Michael Maloney is a financial advisor with LPL Enterprise in Syracuse, NY, holding a Series 63 designation and seven years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Bank of America NA. He serves as a board member for St. John Vianney Catholic Community School, a nonprofit organization. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm provides financial planning, consulting, and access to model portfolios and third-party asset management programs within an integrated platform that combines advisory services with brokerage and insurance products.

Kristen Parrow is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. Her prior roles include positions at AmeriCU Credit Union, KeyBank, and Axa Advisors, LLC. She is also associated with Wilmington Advisors @ M&T as part of her LPL business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement plan consulting through a national network of investment adviser representatives.

Lloyd Fix Jr. is a financial advisor with LPL Financial and holds a Series 66 designation. He has 21 years of industry experience, including nine years at Cadaret, Grant & Co., Inc. He is also involved in a non-investment business, Weekend Fix LLC. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs and financial planning services, utilizing model portfolios and research from internal and third-party sources.

Geoffrey Irving is a financial advisor at Equitable Advisors with six years of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors and its predecessor firms since 2015. Outside of finance, he is a partner and President of Operations at American Made Games Inc., a company that fabricates wooden lawn games. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage channels to implement client recommendations.

Caitlin Campbell is a financial advisor at Morgan Stanley in Syracuse, NY, with 10 years of industry experience. She has been with Morgan Stanley since 2018 and previously spent six years as a stay-at-home parent. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Anita Savage is a financial advisor with Merrill in Syracuse, NY, holding Series 63 and Series 66 licenses and 35 years of industry experience. She has been with Merrill since 1991. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to various financial products and services.

Alicia Spevak is a financial advisor at Cambridge Investment Research Advisors with 21 years of industry experience. She holds a Series 63 designation and has worked previously at Cadaret, Grant & Co., Inc. and Lee E. Kalin & Associates, where she continues as president and financial professional. Spevak is also an independent insurance agent and serves on the boards of several religious organizations. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing multiple portfolio management strategies and platform arrangements tailored to client objectives.

Daniel Silfer is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and has prior experience at the Office of the Comptroller of the Currency and SUNY Oswego. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, relying on LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions.

Chad Germain is a financial advisor with LPL Financial in Cicero, NY, holding Series 65 and Series 63 licenses and bringing 17 years of industry experience. He has worked with M&T Securities and M&T Bank since 2007 and joined LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Michael Stanton Jr. is a financial advisor at LPL Enterprise with Series 66 credentials and four years of industry experience. His background includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and Equitable Advisors. Outside of finance, he serves as a driver representative for his family-owned racing team, engaging with sponsors. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model wealth portfolios, combining advisory programs with brokerage and insurance products through an integrated platform.

J Pluff is a financial advisor with RBC Capital Markets in Syracuse, NY, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2009 to 2023. Outside of his advisory work, Pluff serves on the boards of the Upstate Medical University Foundation and the Everson Museum of Art, and he is a broadcast host for local television programs on WSYT-Fox 68 and WCNY-PBS. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies and utilizes a combination of in-house and third-party managers to implement client portfolios.

Francis Mazzilli is a financial advisor at LPL Financial with three years of industry experience. He holds a Series 66 designation and has worked previously at Empower Federal Credit Union and CUSO Financial Services, LP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a range of discretionary and non-discretionary management options.

David Schnall is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He previously worked at Pruco Securities, LLC for 35 years before joining LPL Enterprise in 2024. Outside of his advisory role, Schnall is involved in instructing skiing and snowboarding to children and adults. LPL Enterprise serves a diverse client base, including individuals, retirement plans, and institutional clients, offering financial planning, advisory, and brokerage services. The firm utilizes a platform that integrates advisory programs with financial products and insurance services through affiliated entities.

Raymond Patraw is a financial advisor with Stifel in Dewitt, NY, holding Series 65 and Series 66 licenses and having 21 years of industry experience. He has worked at Stifel Nicolaus since 2018, and previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Michele Backes is a financial advisor at UBS Financial Services with 27 years of industry experience. She has been with UBS since 2014 and holds Series 63 and Series 66 designations. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and provides research-driven, model-based asset allocation tailored to client goals and risk tolerances.

Lloyd Tepper is a financial advisor with Primerica Advisors, holding a Series 63 designation and 10 years of industry experience. He has worked at Primerica Advisors and Primerica Financial Services since 2015 and previously spent 14 years at O'Brien & Gere. Outside of advisory work, he is involved in sales of loan products and home security and automation service referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and utilizes a tiered wrap-fee structure for its services.

Shawn Tetreault is a financial advisor at LPL Enterprise with a Series 66 designation and two years of industry experience. His prior roles include working at The Prudential Insurance Co. of America and PRUCO Securities, LLC. He also spent over a decade with the Knights of Columbus. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, offering both advisory and brokerage services. The firm provides financial planning, model portfolio management, and access to third-party asset managers through an integrated platform combining adviser programs with other financial product offerings.

John Tarnow is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He has worked at LPL Financial since 2025 and has previously been associated with Charter Asset Management LLC and Cadaret, Grant & Co., Inc. since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory and brokerage services, including financial planning, retirement plan consulting, and access to model portfolios and research from multiple sources.

Kelly Scholl is a Series 66-licensed financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, she worked in various roles including at Staffing Solutions Organization and the YMCA. Outside of finance, she operated a small Pilates business called Pilates with Kelly. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs and investment strategies through a large nationwide network of financial advisors and branch offices.

Joshua Keirsbilck is a financial advisor with LPL Enterprise holding Series 63 and Series 66 credentials and three years of industry experience. He has worked at LPL Enterprise since 2024 and previously at Pruco Securities LLC and Equitable Advisors. Outside of financial advising, he works as a DoorDash driver in Rochester, NY. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a broad range of brokerage and insurance products.