Gerald Cornish is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been employed since 1990. He serves as a Portfolio Manager in The Merrill Lynch Personal Investment Advisor Program, managing personalized and defined investment strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party strategies. His client focus encompasses corporate executive services, education planning, family wealth management, services for endowments, foundations, and non-profits, personal retirement planning, philanthropic planning, portfolio management services, as well as socially responsible and ESG investing. With over 33 years of experience, Gerald provides goals-based wealth management advice and guidance to affluent families, businesses, and non-profit institutions. He holds several professional designations including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Gerald earned his bachelor's degree from the State University of New York College at Buffalo. Community involvement is an integral part of Gerald's life. He has served as Chairman of The Buffalo State College Foundation and currently serves on the board of The Summit Center. In his personal time, he enjoys boating, fishing, gardening, reading, running, skiing, and spending time with his family.

Charles Harmon is a financial advisor at Equitable Advisors with a Series 66 designation and no prior industry experience. His work history includes roles at Door Dash, Baillie Lumber, and University of Buffalo among others. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a broad network of advisers and third-party programs.

Mark Kellogg is a financial advisor at Mass Mutual Investors Services with 26 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, with prior experience at Massachusetts Mutual Life Insurance Company and Metlife Securities. Outside of advisory work, he is an independent insurance agent specializing in fixed annuities and life, accident, health, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing collaborative, goal-oriented planning supported by firm-approved analytical tools.

Joseph Aliotta is a financial advisor at OSAIC with 40 years of industry experience. He holds a Series 63 designation and has worked previously at American Portfolios Financial Services, Inc. and Carroll Financial Services. Outside of his advisory role, he is an independent insurance agent selling life insurance and fixed annuities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, supported by asset-allocation tools and third-party management solutions.

Bryan Weinstein is a financial advisor with LPL Enterprise and holds a Series 63 designation. He has 16 years of industry experience, including prior roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by internal and third-party strategists, and it offers financial planning, access to third-party asset managers, and affiliated trust and insurance services.

Kevin Tachine is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously was with Wells Fargo Advisors LLC and Merrill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Austin Kelly is a CFP® professional with 20 years of industry experience, currently serving as an advisor at Equitable Advisors since 2006. He previously worked at Milestone Wealth, LLC for one year and at Axa Advisors, LLC for 14 years. Outside of advisory work, he is the sole member of CLB, LLC, an administrative and property management business, and is involved with The BlackOak Group, LLC, which includes activities approved for selling fixed insurance outside the Equitable Network. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Jonathan Armstrong is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 1998, he has worked with clients to develop goals-based strategies for managing both personal and business finances. He serves as a Portfolio Manager, overseeing discretionary personalized and defined strategies that may include individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. His areas of expertise include family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, and retirement income. Jonathan collaborates with clients and their other advisors to coordinate financial, legal, and tax decisions. Jonathan holds a Personal Investment Advisor (PIA) designation. He earned a Bachelor's degree from Buffalo State College and a High School Diploma from Canisius High School. In his personal time, he enjoys camping, gardening, golfing, hunting, reading, skiing, woodworking, traveling, and spending time with his family.

Adam Burke is a financial advisor at Equitable Advisors with Series 63 and Series 65 credentials. He joined the firm in 2026 and has no prior industry experience. His background includes work and study at the University at Buffalo, as well as roles in various service and educational positions. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, charitable organizations, and other institutional clients. The firm’s approach involves assessing client information and risk tolerance to match clients with program models or discretionary managers, utilizing both proprietary and third-party asset management solutions.

Lauren Montante is a financial advisor at Equitable Advisors with Series 63 and Series 66 credentials and four years of industry experience. She has worked at Equitable Advisors since 2015. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and a variety of asset management programs. The firm employs a model-based approach that incorporates third-party asset managers and advisory programs, with offerings spanning mutual funds, ETFs, separately managed accounts, and select alternative investments.

Gregory Delgado is a financial advisor with LPL Enterprise in Williamsville, NY. He holds Series 63 and Series 65 licenses and has 40 years of industry experience, including 36 years at Pruco Securities, LLC. He is also involved in Medicare sales as a non-variable insurance business activity. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers access to financial planning, third-party asset managers, and insurance products through affiliated entities.

Michael Gates is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 16 years of industry experience. He previously worked at Bank of America, N.A., and Merrill, accumulating substantial experience at both firms before joining Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Christopher Seefeldt is a financial advisor with RBC Capital Markets in Williamsville, NY, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with RBC Capital Markets since 2010 and also works with City National Bank since 2019. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and nonprofits. The firm offers a variety of wrap fee advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Dominick Frustaci is a financial advisor with Equitable Advisors, holding a Series 66 license and two years of industry experience. He has worked as a consultant for several firms, including Shatkin FIRST, Gerson Lehman Group, Third Bridge, and Guidepoint. Outside of advisory roles, he is a partner in Tee It Up Retreat, LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutional clients, and charitable organizations. The firm offers a range of advisory programs and works with third-party asset managers to implement client investment strategies.

Jeffrey Smith is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. He previously worked at Merrill and Bank of America, N.A. from 2011 to 2022. Outside of his advisory role, he co-owns several business ventures with his spouse, including a franchised medical clinic and a vending machine business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jay Hawk is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and under one year of industry experience. His prior work includes roles at Dollar General, Tops Friendly Markets, and the Village of Fredonia Recreation Department. Jay has also worked at Buffalo State University and Fredonia Central School District. Mass Mutual Investors Services provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual collaborative planning engagements using firm-approved software and educational seminars, focusing on broad investment categories rather than specific product selections.

Joseph Berst is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and six years of industry experience. Prior to joining Equitable Advisors in 2020, he served in the United States Army from 2016 to 2019. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm offers advisory programs primarily through third-party managers and focuses on matching clients to investment models based on their risk tolerance and personal information.

Edward Eagen is a financial advisor with Primerica Advisors based in Amherst, NY, holding a Series 63 designation and 25 years of industry experience. He has been with Primerica Advisors since 2000 and has prior work experience with Computer People Staffing, Graphic Controls Corp., and Nissha Medical Technologies. In addition to his advisory role, he is involved in the sale of home security and automation products through an affiliate of Primerica. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, which features model-delivery strategies and a limited number of separately managed accounts under a wrap-fee structure. The firm curates third-party asset managers and uses BNY Mellon Advisors for model implementation and trade execution.

Fredrick Pepperday is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and bringing 40 years of industry experience. He has worked at MassMutual Investors Services since 2017 and has prior experience with Massachusetts Mutual Life Insurance Company and Metlife Securities Inc. Outside of his advisory work, he is involved in tax preparation through ownership of Summit Tax and serves as a notary public. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars.

Joan Fisher is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. Her prior work includes 16 years at Key Bank and a brief tenure at Axa Advisors. She serves as a board member of the Glenwood Acres Ski Club. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm uses a range of advisory models and third-party asset managers, focusing on personalized client assessments and offering diverse investment options including mutual funds, ETFs, and alternative investments.