Ghada El Gamal is a financial advisor with Transamerica Retirement Advisors, LLC, holding a Series 66 designation and bringing 20 years of industry experience. She has been with Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2014. Outside of her advisory role, she manages a rental property business. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services, utilizing proprietary tools and portfolio oversight from Morningstar Investment Management.

Orobosa Ero is a financial advisor with Transamerica Financial Advisors in Roseville, MN, holding Series 63 and Series 65 credentials and having 11 years of industry experience. Prior to joining Transamerica, Ero worked at Bank of America, Merrill, and Wells Fargo in various roles. Outside of finance, Ero is co-owner of Green Hills Transportation LLC, a freight and medical transportation business operated with a spouse, and serves as a director at SRG and Construction LLC, a sand, rock, and gravel processing company. Transamerica Financial Advisors serves a wide range of clients, including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios. The firm manages substantial discretionary and non-discretionary assets and operates uniquely as both a registered broker-dealer and RIA, supporting plan clients through affiliated retirement and recordkeeping entities.

Matthew Weier is a CFP®, CFA®, and Series 63 licensed financial advisor with 12 years of industry experience. He has worked at Savant Wealth Management since 2025 and previously spent 11 years at PrairieView Partners, LLC. Savant Wealth Management provides comprehensive wealth management, financial planning, and related services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm’s investment approach combines evidence-based, model-driven asset allocation with actively managed strategies and is supported by centralized resources and affiliated legal, accounting, and trust services.

Kristopher Olsen is a financial advisor at Hornor, Townsend & Kent, LLC with 21 years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial for eight years before joining Hornor, Townsend & Kent in 2023. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Robert Koch is a financial advisor at Cetera Planning Partners with 11 years of industry experience. He holds a Series 65 designation and has worked at Cetera Planning Partners since 2026, following a 30-year tenure at Olsen Thielen & Co., a full-service CPA firm where he is an equity shareholder. Outside of his advisory role, he continues to work extensively in audit and tax compliance through his CPA firm. Cetera Planning Partners serves individual and high-net-worth clients, especially pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm also provides tax planning, bookkeeping, payroll support, and estate-planning services through Legacy Wealth Strategies, employing a diversified investment approach centered on mutual funds and ETFs aligned with client objectives and risk tolerance.

Joshua Rodgers is a financial advisor at Empower Advisory Group with six years of industry experience. He holds a Series 66 designation and has worked at firms including Cetera Wealth Services and Securian Financial Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates through its “point-in-time” financial plans and managed account solutions.

Travis Bretoi is a CFP® certificant with nine years of industry experience, currently serving as a financial advisor at Transamerica Retirement Advisors, LLC. His prior roles include positions at Transamerica Life Insurance Company and Transamerica Investors Securities Corporation since 2020, as well as experience with TD Ameritrade from 2017 to 2020. Transamerica Retirement Advisors provides investment advice and education services primarily to participants in employer-sponsored retirement plans and IRA owners. The firm utilizes Morningstar Investment Management’s proprietary software and model portfolios to deliver both managed and non-discretionary investment recommendations.

Christopher Reisdorf is a financial advisor with NewEdge Advisors and holds Series 63 and Series 65 licenses. He has 25 years of industry experience, including prior roles at LPL Financial and Investment Centers of America, Inc. Reisdorf provides investment advisory services through NewEdge Advisors, an independent registered investment advisor firm. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a wide range of portfolio management and consulting services and employs a combination of in-house and third-party strategies supported by technology and centralized due diligence.

Donald Wilson is a financial advisor with United Planners Financial Services of America, holding Series 63, 65, and 66 licenses and bringing 39 years of industry experience. His prior experience includes ten years at Focus Financial and Royal Alliance and Associates. Outside of advising, he serves as president of Don Wilson Inc., a separate business entity. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base through roughly 359 advisors. The firm offers a combination of advisory and brokerage services, primarily managing assets on a non-discretionary basis.

Benjamin Ingram is a financial advisor at Beacon Pointe Advisors, LLC, holding a Series 65 designation. He has two years of industry experience and previously worked at Landmark Wealth Management Group, Cunningham Restaurant Group, Nvent Electric, Redpath & Company, and Room & Board. Ingram is also involved with Lake Elmo Inn, Inc., where he has been active since 2014. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, and outsourced chief investment officer services to a diverse client base, including individuals, corporations, pension plans, and institutional clients. The firm combines asset-allocation modeling with third-party Independent Managers and employs both active and passive strategies across public and private assets.

Thomas Hoffman is a financial advisor with Principal Financial Services in New Brighton, MN, holding a Series 66 designation and nine years of industry experience. His career includes roles at Edward Jones, Waddell & Reed, LPL Financial, and Green Guardian Wealth Management before joining Principal Securities Inc and Principal Life Insurance Company. Outside of his advisory work, he has a rental arrangement for a condominium bedroom in New Brighton. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions under various advisory and promoter arrangements.

William Waterbury is a financial advisor with Guardian Life in St. Paul, MN, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has been with Guardian Life and its affiliated firms since 2006 and has worked at Park Avenue Securities since 2018. He serves as power of attorney for family members in non-investment-related matters. His firm, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored financial planning and consulting through a combination of advisor-led discretionary management, model-based strategies, and a digital advisory platform.

Jeffrey Tegeler is a CFP® and ChFC® with over 40 years of experience in the financial services industry. He is currently an advisor at Kestra Advisory and a principal of Garrity, Tegeler & Varley Wealth Strategies, LLP, where he focuses on life insurance products. His background includes long-term associations with firms such as Minnesota Mutual and Strommen and Associates. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a range of institutional and individual clients, offering services including plan design, fiduciary consulting, and advisor-managed accounts. The firm serves large institutional investors and employs a due diligence process to support its investment recommendations.

Michael Conlon is a CFP® with 21 years of experience in the financial services industry. He is currently affiliated with Principal Financial Services and has prior experience at Thrivent Financial for Lutherans, where he worked for 16 years. Conlon is a partner in Scott Wealth Planning LLC, a business focused on client relationship management and administration. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm provides direct advisory programs, retirement plan consulting, and access to third‐party money manager asset allocation and separately managed account solutions.

Brandon Bailey is a financial advisor at United Planners Financial Services of America with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Ameriprise Financial Services. His other activities include serving as a resident insurance producer and insurance agent specializing in non-variable insurance and Medicare plans, as well as an associate with Lee Stoerzinger Wealth Management. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base through independent Investment Adviser Representatives. The firm manages approximately $12.77 billion in assets, primarily on a non-discretionary basis, and operates with a limited-partnership ownership structure that includes advisor transition support programs.

Jeffrey Tiber is a financial advisor with Kestra Advisory Services who holds a Series 66 designation and has 27 years of industry experience. His prior career includes long tenures at New Century Financial Group, Commonwealth Financial, and Rmi. Outside of his advisory role, he serves as Vice President of New Century Group, LLC, a real estate management entity, and participates in real estate consulting and property management activities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering fiduciary services, plan design, compliance testing, and advisor-managed accounts. The firm serves a broad client base, including large institutional investors, and supports a range of investment platforms and third-party solutions.

Kristy Schaffer is a Certified Financial Planner™ (CFP®) and Personal Financial Specialist™ (PFS™) with 12 years of industry experience. She has been with Savant Wealth Management since 2025 and previously worked at Irwin Schaffer LLC and Prairieview Partners LLC for 18 years. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management, financial planning, and family office services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and sub-advised mandates, supported by integrated accounting, legal, and trust service affiliates.

Jacob Strucel is a financial advisor at Savant Wealth Management in St. Paul, MN, with two years of industry experience and a Series 65 credential. His prior roles include positions at Vanguard, Edward Jones, and PrairieView Partners. Savant Wealth Management provides comprehensive wealth management and financial planning services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and a range of affiliated implementation services.

Adam Landvik is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and 25 years of industry experience. His prior roles include positions at Investors Financial Group, LLC and LPL Financial, LLC. He is based in Roseville, Minnesota. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model and utilizes a combination of proprietary and third-party investment solutions and technology platforms.

Patrick Hall is a financial advisor with Cetera Planning Partners in St. Paul, MN, holding a Series 65 credential and 11 years of industry experience. He has also worked with Olsen Thielen & Co., Ltd., a certified public accounting firm where he is an equity shareholder, vice president, and treasurer. His role at Olsen Thielen involves audit, tax planning, consulting, and general business advice. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm offers additional services including tax planning, bookkeeping, payroll support, and estate planning, with an investment approach centered on diversified allocations using mutual funds and ETFs tailored to client objectives and risk tolerance.