Lowell Albert is a financial advisor at J.P. Morgan Securities in Okemos, MI, holding Series 63 and Series 66 credentials with 25 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Jonathan Grocki is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005. Outside of his advisory work, he is involved in his local community as a committee member of the Our Savior Lutheran Endowment Fund and serves as treasurer for Our Savior Lutheran Church & School. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charities, trusts, and estates by providing financial planning, investment management, and retirement advisory services through a widespread network of independent financial professionals. The firm offers a range of portfolio management options, proprietary and third-party model strategies, and both discretionary and non-discretionary investment implementations.

Ryan Carter is a financial advisor with Stifel, holding a Series 66 designation and 9 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory role, he serves on the Board of Trustees and the Financial Investment Committee of the Capital Region Community Foundation and volunteers with local nonprofit organizations focused on community support. Stifel serves a diverse client base, including individual and institutional clients, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, supporting client decision-making across various financial needs.

Matthew Addy is a financial advisor with MassMutual Investors Services in Lansing, MI, holding Series 63 and Series 66 credentials with 15 years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2013. Outside of his advisory role, he is a licensed agent in life and health insurance sales and a partner in an LLC that manages office operations and employees. MassMutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved tools and collaborative annual planning engagements.

Craig Lazar is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 40 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Sedric Audas is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Equitable Advisors since 1999, having also worked with Axa Advisors for 21 years. Outside of his advisory role, he is involved in several business ventures including ownership and partnerships in hospitality and real estate enterprises such as pubs and commercial property. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and a variety of asset management programs, utilizing both internally managed and third-party investment solutions.

William Stoskopf is a financial advisor with OSAIC based in East Lansing, MI, holding CFP® and ChFC® designations and possessing 31 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent 24 years with Signator Investors, Inc. In addition to his advisory role, he is a musician and music teacher in Bath, MI. He is also the owner and managing member of Comprehensive Financial Solutions, LLC, which focuses on employee benefits and insurance services. OSAIC serves a broad mix of retail and institutional clients through a large network of financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and efficient-frontier analysis to construct diversified portfolios and supports multiple advisory platforms and legacy program transitions.

Cole Frageman is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Chase Bank, Charles Schwab, and Morgan Stanley. Frageman is based in Okemos, Michigan. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Terry French is a financial advisor with LPL Financial, holding a Series 66 credential and bringing 14 years of industry experience. His prior work includes roles at Edward Jones and Cetera Wealth Services, and he has served on the Spring Arbor Township Planning Commission as a board secretary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning, advisory, and institutional platforms with diverse investment strategies and technology-supported operational tools.