Robert Surprenant Jr. is a financial advisor with Commonwealth Financial Network in Warwick, RI, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. Prior to joining Commonwealth in 2021, he worked at Santander Securities, LLC and Santander Bank, NA for a combined ten years. He is also engaged in fixed insurance sales as part of his business activities. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers both discretionary model portfolios and customizable program options, supported by a substantial clearing and custody relationship with National Financial Services LLC.

Daniel Jara is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors, Tigress Financial Partners, and Porsche. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides a digital advisory program and managed account services, supported by its status as a broker-dealer and insurance agency.

Beren Anderson is a financial advisor at PlanMember Securities Corporation with 22 years of industry experience. He holds the Series 66 designation and has worked at several firms, including Lincoln Financial Advisors and Prudential Insurance Company of America. Anderson is also the owner and CEO of BSA Wealth Advisors, LLC, an investment-related firm offering securities and insurance services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation framework to manage unitized, risk-based mutual-fund portfolios and offers education and support services to plan sponsors and participants.

Amilcar Giraldo is a financial advisor at Citizens Securities, Inc. with 21 years of industry experience. He holds the Series 63 and Series 65 credentials. Prior to his current role, he worked at Prudential Insurance Company of America, Pruco Securities LLC, and Voya Financial. Outside of finance, he owns NuTec Heating and Cooling, a business specializing in minisplit installations. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering advisory programs as well as brokerage and insurance services. The firm uses proprietary algorithms in its digital advisory program and operates as both a broker-dealer and insurance agency.

Thomas Cxypoliski is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 credentials and 31 years of industry experience. His prior roles include positions at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Company. He also serves as executor of his mother’s estate. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both a digital advisory program and a managed account program while functioning as a broker-dealer and insurance agency.

Brian Mcnamara is a financial advisor at Citizens Securities, Inc. with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citizens Securities since 2002. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm employs a variety of advisory approaches, including a digital advisory program and managed accounts, while operating as a broker-dealer and insurance agency.

James Joly is a financial advisor with Primerica Advisors in Cranston, RI, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior work includes roles at Guardian Life Insurance Company, Park Avenue Securities, Cambridge Investment Research Advisors, Cantella & Co., Inc., Voya Financial Advisors, Morgan Stanley, and LPL Financial. Outside of advising, he is the sole owner of Greenwich Bay Wealth Management, LLC, and is involved with the band Good N' You!. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors as well as charitable and corporate clients. The firm offers both brokerage and advisory services, employing a range of proprietary and third-party investment strategies and platforms.

Helio Sousa Erazo Jr. is a Series 66 licensed financial advisor with Citizens Securities, Inc. He has one year of industry experience and has previously worked at Loomis Sayles, Northwestern Mutual, and Bull Transport & Logistics LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, with a range of advisory offerings including a digital advisory program and a Managed Account program.

Kadeem Wright is a CFP® professional with five years of industry experience, currently affiliated with Citizens Securities, Inc. He has held roles at Fidelity Investments, Equitable Advisors, and Bank of America. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program using ETF-based portfolios guided by proprietary algorithms, as well as a Managed Account program.

Michael Bianco is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at Fidelity Investments, Edward Jones, and Keenan Financial. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program with ETF-based portfolios and a managed account program, operating as both a broker-dealer and insurance agency.

Peter Cuddy is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He previously worked at Bank of America, N.A. and Merrill from 2015 to 2019. Outside of his advisory role, he is an agent for Hotel Wiskey LLC, a property in Wakefield, RI. Citizens Securities serves individual and high-net-worth investors and offers both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while it also operates as a broker-dealer and insurance agency.

Alex Aborn is a financial advisor at Citizens Securities, Inc. with three years of industry experience. He holds Series 63 and Series 65 licenses. Prior to his current role, he worked at Equitable Advisors, LLC and has experience in hospitality and recreational businesses, including Mom's Kitchen and Bar and Livelo Bike Rental. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory solutions include a digital program using proprietary algorithms and a Managed Account program, along with commission-based brokerage operations.

Michael Aaronson is a financial advisor with Integrated Wealth Concepts LLC and holds Series 63 and Series 65 licenses. He has 23 years of industry experience and has worked at Integrated Wealth Concepts and LPL Financial since 2016. Aaronson is also a CPA with over 28 years at Aaronson, Lavoie, Streitfeld & Co., CPA, and is a part owner of Del's Frozen Lemonade. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using a mix of mutual funds, ETFs, individual equities, and fixed income with a primarily long-term investment approach.

William Hangan is a CFP® professional with 11 years of industry experience, currently serving at Citizens Securities, Inc. since 2020. His prior experience includes roles at CITIZENS Bank, Wealth Management Resources, Inc., Santander Securities LLC, and HighTower Advisors. He is a member of the East Greenwich School Committee and volunteers with Rhodeway Position, a nonprofit that assists low-income and military individuals with financial and debt planning. Citizens Securities, Inc. serves a diverse retail client base including individual and high-net-worth investors and retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, operating alongside its broker-dealer and insurance activities.

Michael Freeman is a financial advisor at Citizens Securities, Inc. in Johnston, Rhode Island, holding Series 63 and Series 65 licenses with 29 years of industry experience. He has been with Citizens Securities since 2008. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency.

Royah Sultan is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and bringing six years of industry experience. She has been with Bankers Life Advisory Services since 2021 and with Bankers Life Securities since 2017. Outside of her advisory role, she was part owner of Sulchance Listings LLC, a business involved in buying and flipping real estate properties. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis in its investment process.

Robert Rebussini is a financial advisor with Integrated Wealth Concepts LLC in Cranston, RI, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has worked at Integrated Wealth Concepts and LPL Financial since 2016. Outside of his advisory work, he serves as a board member of the Knights of the Wine Table. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, focusing on customized portfolios using mutual funds, ETFs, equities, and fixed income with a primarily long-term investment approach.

Ana Cooke is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and nine years of industry experience. She has worked extensively within Citizens Securities and Citizens Bank since 2013. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Marcio Martins is a financial advisor at TIAA-CREF with 11 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining TIAA-CREF in 2018, Martins worked at Citizens Securities Inc. and Citizens Bank. Outside of his advisory role, he manages rental real estate properties. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered retirement plans. The firm provides a range of advisory services including model portfolio management and customized portfolios through dedicated portfolio managers.

Maria Coclin is a financial advisor at Integrated Wealth Concepts LLC with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Lincoln Financial Advisors Corporation. In addition to her advisory role, she teaches at the Community College of Rhode Island and is involved with Coclin Associates, Inc., a CPA affiliate program. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach with customized portfolios primarily composed of mutual funds, ETFs, equities, and fixed income.