfeifer Jr. is a financial advisor with Raymond James & Associates in Knoxville, TN, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations using firm research and planning tools, with services spanning retail and institutional consulting.

Kevin Knoernschild is a financial advisor with Thrivent Investment Management in Knoxville, TN, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of advising, he leases office space in Knoxville. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations across various financial topics. The firm focuses on holistic, goal-based analyses and separates its planning services from managed-account programs.

William Hotzfield is a financial advisor with Fidelity in Knoxville, TN, holding Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, he worked in construction and home repair, and he currently operates a handyman business as a partner. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing proprietary research, quantitative analysis, and algorithmic portfolio construction.

Hunter Millsaps is a financial professional at Cetera with Series 65 and Series 63 credentials and four years of industry experience. His prior experience includes roles at 49 Financial and Purshe Kaplan Sterling Investments. Outside of his advisory work, Millsaps is a member and owner of Premier Pickleball of Knoxville, a local pickleball club. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services delivered through a nationwide network of over 10,000 independent advisors.

Randy White is a CFP® professional with 40 years of industry experience, currently serving at Ameriprise since 2020, and previously with Ameriprise Financial Services, Inc. from 2005 to 2020. He manages his financial planning practice through RTW Enterprises, LLC, and holds board positions with The Commons at Hardin Valley Owners Association and Smokey Mountain DockDogs. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through a centralized service team that provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Zachary Adkisson is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at The Mentzer Group and DoorDash, as well as academic involvement at the University of Tennessee. Outside of his advisory work, he serves on the boards of the University of Tennessee College of Music and the UTK Haslam College of Business and performs as a cellist at community events. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Brian Welch is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm uses structured discovery conversations and firm-approved tools to develop plans, managing approximately $2.74 trillion in client assets.

Stephen Elam is a financial advisor with Raymond James & Associates in Knoxville, TN, holding Series 63 and Series 65 licenses and having 42 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through a primarily non-discretionary advisory approach and maintains capabilities in public finance and institutional consulting.

Gloria Wilson is a financial advisor at OSAIC with 12 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors for 11 years. In addition to her advisory role, she owns an engineering project management business. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, and corporations, offering integrated brokerage and advisory services supported by various investment tools and third-party platforms.

James Lankford is a financial advisor with Raymond James Financial Services Advisors, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked with firms including LPL Financial and FirstBank Investment Partners, where he also serves as a financial advisor and insurance agent. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and supports small businesses with its SIMPLE IRA Employer Advisory & Consulting Services program.

Gail Hatfield is a CFP® professional with eight years of experience in the financial industry. She has worked at LPL Financial since 2017 and previously spent one year at UT Federal Credit Union. In addition to her advisory role, she is a commissioned notary public. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, including discretionary and non-discretionary management supported by in-house and third-party research.

Jonathan Love is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 65 designations and has been with various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts and deliver model portfolios.