Timothy Hanson is a financial advisor at Edward Jones in Santa Rosa, CA, with 37 years of industry experience. He has been with Edward Jones since 2007 and holds Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, along with affiliated mutual funds and trust services.

David Williams is a CFP® with 37 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2024. He previously worked at LPL Financial, LLC for seven years and National Planning Corp for seventeen years. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad range of clients including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, utilizing both discretionary and non-discretionary strategies across multiple platforms.

Julio Delgado Perez is a financial advisor with Wells Fargo Clearing in Santa Rosa, CA, holding Series 63 and Series 66 licenses and having eight years of industry experience. He has been with Wells Fargo Clearing since 2017 and has worked at Wells Fargo Bank NA since 2004. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Todd Au is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 25 years of industry experience. He has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory role, he serves as an assistant coach for the Healdsburg High School girls golf team. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools to model financial outcomes.

Laura Pedroncelli is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 28 years of industry experience. She has worked with First Tech Federal Credit Union since 2014 and has been associated with Addison Avenue Investment Services and Raymond James Financial Services Advisors Inc. since 2012. Pedroncelli provides financial advice through Addison Avenue Investment Services, a support company where she serves as an associate. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm employs tailored, non-discretionary planning and utilizes advanced analytical tools to support client goals, while maintaining notable municipal advisory and SIMPLE IRA consulting programs.

Jeffrey Ngo is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds the Series 66 and Series 63 designations and previously worked at JPMorgan Securities LLC and Bank of America. Outside of finance, he owns and operates a photo booth business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Oscar Robles is a Resident Director with Merrill Lynch Wealth Management, leading the Santa Rosa complex that manages more than $3 billion in client assets across Northern California. Alongside his leadership role, he advises clients directly through his wealth management practice, Lee Robles Associates, focusing on the needs of families, business owners, executives, and entrepreneurs. With over 15 years of experience in the financial industry, Oscar specializes in helping business owners, entrepreneurs, and self-made wealth creators navigate the complexities of financial success. His advisory process begins by understanding each client's values and goals. He coordinates strategies involving investment management, cash flow planning, lending, tax-aware investing, estate planning, and multigenerational wealth transfer. His areas of focus include college education planning, employee benefits planning, family wealth management strategies, legacy planning, personal retirement planning, tax minimization, and retirement income. Oscar holds a bachelor's degree from San Francisco State University and holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is bilingual in English and Spanish. Committed to community service, he is a founding member of Bank of America's Hispanic Latino Business Council for the San Francisco region and serves on the board of Community Health Initiative, a nonprofit that provides healthcare access to underserved families across California. Oscar resides in Napa Valley with his wife and three children.

Matthew Taylor is a financial advisor with Charles Schwab in Santa Rosa, CA, holding Series 65 and Series 63 credentials and 19 years of industry experience. His prior work includes roles at Pruco Securities, Prudential Insurance Company of America, Raymond James Financial Services, Montgomery Taylor Wealth Management, Patelco Financial Solutions, and Social Finance. Charles Schwab & Co., Inc. serves a broad client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and advisory services with multi-asset model portfolios and alternative investment due diligence.

Christopher Irvin is a financial advisor with LPL Financial in Petaluma, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at Western International Securities, Inc. since 2013 and has been self-employed since 1989. In addition to his advisory work, Irvin teaches international business in the MBA program at Sonoma State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing various investment strategies supported by in-house research and third-party subadvisors.

Jacob Renteria is a financial advisor with LPL Financial based in Santa Rosa, CA. He holds a Series 66 designation and has four years of industry experience. Prior to joining LPL Financial in 2020, he worked at Sushiko and Sonoma State University. He also operates Arrow Point Tax Services, a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios.

Matthew Foster is a financial advisor with J.P. Morgan Securities who holds the Series 66 designation and has 19 years of industry experience. He has worked at J.P. Morgan Securities and JP Morgan Chase Bank since 2019 and previously held roles at Bank of America and Merrill Lynch Pierce Fenner & Smith Inc from 2011 to 2019. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Julie Dunn is a financial advisor at Edward Jones with 15 years of experience in the industry. She holds the Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers a variety of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and proprietary investment products.

Shehzad Bhatti is a financial advisor with Wells Fargo Clearing in Santa Rosa, CA. He holds Series 63 and Series 66 designations and has nine years of industry experience, having worked with Wells Fargo since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Miranda Sandvig is a financial advisor at Edward Jones in Santa Rosa, CA, holding a Series 66 designation with seven years of industry experience. She has been with Edward Jones since 2019 and previously worked at the University of California from 2014 to 2018. Sandvig serves as a board member of Goodwill-Redwood Empire, participating in board, finance, and investment committee meetings. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and is known for its extensive network of financial advisors and integrated trust, mutual fund, and securities-based lending services.

Bryden Craig is a financial advisor with Merrill holding a Series 66 designation and no prior industry experience. His work history includes positions at Bank of America, Merrill, Fidelity Investments, and Redwood Credit Union. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals and institutional clients.

Fernando Carrillo is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been assisting families, individuals, and small businesses with their finances since 1998. Fernando joined Merrill Lynch in 2016 after a career spanning both the for-profit and non-profit sectors. His primary focus is to help clients develop and implement Wealth Management Plans to achieve their financial goals. Fernando's expertise includes portfolio management services, small business strategies, socially responsible and values-based investing, ESG investing, and retirement income planning. He has experience collaborating with other professionals within Merrill Lynch and Bank of America to address clients' comprehensive financial needs. Fernando holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree in Finance and Business Administration from Escuela Politécnica del Ejército in Quito, Ecuador. Fernando is bilingual in Spanish and English. He is involved in community organizations such as the Petaluma Health Center and the Santa Cruz County Immigrant Project (SCCIP). Fernando resides in Sonoma County with his sons Antonio and Mateo.

Mohammad Isnain is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing Services LLC since 2018, also maintaining a role with Wells Fargo Bank NA since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes an explicit focus on insurance-related investment vehicles and bank deposit sweep options, serving institutional clients with tailored solutions.

Christopher South is a financial advisor at Edward Jones in Santa Rosa, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2024, he served as CEO and founder of Spot Trender Inc., a market research software company, where he remains involved in an advisory capacity. He also serves on the advisory board for the SRJC Student Investment Program. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a broad range of investment advisory programs and affiliated financial services, supported by a large nationwide network of advisors and branch offices.

Jeffrey Cote is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab & Co., Inc. since 2009. Outside of his financial career, he is active as a local theater performer and serves on the board of the 6th Street Playhouse in Santa Rosa, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset strategic investment approach supported by centralized custody and operational infrastructure.

Taylor Novak is a Series 66-credentialed financial advisor with seven years of industry experience, currently with Edward Jones since 2019. Prior to joining Edward Jones, Novak worked at Old Republic Title for four years. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of over 23,700 advisors.