Michael Foss is a CFA® charterholder with 22 years of industry experience. He has been with Brown Investment Advisory & Trust Company since 2008. He holds Series 63 and Series 66 licenses and is based in Baltimore, MD. Brown Advisory provides investment management and advisory services to a diverse client base including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up fundamental research approach and offers a range of strategies across equity, fixed income, and balanced portfolios, as well as OCIO solutions and family office advisory.

Luke Land is a financial advisor at T. Rowe Price Advisory Services, Inc. in Baltimore, MD, holding Series 63 and Series 66 registrations with 10 years of industry experience. He has been with T. Rowe Price since 2016. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm uses proprietary mutual funds and ETFs within model allocations, emphasizing tax-aware strategies and delivering plans supported by an interactive online tool.

Dominic Soto is a financial advisor at Valic Financial Advisors with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked in roles outside finance, including as an agent selling non-securities insurance products for Agia and as a bartender at Takoda Beer Garden & Rooftop Bar. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management and financial planning services through a large network of advisors and employs discretionary unified managed accounts with tax-aware and ESG overlay options.

Michael Becker is a financial advisor with First Command Advisory Services in Annapolis, MD, holding Series 63 and Series 65 credentials and over 12 years of industry experience. He has been with First Command Advisory Services since 2015 and also has roles at affiliated First Command entities dating back to 2014. Outside of finance, Becker is involved in aviation education as an owner and flight instructor with 4D Aerosports Inc. and also owns the 4D Aero Foundation, a nonprofit focused on education and fundraising. First Command Advisory Services is an SEC-registered firm serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects and monitors model portfolios and third-party managers.

Daniel Darling is a financial advisor at TD Private Client Wealth LLC with one year of industry experience. He holds Series 63 and Series 65 licenses and has prior experience at NYLIFE Securities LLC and New York Insurance Company. Outside of finance, he has been involved with the YMCA of Frederick. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth individuals, and retail clients. The firm utilizes a combination of strategic and tactical asset allocation through its TD Managed Portfolios, working with both affiliated and third-party managers.

Kathy Morris is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 credentials and 18 years of industry experience. She previously worked at MissionSquare Retirement (formerly ICMA Retirement Corporation) from 2007 to 2025 before joining Empower Financial Services in 2025. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, alongside services for Empower Premier IRA and retail brokerage account holders. The firm’s integrated approach ties planning and managed accounts to Empower’s recordkeeping and administrative platforms.

Kenneth Stuzin is a CFA® charterholder based in Baltimore, MD, with 25 years of industry experience. He has been with Brown Investment Advisory & Trust Company since 2001. Brown Advisory provides investment management and advisory services to a diverse range of institutional and individual clients, including high net worth individuals, endowments, foundations, pension plans, charitable organizations, and corporations. The firm employs a bottom-up, fundamental research process to construct concentrated portfolios across various mandates and offers a combination of internally managed strategies and external manager access.

Louis Bosse IV is a financial advisor at Eagle Strategies (NY Life) with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Alpha Solutions Group and Voluntary Benefits System, Ltd. He is based in Ellicott City, MD. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of its assets under management held on a non-discretionary basis.

Ryan Terrents is a financial advisor with William Blair, holding a Series 66 designation and one year of industry experience. He has held roles at Coppermine, Heritage Financial Consultants, and other organizations prior to joining William Blair. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients, employing an active, research-driven approach across various asset classes and providing access to proprietary models, third-party sub-managers, and private investment opportunities.

Angel Hawthorne is a financial advisor at Empower Advisory Group with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at ICMA Retirement Corporation, GWFS Equities, Inc., and Advised Assets Group, LLC. Outside of his advisory role, he markets telecommunication services through a home-based business with ACN, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm emphasizes long-term portfolio returns within an integrated model connected to Empower’s recordkeeping and administrative platforms.

Michael Mc Guire is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Securities America, Inc., PJ Robb Variable Corp, Crump Life Insurance Services, and Bankers Life. Outside of his advisory work, he is involved in selling sports cards on eBay and operates as a member of McGuire Enterprises LLC, a partnership with his wife. Osaic Advisory Services, LLC is a registered investment adviser serving a diverse clientele, including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of services such as investment management, financial planning, and retirement plan consulting, utilizing multiple program models and a variety of proprietary and third‑party platforms.

David Kasten is a Certified Financial Planner® with 21 years of industry experience, currently serving at MAI Capital Management, LLC. He previously worked for Lowe Wealth Advisors, LLC for 14 years and Lowe FS for 6 years. MAI Capital Management provides investment management, wealth management, retirement plan consulting, and family-office services to individuals, families, sports professionals, trusts, and institutional clients. The firm manages $72.3 billion in assets and offers customized portfolio management across various strategies, integrating financial planning and other services.

Walter Worley IV is a CFP® professional with 11 years of experience in the financial services industry. He is currently affiliated with United Planners' Financial Services of America as a limited partner and also serves as president of W1 Wealth LLC. His prior work includes positions at Chesapeake Capital Associates, LLC and Fi360. United Planners Financial Services is a national wealth-management enterprise serving a wide range of clients, including individual investors, retirement plans, corporations, trusts, estates, and institutional clients. The firm offers advisory and brokerage services through independent representatives and employs a variety of custodians and third-party managers, with a significant portion of assets managed on a non-discretionary basis.

Melissa Placek is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. She holds a Series 66 credential and has worked previously at Samuel, Son & Co, East Coast Poured Floors, Transportation Impact, and the Baltimore Orioles. T. Rowe Price Advisory Services offers a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The service is designed for individual investors and households with a focus on retirement goals and includes online planning tools and annual reviews.

Jason Labarge is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. His career includes roles at Madison Avenue Securities, Cetera, and Summit Financial Group. Outside of his advisory work, he serves as treasurer for the Annapolis and Anne Arundel County Coalition to End Homelessness and is an author of a recently published book. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting services to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm emphasizes a model portfolio and discretionary asset management approach supported by fundamental, technical, and cyclical investment strategies.

Erika Pagel is a financial advisor at Brown Advisory with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Brown Advisory since 2012. Brown Advisory provides investment management and advisory services to a diverse client base, including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up, fundamental research process to construct concentrated portfolios and offers a range of strategies, including sustainable-investment options, as well as model portfolios and sub-advisory services.

Sarah Hunt is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 13 years of industry experience. She previously worked at Independent Financial Group and Plotkin Financial Advisors. Hunt has also served as a consultant for Plotkin Financial Advisors. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors and their clients with a range of advisory programs, including discretionary model portfolios and customized solutions. The firm provides operational, trading, technology, compliance, and practice-management support to affiliated advisors.

Gregory Lowe is a CFP® credentialed financial advisor with 23 years of industry experience. He has worked at MAI Capital Management, LLC since 2025 and previously led Lowe Wealth Advisors, LLC for 14 years. MAI Capital Management, LLC provides investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages a wide range of strategies and integrates financial planning, tax, and administrative services, with $72.3 billion in assets under management as of May 2026.

Mandie Peters is a financial advisor with Integrity Alliance, LLC, holding a Series 66 designation and 20 years of industry experience. She has worked at several firms, including Capital Analysts, Lincoln Investment, Questar Capital Corporation, and Ameriprise. In addition to her advisory role, she is also involved as an insurance agent with American Senior Benefits and serves as a notary. Integrity Alliance is a large advisory network with over 300 independent investment adviser representatives managing approximately $5.4 billion in client assets. The firm serves a diverse client base, offering portfolio management, financial planning, and a range of programs through various platforms, supporting strategies that include discretionary accounts, model portfolios, and third-party sub-advisers.

Emelia Sarbeng is a financial advisor at Transamerica Financial Advisors with eight years of industry experience. She holds Series 63 and Series 65 licenses and is an author of works titled *Resilience in the Fire* and *The Poverty Vaccine*. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and charitable organizations. The firm offers advisory and broker-dealer services through proprietary and third-party investment models, providing both discretionary and non-discretionary program options.