Timothy Dupont is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 14 years of industry experience. He has been with MML Investor Services LLC and MassMutual Life Insurance Company since 2011. He is also the owner of Bay Country Consulting, a business process consulting firm. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual financial planning engagements and offers specialized planning services, including estate settlement and employer-sponsored programs.

David Wassel is a CFP® professional with 28 years of industry experience. He is currently with OSAIC and has previously worked at Woodbury Financial Services Inc., H. Beck, Inc., and Guardian Life Insurance Co. of America. Outside of his advisory role, he is the owner of Summer Financial, Inc., a firm engaged in life, disability, and health insurance sales. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services with access to various investment platforms, using tools like asset-allocation models and risk assessments to construct portfolios.

Edward Wight Jr. is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD. He holds CFP® and ChFC® designations and has 26 years of industry experience. Since 1999, he has been affiliated with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company. Outside of his advisory role, he is also an agent with Lenox Advisors, Inc., where he brokers various insurance products including life, health, fixed annuities, disability income, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with an emphasis on collaborative, goal-based planning using firm-approved analytical software.

Merri Toulas is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding Series 63 and Series 66 licenses and totaling 31 years of industry experience. She previously worked at SunTrust Advisory Services and SunTrust Investment Services, Inc. Outside her advisory role, she operates a sole proprietorship involved in art and culture investment activities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by firm-approved tools and methodologies, including Monte Carlo simulations and secular return estimates.

Daniel Taylor is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and having 22 years of industry experience. He has been with Cambridge since 2006. Outside of his advisory role, Taylor serves as president of the Stake Club Charitable Foundation Corporation and is a board member of the Vanguard School Foundation. He is also involved in community and charitable organizations including Trellis Services and The Generous Game Foundation. Cambridge Investment Research Advisors is an SEC-registered adviser serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, employing a range of portfolio management strategies and access to both proprietary and third-party investment models.

John Bradley is a financial advisor at OSAIC with two years of industry experience. He previously worked at Lincoln Financial Advisors Corporation and The Bradley Company. Outside of his advisory role, he serves as a patrolman with the Edwardsville Borough Police Department. OSAIC Wealth, Inc. serves a diverse range of clients including individuals, high-net-worth investors, and institutions through a large network of affiliated advisers and multiple advisory platforms. The firm combines brokerage and investment advisory services with financial planning and access to third-party money managers, employing asset-allocation tools and automated rebalancing to manage portfolios across various asset classes.

Christopher Payton is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. since 2020. Prior to that, he was employed by Regus Management Group from 2014 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various types of organizations.

Abdel Al Jame is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Merrill and Bank of America since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies constructed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Gilman is a financial advisor at LPL Enterprise with five years of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors and Kol Halev. His background also includes roles in education and public service, including the Baltimore City Public School System and the Office of Congressman Dwight Evans. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm’s platform integrates advisory programs with brokerage and insurance products and participates in LPL’s collateralized lending program.

Brandon Hethcoat is a financial advisor at Raymond James Financial with five years of industry experience. He previously worked at Morgan Stanley and Parker & Lynch, and also held a role at Ohio University. In addition to his advisory work, he serves as an investment strategist for Fusco Financial. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, while maintaining specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Shannon Beauchamp is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at Wells Fargo Advisors since 2026 and previously spent 17 years at RBC Capital Markets Corporation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory services with various financial products and referral channels.

Mark Dyer is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 licenses and bringing 49 years of industry experience. He has been with RBC Capital Markets Corporation since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutional clients, and charitable organizations. The firm offers a variety of advisory programs that deliver tailored portfolio management, financial planning, and brokerage services through a combination of in-house and third-party investment managers.

Tania Banach is a Financial Advisor with Merrill Lynch Wealth Management. She began her career in the financial services industry in 2018 after starting at Bank of America and Merrill in 2015. Tania holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Tania offers expertise across investment planning, retirement planning, estate planning services, and wealth management. She works with a diverse range of clients, from young professionals to retirees, focusing on crafting comprehensive financial strategies aligned with each client's individual goals. As a Merrill advisor, she connects all aspects of clients' financial lives to help prioritize and pursue the goals that matter most. Beyond her professional role, Tania participates in community involvement with Junior Achievement of Central Maryland. She enjoys staying active through activities such as yoga, hiking with her family, biking, music, reading, running, swimming, and traveling.

F. Joseph Feeney Jr. is a CFP® professional with 27 years of experience, currently affiliated with Cetera since 2025. His prior experience includes long-term roles at Avantax Advisory Services and related entities, as well as his own Gunpowder Financial Services LLC, where he provides tax preparation and accounting services. Outside of finance, he serves as treasurer for the Old Wharf Condominium Association and is a member of the Optimist Club of Timonium, MD. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers various portfolio management services and operates a multi-manager platform, providing access to affiliated and third-party managers with a broad range of program options.

Parker Wynot is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and previously worked at Osaic FA, INC. Prior to entering the financial industry, he was employed at Bay Hills Golf Course and was a student for several years. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides a wide range of brokerage and advisory services through a large network of affiliated advisers and utilizes various asset-allocation tools and third-party platforms to manage portfolios.

Andrew Romandino is a financial advisor at LPL Enterprise with a Series 66 designation and no prior industry experience. His previous work history includes roles in construction and manufacturing firms such as CertainTeed, Falasca Mechanical, and Binsky and Snyder Mechanical. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios, combining advisory programs with brokerage and insurance product sales through an integrated platform.

Devin Monroe is a financial advisor at Ameriprise with 12 years of industry experience. He holds a Series 66 designation and has worked with Ameriprise since 2013. Outside of his primary role, he serves as an Associate Financial Advisor at J&R Juergensen Inc., where he provides client service. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendations through a centralized consulting team.

Palmer Murray is a Series 66-licensed financial advisor with UBS Financial Services in Hunt Valley, MD, bringing nine years of industry experience. He has been with UBS since 2015 in various capacities. Outside of his advisory role, Murray coaches youth lacrosse with the Brooklyn Crescents Lacrosse Club. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor client strategies.

Mitchell Brown is a financial advisor with UBS Financial Services, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. He has been with UBS since 2017 and was self-employed for 14 years prior. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a broad range of capital markets services.

Stephen Neuhof is a financial advisor at Merrill with 20 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2005. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.