Eduardo Molina III is a financial advisor at Hightower Advisors with four years of industry experience. He holds the Series 66 designation and has previously worked at Merrill and Americor. Outside of financial advising, he has worked part-time in the hospitality industry at Fisherman's Restaurant and Bar. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm employs a manager selection and multi-manager approach, utilizing both affiliated and third-party managers, and offers services including portfolio management, financial planning, and retirement plan consulting.

Christian Glomb is a financial advisor with Sanctuary Advisors, LLC in Los Gatos, CA, holding Series 63 and Series 66 registrations and bringing 42 years of industry experience. His prior roles include over two decades at UBS Financial Services and long-term affiliations with Invesmart entities dating back to 1995. Sanctuary Advisors provides investment advisory and financial planning services to individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through various account types and utilizes sub-advisors and third-party platforms to implement strategies, supported by an integrated affiliate structure and recent consolidation activities.

Sung Yu Liu is a registered representative with HSBC Securities (USA) Inc. and a Bank Officer at HSBC Bank USA, N.A., holding a Series 66 credential and having 18 years of industry experience. She has worked with HSBC Securities since 2013 and HSBC Bank USA since 2016. HSBC Securities (USA) Inc. provides managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines strategic and tactical asset allocation with model risk profiles, offering both client-directed and discretionary portfolio management options.

Dustan Zavatsky is a CFP® professional with two years of industry experience, currently serving at Cerity Partners LLC. He previously worked at IndexIQ Advisors LLC for five years. Zavatsky serves on the board of directors for The Peninsula College Fund, an endowment supporting first-generation college students, where he participates on the investment committee. Cerity Partners provides customized wealth management services to a national client base that includes individuals, families, trusts, and institutional investors. The firm employs tailored asset allocation and manager selection strategies, combining proprietary quantitative screens with third-party managers and individual securities, and offers a range of services including portfolio management, financial planning, tax and retirement consulting, and access to alternative investments.

Benjamin Johnson is a financial advisor at CWM, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Fidelity Investments and Pesta and Pesta Wealth Management. His background includes roles outside of finance, such as teaching positions at Pepperdine University and various schools from 2015 to 2024. CWM, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, high-net-worth families, foundations, endowments, corporations, and institutions through a network of over 600 advisors. The firm offers portfolio management, financial planning, variable sub-account management, sub-advisory services, and retirement-plan solutions, employing a discretionary approach that integrates fundamental and technical analysis, third-party sub-advisors, and customization tools.

Connor Wood is a financial advisor at Citigroup Global Markets with one year of industry experience. He holds the Series 66 designation and has previously worked at Citibank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles such as operating as a swap dealer and futures commission merchant.

Min Zhu is a financial advisor with Transamerica Financial Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has been with Transamerica Financial Advisors since 2013 and is also the CEO of Lily Fortune Club, a business he has operated since 2022. Transamerica Financial Advisors serves a diverse client base including individual investors, retirement plans, trusts, and charitable organizations, offering both advisory and broker-dealer services with proprietary model portfolios and access to third-party money managers.

Julia Lin is a financial advisor at TLG Advisors, Inc. with 26 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at New York Life Insurance Company and NYLife Securities, Inc. for 20 years before joining The Leaders Group, Inc. and later TLG Advisors. Lin is also an independent insurance agent. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering investment supervisory services, comprehensive financial and estate planning, and ERISA fiduciary services, with a distinct approach that combines fundamental analysis, Modern Portfolio Theory, and a direct-to-consumer platform called Starlight Portfolios.

Jian Ren is a financial advisor with Transamerica Financial Advisors in San Jose, CA, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked with Z-Gen Capital LLC since 2019 and has been affiliated with Transamerica Financial Group, Inc. since 2012. Outside of advisory work, he owns a residential rental property. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, and charitable organizations. The firm utilizes model portfolios and third-party managers across multiple platforms to deliver its services.

Neelam Saluja is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Transamerica, she has held roles with multiple home health agencies and care service companies. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services through proprietary and third-party model portfolios, with both discretionary and non-discretionary program options.

Josh Jansen is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked primarily at Citigroup since 2016, with brief tenures at Wells Fargo and Union Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant activities.

Kapil Bhatnagar is a financial advisor at Centaurus Financial, Inc. with 31 years of industry experience. He has been with Centaurus Financial since 2002 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he owns and operates Tax Team Advisors, Inc., a firm providing tax preparation, accounting, and business services. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm employs a range of investment approaches and provides both discretionary and non-discretionary portfolio management options.

Vu Chau is a financial advisor with Principal Financial Services in San Jose, CA. He holds a Series 66 designation and has 14 years of industry experience, including 12 years at Principal Financial Services and Principal Life Insurance Company. Outside of his advisory role, he owns a business importing and reselling consumer goods at fairs and trade shows and volunteers as an exam writer for the AIF certification. Principal Securities provides brokerage and advisory services to a diverse client base, including individual investors, retirement plans, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions through various advisory and promoter arrangements.

Binh Nguyen is a financial advisor with Eagle Strategies (New York Life) based in San Jose, CA. He holds Series 63 and Series 66 licenses and has 26 years of industry experience. Nguyen has been with Eagle Strategies and New York Life Insurance Company since 2012. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple advisory program types and emphasizes tailored recommendations, with the majority of its assets managed on a non-discretionary basis.

Jeffrey Du is a financial advisor at Transamerica Financial Advisors with one year of industry experience. He holds the Series 66 designation and previously worked as a self-employed advisor for five years. His background also includes four years in education prior to entering the financial services field. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with discretionary and non-discretionary program options.

Aaron Casey is a financial advisor with Transamerica Financial Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked with WealthWave since 2015 and has been affiliated with Transamerica Financial Advisors and World Financial Group since 2012 and 2006, respectively. He is involved in the sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a wide range of clients, including individuals, employer-sponsored plans, trusts, estates, charitable organizations, and businesses. The firm utilizes a model portfolio and third-party manager approach, delivering services through multiple program platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA.

Adam Hospodar is a financial advisor at Rockefeller Financial LLC with three years of industry experience. He holds a Series 66 designation and has worked previously at UBS Financial Services, Inc., Point Digital Finance, Better Mortgage, and several other firms. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting services, and operates as a registered broker-dealer offering securities transactions, variable insurance products, and placement and investment banking services.

Hui Yao Lu is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and has additional business involvement as chairman and CEO of Lu and Wang Corp, which manages her business expenses related to her advisory work. Lu maintains a real estate and mortgage license through Gold House Realty and Mortgage, though she conducts minimal activity in that area. Transamerica Financial Advisors serves a wide range of clients, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party investment models with discretionary and non-discretionary options.

Daniel Cook is a CFP® professional with 38 years of industry experience, currently serving at VALIC Financial Advisors since 2003. He also holds Series 63 and Series 66 licenses and has an agent role with Agia involving non-securities insurance products. VALIC Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Thuy Tran is a financial advisor at Focus Advisor Solutions, LLC, holding a Series 66 designation with 21 years of industry experience. Her prior roles include positions at Buckingham Strategic Partners, Foreside Financial Services, LLC, Loring Ward Securities Inc., and Lwi Financial Inc. Focus Advisor Solutions provides turnkey asset management and back-office services primarily to independent registered investment advisors and their clients. The firm emphasizes diversified, systematically invested mutual fund and ETF model portfolios and offers discretionary fixed-income management, retirement plan fiduciary services, and operational support.