Steven Gobel Jr. is a financial advisor with Morgan Stanley in Springfield, MA, holding a Series 66 designation and five years of industry experience. His background includes roles at Morgan Stanley Private Bank, Coupa Software Incorporated, and Tipalti Solutions Ltd. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

John Lasek is a financial advisor with Equitable Advisors in West Springfield, MA, holding Series 63 and Series 65 licenses and with 44 years of industry experience. He has worked at Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Equitable Advisors serves a broad client base including individuals, retirement plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm offers a variety of advisory programs and works extensively with third-party asset managers and advisory platforms to deliver customized investment solutions.

Timothy Carmon is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. He previously worked at Moody's Corporation and MassMutual Life Insurance Company. Outside of finance, he serves as CFO of Carmon Funeral Homes and chairs the endowment committee at Trinity United Methodist Church. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational seminars with a focus on collaborative, annual planning relationships.

Jake Meza Hernandez is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and six years of industry experience. He has worked at Thrivent Financial since 2024 and previously held roles at Voya Financial Partners, RBC Capital Markets, and TD Bank. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based planning and managed-account programs, focusing on comprehensive financial analyses without discretionary trading authority.

Cody Burns is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Debbra Gorczycki is a financial advisor at Raymond James Financial with 29 years of industry experience. She holds Series 63 and Series 65 designations. Her prior experience includes 15 years at Ameriprise Financial Services, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, as well as institutional and charitable organizations. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and encourages implementation through its advisory programs or other providers.

Joanne De Palma is a financial advisor with Cetera, holding a Series 63 designation and 26 years of industry experience. She has been with Cetera and its affiliates since 2015 and currently operates under Kelly & Company Wealth Partners LLC. In addition to advisory services, she is also licensed to sell fixed insurance products including life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment strategies, combining discretionary and non-discretionary management across various program options and custodial relationships.

Flavia Mc Caughey is a financial advisor with LPL Financial in Springfield, MA, holding a Series 66 designation and five years of industry experience. She has worked at LPL Financial since 2019 and has prior experience at Boston University and Suffolk University. She is a minority owner of FR Accounting and Tax, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary and third-party investment strategies.

Diane Stone is a financial advisor at Morgan Stanley with 21 years of industry experience. She has worked with Morgan Stanley and its affiliated entities since 2007. Outside of her financial advisory role, she also works as an Uber driver. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Kathleen Pumilia is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has two years of industry experience and previously worked in education with several school districts and Lesley University. In addition to her advisory role, she is an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs across multiple platforms and custodians.

Troy Ochoa is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has five years of industry experience and has been with Cambridge since 2021. Outside of his advisory role, he is the vice president and owner of a salon and spa business in East Longmeadow, Massachusetts. Cambridge Investment Research Advisors serves a diverse client base, including individuals and institutions such as pension and charitable organizations. The firm provides financial planning, investment management, and retirement-plan advisory services, managing a multi-billion dollar asset base through a broad network of financial professionals.

Tran Nguyen Tran is a financial advisor with Merrill in Longmeadow, MA, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to Merrill, Tran held positions at Bank of America, Equitable Advisors LLC, and Prudential-affiliated firms. Outside of advising, Tran is the managing member of Trizzy Tran LLC, a company that creates fashion and makeup marketing materials. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Gennaro Ferrentino is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for 10 years before joining Raymond James in 2022. Ferrentino is also president of Ferrentino Wealth Management, an independent business affiliated with Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and encourages implementation through its advisory programs, supporting its services with advanced analytical tools and institutional consulting capabilities.

Derek Lussier is a CFP® and Series 66 credentialed advisor with eight years of industry experience. He is currently with LPL Financial and previously worked at Edward Jones and Enterprise. Outside of advisory work, he is involved as a cosigner on a short-term rental property loan managed by his brother. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Thomas Adams is a financial advisor with Stifel, holding a Series 63 designation and 49 years of industry experience. He has been with Stifel since 2007. Stifel serves a wide range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology developed by its Investment Strategy Group, which incorporates forward-looking market assumptions and probabilistic modeling to support asset allocation and financial planning.

Dylan Slade is a financial advisor with LPL Financial holding a Series 66 designation and one year of industry experience. He has also worked at Webster Bank, N.A. since 2018 and previously at Dunkin Donuts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

James Harmon is a financial advisor at Raymond James & Associates with 26 years of industry experience. He holds the Series 63 and Series 66 licenses and has prior experience at Sagepoint Financial, Inc. In addition to his advisory role, Harmon works part-time as a delivery driver for Door Dash. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Derek Waslick is a financial advisor with Mass Mutual Investors Services in Springfield, MA, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. His prior experience includes roles at Fidelity Institutional Wealth Adviser LLC and various Fidelity Investments affiliates. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-focused planning engagements supported by advanced analytical tools and a range of investment programs.

Richard Caplan is a financial advisor with LPL Financial in Bloomfield, CT, holding Series 63 and Series 65 licenses and with 49 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 2004 and previously at WS Griffith Securities, Inc. from 1999 to 2004. Caplan is also involved as an independent insurance agent, selling life, health, long-term care, and disability insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, and supports its advisers with model portfolios and technology tools.

Peter Alminas is a CFP® professional with 16 years of industry experience, currently serving at UBS Financial Services since 2009. He holds the Series 66 designation and is based in Springfield, MA. He is a member of the Board of Directors for the East Longmeadow High School Athletic Hall of Fame. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory solutions, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets and banking offerings.