Judith Frantz is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has worked with Waddell & Reed, Inc. and various insurance carriers prior to joining LPL Financial in 2021. Frantz was also involved with the American Business Women Association and the Women Excelling Chapter at The Berkshire Country Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Stephen Biers is a Certified Financial Planner (CFP®) and holds a Series 66 license with 11 years of experience in the financial industry. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm provides a range of advisory programs and investment options, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

James Gibson is a financial advisor with RBC Capital Markets in Lancaster, PA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients, including pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies, discretionary and non-discretionary portfolio management, and access to in-house and third-party investment managers.

Jennifer Ritter is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 10 years of industry experience. Prior to joining Cambridge in 2017, she worked at Northwestern Mutual Wealth Management Company and related entities from 2015 to 2016. In addition to her advisory role, she operates as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both proprietary and third-party investment strategies tailored to client objectives.

Gregory Ashekian is a financial advisor with Equitable Advisors in Lancaster, PA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Equitable Advisors since 2009 and previously worked at Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Craig Patterson is a CFP® professional with 43 years of industry experience. He has worked at Osaic since 2018 and spent 35 years with Signator Investors, Inc. He volunteers on the Pequea Township Planning Committee, assisting with land development and transfer reviews. Osaic Wealth, Inc. serves retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to third-party money managers. The firm employs asset-allocation tools and risk-tolerance assessments to construct diversified portfolios, while supporting both discretionary and non-discretionary account management.

Nicholas Travaglini is a financial advisor with OSAIC in Lancaster, PA, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. His prior roles include positions at SagePoint Financial, Delaware Valley Advisors, Minnesota Life Insurance, Securian Financial Services, and LPL Financial. Outside of his advisory work, he owns UNITED STAR CAPITAL, LLC, which focuses on deal sourcing and construction. OSAIC serves a diverse client base, including individual, high-net-worth, institutional, and charitable investors, offering a range of brokerage and advisory services. The firm employs various investment tools and platforms to construct portfolios with multiple asset classes, supporting both discretionary and non-discretionary management.

Scott Harris is a Senior Financial Advisor with Merrill Lynch Wealth Management. With over 13 years of experience in the financial services industry, Scott specializes in managing new wealth, personal retirement planning, and portfolio management services. He focuses on understanding clients’ life priorities to develop personalized strategies that address their goals and aspirations. Scott holds a Bachelor's Degree from Elizabethtown College and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He emphasizes building long-term relationships with clients to improve their overall financial wellbeing. Outside of work, Scott spends time with his family, including his three children, two grandchildren, and his dog Dakota, and enjoys golfing with his son Tyler.

Peyton Bechtold is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, Peyton held positions at Misenos 2 and Tom James Company. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement, focusing on clients with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Fiona Grant Boltz is a financial advisor with Merrill who holds Series 63 and Series 65 licenses and has 31 years of industry experience. She has been with Merrill since 1994 and has also worked at Bank of America, N.A. since 2011. In addition to her advisory role, she serves on the boards of the Willow Valley Communities Charitable Foundation and the Junior League of Lancaster. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Melissa Heinley is a Series 66-licensed financial advisor with Morgan Stanley in Lancaster, PA, and has 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers comprehensive financial planning and a range of advisory programs supported by structured planning tools and investment modeling.

Zachary Bechtold is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior work includes roles at Academy Financial, Lincoln Financial Advisors, and Axa Advisors. He is also an associate financial advisor with Fulton Financial Advisors in Lancaster, PA. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers non-discretionary planning tailored to client goals using advanced analytical tools and supports municipal and public finance advisory services.

Shane Rebert is a financial advisor at Stifel with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Stifel Nicolaus & Co Inc since 2019. Prior to that, he was employed at Wells Fargo Clearing and Wells Fargo Bank, NA, as well as Scottrade, Inc. for nearly two decades. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, which provides forward-looking analyses to guide client decisions.

Amanda Diaz is a CFP® professional affiliated with LPL Financial in Lancaster, PA, with six years of experience at LPL and a total of 11 years in the financial industry. Prior to joining LPL Financial, she worked at Janney Montgomery Scott for five years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and access to model portfolios and research from multiple sources.

Debra Szymanski is a financial advisor at Raymond James & Associates with nine years of industry experience. She holds a Series 66 designation and has previously worked at Stifel and LPL Financial. Raymond James & Associates, Inc. is a large, dually registered broker‑dealer and SEC‑registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting through various programs and emphasizing tailored, non‑discretionary advice supported by extensive firm research and multiple portfolio management styles.

Theodore Williams is a financial advisor at Ameriprise with 38 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 1987. Outside of his advisory role, he has worked as a distributor for Send Out Cards and has been involved in consulting activities with Dynamic Directions. Ameriprise provides retirement-income planning services targeting individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Scott Lindermann is a financial advisor at Stifel with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2013. Outside of his advisory role, he owns a real estate business involving property maintenance and management on a limited basis. Stifel serves a broad range of clients, including individuals, institutions, and nonprofit entities, offering brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, supporting client decisions through probabilistic modeling and capital market assumptions.

Jacob Arcilesi is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. His prior work includes roles at Spartan Surfaces and Van Houtan Gardens, along with periods dedicated to full-time education. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

David Smith is a financial advisor at OSAIC with 42 years of industry experience. He holds the ChFC® designation and Series 63 and Series 65 licenses. Prior to joining OSAIC in 2018, he worked at Signator Investors, Inc. for 35 years. He is also involved with Mountain Top Wealth Management, where he engages in the sales and marketing of fixed annuities, insurance, and securities products. OSAIC serves a broad range of clients, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct diversified portfolios across multiple asset classes.

Zachariah Hershberger is an advisor at LPL Enterprise with a Series 66 credential and experience beginning in 2025. He has prior roles in insurance and real estate services with Comparion Insurance Agency and Keller Williams Elite, respectively. He also serves as a board member for The Greens of Rapho Homeowners Association, a nonprofit organization. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutions, offering financial planning, asset management, and brokerage services through an integrated platform that includes insurance products and lending programs.